Invention Application
WO2015007637A1 METHOD FOR SECURING A VALIDATION STEP OF AN ONLINE TRANSACTION
审中-公开
用于保护在线交易的验证步骤的方法
- Patent Title: METHOD FOR SECURING A VALIDATION STEP OF AN ONLINE TRANSACTION
- Patent Title (中): 用于保护在线交易的验证步骤的方法
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Application No.: PCT/EP2014/064909Application Date: 2014-07-11
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Publication No.: WO2015007637A1Publication Date: 2015-01-22
- Inventor: ARNALD, Valery , DESJARDINS, Jean-Michel , THILL, Michel , SUZUKI, Shintaro , GRELLIER, Stéphane
- Applicant: GEMALTO SA
- Applicant Address: 6, Rue de la Verrerie F-92190 Meudon FR
- Assignee: GEMALTO SA
- Current Assignee: GEMALTO SA
- Current Assignee Address: 6, Rue de la Verrerie F-92190 Meudon FR
- Agency: LOTAUT, Yacine
- Priority: EP13306035.0 20130719
- Main IPC: G06Q20/12
- IPC: G06Q20/12 ; G06Q20/32 ; G06Q20/38 ; G06Q20/40 ; G06Q30/06
Abstract:
The present invention relates to a method and system for securing a validation process of an online payment transaction. During an online transaction on a mobile device, it is requested a contactless tap from a contactless display card (thanks to NFC reader mode in the mobile device) to establish a contactless exchange session. During this contactless exchange session, the display card receives the amount requested for the transaction and the identification of merchant. The user is invited to check amount and merchant identification on the screen of the display card. When the user validates the transaction by for example pressing on a corresponding button then the display card creates an authorization message comprising enciphered financial user information and data on the transaction. With a second tap from the display card, the mobile device receives the authorization message which is transmitted to the display card issuer through the merchant for validation.
Information query