Financial and player tracking/reward transactions are facilitated by a system including at least one server and a plurality of gaming machines. The server has a memory containing data files corresponding to players that contain information such as credits or monies in an account belonging to the player. The data files also contain player tracking information, such as points awarded to a player based upon their game play. Players are issued media in the form of player cards having identification information thereon that may be used to access the player's account or files. A player and a casino may manage the player's accounts, such as by placing criteria upon the account, including the use of associated credits. A player may play a game using credits associated with their account. A player may also manage their accounts, including viewing financial and game play or reward information and transfer funds into and out of an account.