A fastener is provided for securing a first panel to a second panel. The fastener includes a stud insertable through apertures in the first and second panels. A handle pivotally connected to a stud head and pivotal between an upright position and a folded. A biasing assembly is connected to the stud head and the handle that biases the handle outward relative to the stud head. A fastener is also provided for securing together the first and second panels, including a grommet, a receptacle and an insert in threaded engagement with an interior of the receptacle. The receptacle may be a rivet nut.