公开(公告)号：US08078530B2

公开(公告)日：2011-12-13

申请号：US13185281

申请日：2011-07-18

申请人： Kathleen Haggerty ,  Aashish Prakash ,  Prasanta Sahu ,  Di Xu ,  Chao Yuan

发明人： Kathleen Haggerty ,  Aashish Prakash ,  Prasanta Sahu ,  Di Xu ,  Chao Yuan

IPC分类号： G06Q40/00

CPC分类号： G06Q40/025 ,  G06Q30/0251 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/12

摘要： The present disclosure generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their respective consumers. Also, the present disclosure relates to rating consumer lenders based on the predicted spend capacity of their consumers.

公开(公告)号：US20110276470A1

公开(公告)日：2011-11-10

申请号：US13185248

申请日：2011-07-18

申请人： Kathleen Haggerty ,  Aashish Prakash ,  Prasanta Sahu ,  Di Xu ,  Chao Yuan

发明人： Kathleen Haggerty ,  Aashish Prakash ,  Prasanta Sahu ,  Di Xu ,  Chao Yuan

IPC分类号： G06Q40/00

CPC分类号： G06Q40/025 ,  G06Q30/0251 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/12

摘要： The present disclosure generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their respective consumers. Also, the present disclosure relates to rating consumer lenders based on the predicted spend capacity of their consumers.

公开(公告)号：US20090248567A1

公开(公告)日：2009-10-01

申请号：US12058254

申请日：2008-03-28

申请人： Kathleen Haggerty ,  Aashish Prakash ,  Prasanta Sahu ,  Di Xu ,  Chao Yuan

发明人： Kathleen Haggerty ,  Aashish Prakash ,  Prasanta Sahu ,  Di Xu ,  Chao Yuan

IPC分类号： G06Q40/00

CPC分类号： G06Q40/02 ,  G06Q20/10 ,  G06Q40/025

摘要： The present invention generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their respective consumers. Also, the present invention relates to rating consumer lenders based on the predicted spend capacity of their consumers.

公开(公告)号：US20110276471A1

公开(公告)日：2011-11-10

申请号：US13185281

申请日：2011-07-18

申请人： Kathleen Haggerty ,  Aashish Prakash ,  Prasanta Sahu ,  Di Xu ,  Chao Yuan

发明人： Kathleen Haggerty ,  Aashish Prakash ,  Prasanta Sahu ,  Di Xu ,  Chao Yuan

IPC分类号： G06Q40/00

CPC分类号： G06Q40/025 ,  G06Q30/0251 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/12

摘要： The present disclosure generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their respective consumers. Also, the present disclosure relates to rating consumer lenders based on the predicted spend capacity of their consumers.

摘要翻译： 本公开通常涉及财务数据处理，特别涉及放贷人信用评分，贷款人分析，贷款人行为分析和建模。 更具体地说，它涉及基于从各自消费者得到的数据的评级放债者。 此外，本公开涉及基于消费者预测的消费能力来评估消费者贷方。

公开(公告)号：US20090248573A1

公开(公告)日：2009-10-01

申请号：US12058431

申请日：2008-03-28

申请人： Kathleen Haggerty ,  Aashish Prakash ,  Prasanta Sahu ,  Di Xu ,  Chao Yuan

发明人： Kathleen Haggerty ,  Aashish Prakash ,  Prasanta Sahu ,  Di Xu ,  Chao Yuan

IPC分类号： G06Q40/00

CPC分类号： G06Q40/02 ,  G06Q40/00 ,  G06Q40/025

摘要： The present invention generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their respective consumers. Also, the present invention relates to rating consumer lenders based on the predicted spend capacity of their consumers.

公开(公告)号：US20090248572A1

公开(公告)日：2009-10-01

申请号：US12058394

申请日：2008-03-28

申请人： Kathleen Haggerty ,  Aashish Prakash ,  Prasanta Sahu ,  Di Xu ,  Chao Yuan

发明人： Kathleen Haggerty ,  Aashish Prakash ,  Prasanta Sahu ,  Di Xu ,  Chao Yuan

IPC分类号： G06Q40/00

CPC分类号： G06Q40/02 ,  G06Q40/00 ,  G06Q40/025

摘要： The present invention generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their respective consumers. Also, the present invention relates to rating consumer lenders based on the predicted spend capacity of their consumers.

公开(公告)号：US20090248569A1

公开(公告)日：2009-10-01

申请号：US12058333

申请日：2008-03-28

申请人： Kathleen Haggerty ,  Aashish Prakash ,  Prasanta Sahu ,  Di Xu ,  Chao Yuan

发明人： Kathleen Haggerty ,  Aashish Prakash ,  Prasanta Sahu ,  Di Xu ,  Chao Yuan

IPC分类号： G06Q40/00

CPC分类号： G06Q40/00 ,  G06Q40/025

摘要： The present invention generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their respective consumers. Also, the present invention relates to rating consumer lenders based on the predicted spend capacity of their consumers.

公开(公告)号：US08386379B2

公开(公告)日：2013-02-26

申请号：US13450338

申请日：2012-04-18

申请人： Kathleen Haggerty ,  Aashish Prakash ,  Prasanta Sahu ,  Di Xu ,  Chao Yuan

发明人： Kathleen Haggerty ,  Aashish Prakash ,  Prasanta Sahu ,  Di Xu ,  Chao Yuan

IPC分类号： G06Q40/00

CPC分类号： G06Q40/025 ,  G06Q30/0251 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/12

摘要： The present disclosure generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their respective consumers. Also, the present disclosure relates to rating consumer lenders based on the predicted spend capacity of their consumers.

摘要翻译： 本公开通常涉及财务数据处理，特别涉及放贷人信用评分，贷款人分析，贷款人行为分析和建模。 更具体地说，它涉及基于从各自消费者得到的数据的评级放债者。 此外，本公开涉及基于消费者预测的消费能力来评估消费者贷方。

公开(公告)号：US08015108B2

公开(公告)日：2011-09-06

申请号：US12976682

申请日：2010-12-22

申请人： Kathleen Haggerty ,  Aashish Prakash ,  Prasanta Sahu ,  Di Xu ,  Chao Yuan

发明人： Kathleen Haggerty ,  Aashish Prakash ,  Prasanta Sahu ,  Di Xu ,  Chao Yuan

IPC分类号： G06Q40/00

CPC分类号： G06Q40/025 ,  G06Q30/0251 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/12

摘要： The present disclosure generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their respective consumers. Also, the present disclosure relates to rating consumer lenders based on the predicted spend capacity of their consumers.

摘要翻译： 本公开通常涉及财务数据处理，特别涉及放贷人信用评分，贷款人分析，贷款人行为分析和建模。 更具体地说，它涉及基于从各自消费者得到的数据的评级放债者。 此外，本公开涉及基于消费者预测的消费能力来评估消费者贷方。

公开(公告)号：US08010449B2

公开(公告)日：2011-08-30

申请号：US12969137

申请日：2010-12-15

申请人： Kathleen Haggerty ,  Aashish Prakash ,  Prasanta Sahu ,  Di Xu ,  Chao Yuan

发明人： Kathleen Haggerty ,  Aashish Prakash ,  Prasanta Sahu ,  Di Xu ,  Chao Yuan

IPC分类号： G06Q40/00

CPC分类号： G06Q40/02 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q40/00 ,  G06Q40/025 ,  G06Q40/12

摘要： The present disclosure generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their respective consumers. Also, the present disclosure relates to rating consumer lenders based on the predicted spend capacity of their consumers.