A method and a terminal for providing a route in a navigation system using a satellite image are provided. The terminal includes a route calculation unit for calculating a route from a current location to a destination when a user inputs the destination, a satellite image requesting unit for requesting a satellite image server for satellite images corresponding to locations on the route and for downloading the requested satellite images, a satellite image storage unit for storing the downloaded satellite images, and a controller for retrieving a satellite image corresponding to the current location from the satellite image storage unit and for displaying the retrieved satellite image simultaneously while downloading the satellite images corresponding to the locations on the route.