Systems and methods are described for automatically processing mortgage insurance claims. In one described system, a central server computer receives inputs from, and provides outputs to, a servicer terminal connected into a network. The servicer terminal captures data from a servicer submitting a mortgage insurance claim. A claims database is connected into the network, containing data relating to the mortgage insurance claim. A claim audit rulebase is connected into the network, for automatically performing an audit and adjustment of the submitted mortgage insurance claim. The system automatically provides results of the audit and adjustment to the servicer at the servicer terminal, and presents the servicer with an option to interact with a claim representative to resolve any issues.