The invention relates to a high SPF sunscreen composition. There exists a need for a personal care composition comprising sunscreen agents in low concentrations that are able to provide much higher SPF as compared to known sunscreen compositions comprising such low levels of sunscreen agents. The present applicants have been working on solving this problem and have surprisingly found that cosmetic compositions comprising dibenzoylmethane or its derivative in combination with an oil soluble UV-B sunscreen when incorporated in a sunscreen composition along with a non-ionic surfactant of a select class meeting certain HLB requirements, provide the enhanced SPF benefits when applied on the substrate of interest.