发明授权
- 专利标题： System and method for providing a financial instrument utilizing a liability ratio
- 专利标题（中）： 使用负债比率提供金融工具的制度和方法
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申请号： US11671625申请日： 2007-02-06
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公开(公告)号： US07895109B2公开(公告)日： 2011-02-22
- 发明人: Jacob M. Herschler , Daniel O. Kane , N. David Kuperstock , Robert Francis O'Donnell , Steven Lee Putterman , Dain Eric Runestad , Robert J. Schwartz , Nicholas Berardis, Jr. , John L. Grucza , Michael Albert Guido , J. Scott Dunn
- 申请人： Jacob M. Herschler , Daniel O. Kane , N. David Kuperstock , Robert Francis O'Donnell , Steven Lee Putterman , Dain Eric Runestad , Robert J. Schwartz , Nicholas Berardis, Jr. , John L. Grucza , Michael Albert Guido , J. Scott Dunn
- 申请人地址： US NJ Newark
- 专利权人： The Prudential Insurance Company of America
- 当前专利权人： The Prudential Insurance Company of America
- 当前专利权人地址： US NJ Newark
- 代理机构： Baker Botts L.L.P.
- 主分类号： G06Q40/00
- IPC分类号： G06Q40/00
摘要：
One embodiment of the invention is a method for providing a financial instrument including determining a current account balance for a financial account, calculating a liability ratio for the financial account, and determining whether to transfer at least a portion of the account balance from a variable sub-account to a low-risk sub-account based on the liability ratio.
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