An exemplary surface contact card holder (800) for holding a surface contact card (40) includes a body (10) and a guiding mechanism (20). The body has a receiving space (105) therein. The guiding mechanism is movably provided in the receiving space. The guiding mechanism is configured for selectably one of retaining the surface contact card in the receiving space and withdrawing the surface contact card from the receiving space. The guiding mechanism includes a pulling lever (201) and a spring element (202). One end of the spring element is fixed on the pulling lever and the other end of the spring element resists the body. The spring element is pressed when the guiding mechanism is pushed out from the receiving space. The guiding mechanism automatically returns to its original position by rebounding of the spring element.