Methods and pre-paid platforms are provided to detect the occurrence of a refresh triggering event as specified by a refresh trigger rule and to then refresh the pre-paid account in accordance with a refresh completion rule. The refresh triggering event may be one or more of a variety of event types, such as depletion of a remaining usage to a pre-defined level or a target date and/or time for a refresh. The refresh completion rule may be one or more of a variety of actions to take, such as increasing the remaining usage by a default amount to complete the refresh or requesting authorization for a refresh by generating a message to an entity in control of the pre-paid account. The pre-paid platform may charge a monetary account for the amount of the refresh that is applied.