- 专利标题： SYSTEMS AND TECHNIQUES TO UTILIZE AN ACTIVE LINK IN A UNIFORM RESOURCE LOCATOR TO PERFORM A MONEY EXCHANGE
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申请号： PCT/US2022/021272申请日： 2022-03-22
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公开(公告)号： WO2022240484A1公开(公告)日： 2022-11-17
- 发明人: RULE, Jeffrey , BERGERON, George , NEWMAN, Kaitlin , HART, Colin
- 申请人： CAPITAL ONE SERVICES, LLC.
- 申请人地址： 1680 Capital One Drive
- 专利权人： CAPITAL ONE SERVICES, LLC.
- 当前专利权人： CAPITAL ONE SERVICES, LLC.
- 当前专利权人地址： 1680 Capital One Drive
- 代理机构： RUSSELL, Matthew
- 优先权： US17/317,262 2021-05-11
- 主分类号： G06Q20/34
- IPC分类号： G06Q20/34 ; G06Q20/32 ; G06F16/955 ; G06F21/35 ; G06Q20/10 ; G06F21/34 ; G06Q20/108 ; G06Q20/3223 ; G06Q20/3267 ; G06Q20/3278 ; G06Q20/341 ; G06Q20/352 ; G06Q20/401 ; G06Q20/4014 ; G06Q2220/00
摘要：
A system in which a payment card tapped onto a mobile device is used to authenticate a user sending money to another user or requesting money from another user. When the first user taps a payment card onto their mobile device, a URL with encrypted string is sent to the mobile device of the user receiving the money or the money request. The mobile device of the other user launches a banking app as a result of opening the URL. That app uses the encrypted string to authenticate the first user sending or requesting the money.
