Disclosed is an electrophotographic photoreceptor having a protective overcoat layer including a polyol binder; a hole transport material; a curing agent; and a surface-treated tin oxide particle filler. Also disclosed is a process for forming a photoreceptor that includes providing a photoreceptor substrate; applying a charge generating layer; applying a charge transport layer; and applying a protective overcoating layer over the substrate; such that the protective overcoat layer includes a polyol binder; a hole transport material; a curing agent; and a surface-treated tin oxide particle filler. Also included is a method of forming an image, including the disclosed photoreceptor.