发明授权
- 专利标题： System and method for determining appropriate redemption presentations for a virtual token associated with a stored value account
- 专利标题（中）： 用于确定与存储值帐户相关联的虚拟令牌的适当兑换演示的系统和方法
-
申请号： US12851716申请日： 2010-08-06
-
公开(公告)号： US09336519B2公开(公告)日： 2016-05-10
- 发明人: Frank T. Young , Robert L. Dessert , Ben D. Ackerman , Gwenael B. Delaine , Lindsey K. Dorman , Eric R. Kraar , Aidoo Osei , Kyle Cochran , Steven M. Smith
- 申请人： Frank T. Young , Robert L. Dessert , Ben D. Ackerman , Gwenael B. Delaine , Lindsey K. Dorman , Eric R. Kraar , Aidoo Osei , Kyle Cochran , Steven M. Smith
- 申请人地址： US CA San Diego
- 专利权人： QUALCOM Incorporated
- 当前专利权人： QUALCOM Incorporated
- 当前专利权人地址： US CA San Diego
- 代理商 Nicholas A. Cole
- 主分类号： G06Q20/00
- IPC分类号： G06Q20/00 ; G06Q20/32 ; G06Q20/04 ; G06Q20/20 ; G06Q30/02 ; G06Q30/06 ; G06Q40/02 ; G06Q30/00 ; G07B15/00
摘要：
A method for determining an appropriate redemption presentation for a virtual token associated with a stored value account is disclosed. The method may include receiving a request for presenting a redemption presentation of a virtual token and obtaining a merchant identifier associated with the request. The method may further include determining if the request is for one of an on-line transaction and a transaction with a point-of-sale terminal, and if the request is for a transaction with a point-of-sale terminal, then searching a database using the merchant identifier to find one or more redemption presentations of virtual token preferred by a merchant. Subsequently, the one or more redemption presentations of the virtual token may be transmitted over a computer network to a client device.