A withdrawal processing apparatus is arranged with a storage unit for storing deposit balances of respective yen account and foreign currency account; an acquiring unit for acquiring withdrawal request information including a withdrawal amount for every currency; a withdrawal judgment unit for judging, for every currency, whether or not the withdrawal amount is within a range of a deposit balance; and a withdrawal processing unit for performing a withdrawal process based on the withdrawal amount of yen for the yen account if judged that the withdrawal amount of yen is within the range of the deposit balance of the yen account, where the withdrawal processing unit compensates the shortage amount from the yen account and performs the withdrawal process when the shortage amount with respect to the withdrawal amount of the foreign currency of the foreign currency account is within the range of the deposit balance of the yen account.