发明授权
US07686214B1 System and method for identity-based fraud detection using a plurality of historical identity records
有权
使用多个历史身份记录的基于身份的欺诈检测的系统和方法
- 专利标题： System and method for identity-based fraud detection using a plurality of historical identity records
- 专利标题（中）： 使用多个历史身份记录的基于身份的欺诈检测的系统和方法
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申请号： US11026552申请日： 2004-12-30
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公开(公告)号： US07686214B1公开(公告)日： 2010-03-30
- 发明人: Xuhui Shao , Tao Hong , Alan Tsang , Allen Jost , Christer J. DiChiara , Mike Cook , Stephen Coggeshall
- 申请人： Xuhui Shao , Tao Hong , Alan Tsang , Allen Jost , Christer J. DiChiara , Mike Cook , Stephen Coggeshall
- 申请人地址： US CA San Diego
- 专利权人： ID Analytics, Inc.
- 当前专利权人： ID Analytics, Inc.
- 当前专利权人地址： US CA San Diego
- 代理机构： Paul, Hastings, Janofsky & Walker LLP
- 主分类号： G06K5/00
- IPC分类号： G06K5/00
摘要：
A method for identifying a fraudulent account application includes receiving a new account application comprising a plurality of identity-related fields and linking the identity-related fields associated with the new account application with identity-related fields associated with a plurality of historical account applications. The links form a graphical pattern on which statistical analysis can be performed to determine the likelihood that the new account application is fraudulent. The statistical analysis can comprise comparing the graphical pattern to a known, or normal graphical pattern in order to detect differences, or anomalies occurring in the graphical pattern associated with the new account application.
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