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    Information access device and data transfer
    1.
    发明授权
    Information access device and data transfer 有权

    公开(公告)号：US10095276B2

    公开(公告)日：2018-10-09

    申请号：US12953372

    申请日：2010-11-23

    申请人： Patrick Faith ,  Mark Carlson ,  Ayman Hammad ,  Ben Rewis ,  Kris Koganti

    发明人： Patrick Faith ,  Mark Carlson ,  Ayman Hammad ,  Ben Rewis ,  Kris Koganti

    IPC分类号： H04B7/00 ,  G06F1/16 ,  G06Q20/10 ,  G06Q20/32 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q20/42 ,  H04W12/08

    摘要： Embodiments of the present invention are directed to systems, apparatuses and methods for using a first device with an accelerometer to transfer data by making contact with a second device with an accelerometer, thereby generating interaction data that is representative of the physical contact between the mobile device and the second device. The first device may be a mobile phone. The second device may be a mobile phone or a stationary kiosk or terminal. A first device with an accelerometer physically contacts the second device. Each of the first and second devices generate interaction data (e.g., accelerometer, location, time data, etc.) representative of the physical interaction between the first and second device. A server computer determines, based on interaction data, that the first device and the second device physically contact each other. After determining that the mobile device and the second device made contact, communications may be initiated between the devices. Communications may include customer-provided information (e.g., shopping lists) and merchant-provided information (e.g., items in stock or on sale from the consumer's shopping list). In some embodiments, at least two independent interactions between three devices transfer data from a first computing device to a second computing device, after each of the first and second computing devices independently interacts with a mobile device.

    Access using a mobile device with an accelerometer
    2.
    发明授权
    Access using a mobile device with an accelerometer 有权
    使用带加速度计的移动设备进行访问

    公开(公告)号：US08907768B2

    公开(公告)日：2014-12-09

    申请号：US12953371

    申请日：2010-11-23

    申请人： Patrick Faith ,  Mark Carlson ,  Ayman Hammad ,  Ben Rewis ,  Kris Koganti

    发明人： Patrick Faith ,  Mark Carlson ,  Ayman Hammad ,  Ben Rewis ,  Kris Koganti

    IPC分类号： H04Q5/22 ,  G08B1/08 ,  G05B19/00 ,  H04K1/00 ,  G06F3/033 ,  G06Q20/42 ,  G06Q20/38 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q20/10 ,  G06F1/16

    CPC分类号： G06F1/1694 ,  G06F21/40 ,  G06Q20/10 ,  G06Q20/32 ,  G06Q20/3224 ,  G06Q20/389 ,  G06Q20/40 ,  G06Q20/4016 ,  G06Q20/42 ,  H04W12/08

    摘要： Embodiments of the present invention are directed to systems, apparatuses and methods for using a mobile device with an accelerometer to gain access into a secured or restricted area. A first device and a second device interact by making physical contact with each other thereby generating interaction data that is representative of the physical interaction between the first and second device. The first and second device may be mobile phones. The second device may be a point of sale terminal, access point device, or any other stationary (i.e., in a fixed position) device positioned at a line, door, gate, or entrance. A server computer determines, based on interaction data, that the first device and the second device made physical contact. After determining that the first device and the second device made contact, communications may be initiated between the devices. Communications may relate an access transaction comprising an exchange of information, such as credentials, between a prospective entrant (operating the first device) and a gatekeeper (operating the second device) to verify that the prospective entrant is permitted or is not permitted access to a particular area that is secured or restricted by the gatekeeper. Other embodiments are direct to confirmation transactions. Access transaction and confirmation transactions may be combined with a financial transaction using a payment processing network.

    摘要翻译： 本发明的实施例涉及使用具有加速度计的移动装置来获得进入安全或限制区域的系统，装置和方法。 第一设备和第二设备通过彼此进行物理接触进行交互，从而生成代表第一和第二设备之间的物理交互的交互数据。 第一和第二装置可以是移动电话。 第二设备可以是销售点终端，接入点设备或位于线路，门，门或入口处的任何其它固定（即固定位置）设备。 服务器计算机基于交互数据确定第一设备和第二设备进行物理接触。 在确定第一设备和第二设备联系之后，可以在设备之间发起通信。 通信可以涉及在潜在进入者（操作第一设备）和网守（操作第二设备）之间的信息交换（诸如凭证）之间的访问交易，以验证潜在进入者是否被允许或不允许访问 被守门员固定或限制的特定区域。 其他实施例直接用于确认交易。 访问交易和确认交易可以与使用支付处理网络的金融交易组合。

