A vertical interconnect architecture for a three-dimensional (3D) memory device suitable for low cost, high yield manufacturing is described. Conductive lines (e.g. word lines) for the 3D memory array, and contact pads for vertical connectors used for couple the array to decoding circuitry and the like, are formed as parts of the same patterned level of material. The same material layer can be used to form the contact pads and the conductive access lines by an etch process using a single mask. By forming the contact pads concurrently with the conductive lines, the patterned material of the contact pads can protect underlying circuit elements which could otherwise be damaged during patterning of the conductive lines.