发明授权
- 专利标题： Consumer behaviors at lender level
- 专利标题（中）： 贷款人层面的消费者行为
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申请号： US13185248申请日： 2011-07-18
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公开(公告)号： US08180703B2公开(公告)日： 2012-05-15
- 发明人: Kathleen Haggerty , Aashish Prakash , Prasanta Sahu , Di Xu , Chao Yuan
- 申请人： Kathleen Haggerty , Aashish Prakash , Prasanta Sahu , Di Xu , Chao Yuan
- 申请人地址： US NY New York
- 专利权人： American Express Travel Related Services Company, Inc.
- 当前专利权人： American Express Travel Related Services Company, Inc.
- 当前专利权人地址： US NY New York
- 代理机构： Snell & Wilmer L.L.P.
- 主分类号： G06Q40/00
- IPC分类号： G06Q40/00
摘要：
The present disclosure generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their respective consumers. Also, the present disclosure relates to rating consumer lenders based on the predicted spend capacity of their consumers.
公开/授权文献
- US20110276470A1 CONSUMER BEHAVIORS AT LENDER LEVEL 公开/授权日：2011-11-10
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