    Gateway Service Platform
    3.
    发明申请
    Gateway Service Platform 有权
    网关服务平台

    公开(公告)号：US20140344142A1

    公开(公告)日：2014-11-20

    申请号：US14257863

    申请日：2014-04-21

    申请人： Patrick Faith ,  Mark Carlson ,  Krishna Prasad Koganti

    发明人： Patrick Faith ,  Mark Carlson ,  Krishna Prasad Koganti

    IPC分类号： G06Q20/02

    CPC分类号： G06Q20/027 ,  G06Q30/06 ,  G06Q30/0601

    摘要： A gateway service platform is disclosed that provides access to a payment processing system via an open network such as the internet. The gateway service platform also provides access to service systems that provide a variety of services and applications offered by or affiliated with the payment processing system. The gateway service platform allows the payment processing system to reach users and to facilitate transactions on a wide variety of devices that may not otherwise be able to connect to payment processing system. Other devices, such as payment terminal devices, can also interact with a payment processing system through the gateway service platform using the same network and protocol. Embodiments of the invention allow devices on these open networks to connect with the payment processing system without having to change the existing infrastructure of the payment processing system.

    摘要翻译： 公开了一种网关服务平台，其提供经由诸如互联网的开放网络对支付处理系统的访问。 网关服务平台还提供对提供由支付处理系统提供或附属的各种服务和应用的服务系统的访问。 网关服务平台允许支付处理系统接触用户并促进在不同的设备上可能无法连接到支付处理系统的交易。 诸如支付终端设备的其他设备也可以通过使用相同网络和协议的网关服务平台与支付处理系统进行交互。 本发明的实施例允许这些开放网络上的设备与支付处理系统连接，而不必改变支付处理系统的现有基础设施。

    Alias identity and reputation validation engine
    5.
    发明授权
    Alias identity and reputation validation engine 有权
    别名身份和声誉验证引擎

    公开(公告)号：US08818882B2

    公开(公告)日：2014-08-26

    申请号：US12846769

    申请日：2010-07-29

    申请人： Mark Carlson ,  Patrick Stan ,  Patrick Faith ,  Benjamin Rewis

    发明人： Mark Carlson ,  Patrick Stan ,  Patrick Faith ,  Benjamin Rewis

    IPC分类号： G06Q30/00

    CPC分类号： G06Q30/0609 ,  G06Q20/10 ,  G06Q20/385 ,  G06Q20/40 ,  G06Q30/02 ,  G06Q30/06 ,  G06Q30/0601

    摘要： Methods and system for determining reputation information are provided. The method includes analyzing transactional and non-transactional information for an alias associated with an entity and determining reputation information for that alias. The reputation information is transferable across multiple domains. A user can request the reputation information about an entity prior to doing business with that entity. The reputation information is generated for merchants as well as users. The system can generate transaction risk score for every transaction to be conducted between two or more aliases. The system includes an alias identity and reputation validation server computer that receives inputs from various external systems and generated reputation information based on the inputs. Additionally, every individual user/merchant can manage his profile within the reputation database and enter some information manually.

    摘要翻译： 提供了确定信誉信息的方法和系统。 该方法包括分析与实体相关联的别名的事务和非事务性信息，并确定该别名的信誉信息。 信誉信息可跨多个域传输。 用户可以在与该实体进行业务之前请求关于实体的信誉信息。 为商家和用户生成信誉信息。 该系统可以为在两个或多个别名之间进行的每个交易产生交易风险分数。 该系统包括别名身份和信誉验证服务器计算机，其接收来自各种外部系统的输入并基于输入生成信誉信息。 此外，每个用户/商家都可以在信誉数据库中管理他的个人资料，并手动输入一些信息。

    Systems and methods for geographic location notifications of payment transactions
    8.
    发明授权
    Systems and methods for geographic location notifications of payment transactions 有权
    支付交易地理位置通知的系统和方法

    公开(公告)号：US08478692B2

    公开(公告)日：2013-07-02

    申请号：US12491125

    申请日：2009-06-24

    申请人： Mark Carlson ,  Patrick Faith

    发明人： Mark Carlson ,  Patrick Faith

    IPC分类号： G06Q40/00 ,  G06Q20/04

    CPC分类号： G06Q20/3226 ,  G06Q20/04 ,  G06Q20/12 ,  G06Q20/20 ,  G06Q20/32 ,  G06Q20/3223 ,  G06Q20/3224 ,  G06Q20/325 ,  G06Q20/3255 ,  G06Q20/341 ,  G06Q20/347 ,  G06Q20/354 ,  G06Q20/40 ,  G06Q20/425 ,  G07F7/08

