发明授权
- 专利标题： Seeding challenges for payment transactions
- 专利标题（中）： 付款交易的种子挑战
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申请号： US12140215申请日： 2008-06-16
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公开(公告)号： US08380629B2公开(公告)日： 2013-02-19
- 发明人: Mark Carlson , Patrick Faith
- 申请人： Mark Carlson , Patrick Faith
- 申请人地址： US CA San Francisco
- 专利权人： Visa U.S.A. Inc.
- 当前专利权人： Visa U.S.A. Inc.
- 当前专利权人地址： US CA San Francisco
- 代理机构： Kilpatrick Townsend & Stockton LLP
- 主分类号： G06Q40/00
- IPC分类号： G06Q40/00
摘要：
Systems, methods, and apparatus are provided for authenticating a consumer using challenge questions. A response to a challenge question is verified via seeding the challenge question, receiving response, and deductively determining the answer. The verified response and challenge question may then be used to authenticate a consumer as part of an authorization process.
公开/授权文献
- US20080319904A1 SEEDING CHALLENGES FOR PAYMENT TRANSACTIONS 公开/授权日：2008-12-25
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