    摘要： A method and system for providing geographic location notifications of payment transactions is disclosed. One embodiment of the invention is directed to a method including receiving an authorization request message associated with a transaction, the transaction associated with a portable consumer device and an access device at a merchant. A geographic location of the transaction is determined. It is determined whether a notification message indicating that the transaction is occurring is required. Upon determining that the notification message is required, the notification message is sent to a notification device operated by a consumer and the notification device receives the notification message substantially simultaneously with the merchant's receipt of an authorization response message. A graphical depiction of the notification message is displayed on a map on the notification device.

    摘要翻译： 公开了一种用于提供支付交易的地理位置通知的方法和系统。 本发明的一个实施例涉及一种方法，包括接收与交易相关联的授权请求消息，与便携式消费者设备相关联的交易以及商家处的访问设备。 确定交易的地理位置。 确定是否需要指示事务正在发生的通知消息。 在确定需要通知消息时，通知消息被发送到由消费者操作的通知设备，并且通知设备在商家的授权响应消息的接收的基础上同时接收通知消息。 在通知装置的地图上显示通知消息的图形描述。

    INPUT DEVICE WITH AN ACCELEROMETER
    9.
    发明申请
    INPUT DEVICE WITH AN ACCELEROMETER 有权
    带加速度计的输入装置

    公开(公告)号：US20130036003A1

    公开(公告)日：2013-02-07

    申请号：US13584168

    申请日：2012-08-13

    申请人： Patrick Faith ,  Mark Carlson ,  Ayman Hammad

    发明人： Patrick Faith ,  Mark Carlson ,  Ayman Hammad

    IPC分类号： G06F3/033 ,  G06Q30/02 ,  H04W4/02 ,  G06Q30/00 ,  H04W4/00

    CPC分类号： H04W12/06 ,  G06F21/00 ,  G06K9/00335 ,  G06Q30/0201 ,  G06Q30/0207 ,  G06Q30/0261 ,  H04L63/0861 ,  H04N21/42204 ,  H04N21/812 ,  H04W4/18

    摘要： Methods, devices, and systems are described for bumping a mobile device, such as a smart phone, against a fixed poster board display at a store to initiate a download of coupons, advertisements, or other benefits to the mobile device. Products can be rated by a user's up/down bump or other bump patterns. Using accelerometer-based inertial measurements, multiple users can control multiple mouse cursors on a large display with their mobile devices in order to select information to be downloaded to their mobile devices. The multiple users can bump the display in order to select their items simultaneously.

    摘要翻译： 描述了方法，设备和系统，用于使诸如智能电话的移动设备与存储处的固定的海报板显示器相撞，以便向移动设备发起优惠券，广告或其他益处的下载。 产品可以通过用户的上/下凹凸或其他凹凸图案进行评级。 使用基于加速度计的惯性测量，多个用户可以使用移动设备在大型显示器上控制多个鼠标光标，以便选择要下载到其移动设备的信息。 多个用户可以碰撞显示器，以便同时选择它们的项目。

    OBSERVABLE MOMENT ENCRYPTION
    10.
    发明申请
    OBSERVABLE MOMENT ENCRYPTION 有权
    可观察的动作加密

    公开(公告)号：US20120198518A1

    公开(公告)日：2012-08-02

    申请号：US13443475

    申请日：2012-04-10

    申请人： Patrick Faith ,  Mark Carlson

    发明人： Patrick Faith ,  Mark Carlson

    IPC分类号： G06F21/00 ,  G06F7/04

    CPC分类号： G06K19/07749 ,  G06K19/0716 ,  H04W12/06 ,  H04W12/12

    摘要： A method, system and apparatus for encrypting a consumer identification number contained in a portable consumer device by gradually changing a consumer identification number when an observable moment is observed is disclosed. Observable moments can be exposure to light or an electromagnetic field, use of the portable consumer device or a change in temperature. A pattern or history of how the consumer identification number is gradually changed is used to authenticate the portable consumer device or the consumer.

    摘要翻译： 公开了一种通过在观察到可观察时刻逐渐改变消费者识别号码来加密便携式消费者装置中包含的消费者识别号码的方法，系统和装置。 可观察的时刻可以是暴露于光或电磁场，使用便携式消费装置或温度变化。 使用消费者识别号码如何逐渐改变的模式或历史来认证便携式消费者设备或消费者。