公开(公告)号：EP1869611A1

公开(公告)日：2007-12-26

申请号：EP06738010.5

申请日：2006-03-13

申请人： Stemer, Werner

发明人： CALABRESE, Gerry

IPC分类号： G06K5/00

CPC分类号： G06Q20/42 ,  G06Q20/325 ,  G06Q20/40 ,  G06Q20/425 ,  G06Q40/00 ,  G06Q40/02

摘要： An added level of security is added to charge card transactions. Upon presenting a credit card for a purchase, for example, the cardholder receives a message on his cell phone that a charge authorization request has been received. The cardholder may also be prompted to reply with a password or a PIN, so as to add a second security authorization.

摘要翻译： 添加的安全级别被添加到收费卡交易中。 例如，当出示用于购买的信用卡时，持卡人在他的手机上收到消息，收到了收费授权请求。 还可以提示持卡人回复密码或PIN，以添加第二安全授权。

公开(公告)号：EP1859382A2

公开(公告)日：2007-11-28

申请号：EP06736998.3

申请日：2006-03-02

申请人： Cisco Technology, Inc.

发明人： PATEL, Labhesh ,  SHAFFER, Shmuel ,  CHAHROURI, Gebran ,  SARKAR, Shantanu ,  MOON, Bruce ,  KHOURI, Joseph

IPC分类号： G06K5/00

CPC分类号： G06F21/35

摘要： Methods and devices are provided for automating a login process and user/device associations. A user's preferred device settings and/or functions may be provisioned automatically. Some implementations provide an automated log out or "sleep" when a user leaves one or more of the devices. Users may be automatically identified and associated. The "presence" of members of a user group may be determined as required for one or more actions to be taken. Some user groups control devices according to which members of a group may have access to certain functions, information, etc., and which may not.

公开(公告)号：EP1828954A2

公开(公告)日：2007-09-05

申请号：EP05853459.5

申请日：2005-12-07

申请人： First Data Corporation

发明人： LEWIS, Cynthia, M. ,  ALGIENE, Kenneth ,  PRICE, James, F ,  DUESENBERG, John, R

IPC分类号： G06K5/00 ,  G06K19/06 ,  G06K7/00

CPC分类号： A45C11/182 ,  G06K19/04 ,  G06K19/06187 ,  G06K19/06196 ,  G06K19/07739

摘要： Transaction card assemblies, systems and methods of making are provided. One such assembly includes a card carrier having a card integrally formed within. The card peripherally engages the card carrier and is adapted to be removed from the card carrier. An encodable strip is disposed on the card. The strip has first and second encodable tracks. The first encodable track is positioned to be read by a point-of-sale device when the card is engaged with the card carrier, and the second encodable track is positioned to be read by the point-of-sale device after the card is separated from the carrier. In this manner, the card can be read using the same point-of-sale device whether or not the card has been separated from the carrier.

公开(公告)号：EP1825416A2

公开(公告)日：2007-08-29

申请号：EP05855446.0

申请日：2005-12-19

申请人： Lumidigm, Inc.

发明人： ROWE, Robert, K.

IPC分类号： G06K5/00 ,  G06K9/00 ,  G06K9/20 ,  G06K9/36 ,  G06T1/00 ,  G06T7/00 ,  G06F7/04 ,  G06F7/00 ,  G05B19/00 ,  G05B23/00 ,  G08B29/00 ,  G08C19/00 ,  H04B1/00 ,  H04M3/00 ,  H04Q1/00 ,  H04Q9/00

CPC分类号： G06K9/00046 ,  A61B5/0059 ,  A61B5/117 ,  A61B5/1171 ,  A61B5/145 ,  A61B5/14546 ,  A61B5/441 ,  B60R25/25 ,  B60R25/252 ,  B60R25/255 ,  B60R25/257 ,  G06K9/0012

摘要： Methods and systems are provided for combining total-internal-reflectance and tissue imaging to perform biometric functions. The system may include an illumination source, a platen, a light detector, an optical train, and a computational unit. The platen is disposed to make contact with a skin site of an individual. The optical train is disposed to provide optical paths between the illumination source and the platen, and between the platen and the light detector. The combination of the illumination source and optical train provides illumination to the platen under multispectral conditions. The computational unit is interfaced with the light detector and has instructions to generate a total-internal-reflectance image of the skin site from a first portion of light received from the skin site, and to generate a tissue image of the skin site from a second portion of light received from the skin site.

摘要翻译： 提供了用于组合全内反射和组织成像以执行生物特征函数的方法和系统。 该系统可以包括照明源，压板，光检测器，光学列车和计算单元。 压板被设置成与个体的皮肤部位接触。 光学系列设置成在照明源和压板之间以及压板和光检测器之间提供光路。 照明源和光学列车的组合在多光谱条件下向压板提供照明。 所述计算单元与所述光检测器接口，并且具有从从皮肤部位接收的光的第一部分产生皮肤部位的全内反射率图像的指令，并且从第二部分产生皮肤部位的组织图像 从皮肤部位收到的部分光。

公开(公告)号：EP1807789A2

公开(公告)日：2007-07-18

申请号：EP05773431.1

申请日：2005-07-15

申请人： MASTERCARD INTERNATIONAL, INC.

发明人： SMETS, Patrick ,  VAN DE VELDE, Eddy, Lodewijk, Hortensia ,  GARRETT, Duncan

IPC分类号： G06K7/08 ,  G06K19/06 ,  G06K5/00

CPC分类号： G01R31/308 ,  G01R31/302 ,  G06K7/00 ,  G06K7/0008 ,  G06K7/0095 ,  G06K7/10019 ,  G06K7/10336 ,  G06K7/10465 ,  G06K17/00 ,  G06Q20/32 ,  G06Q20/327 ,  G06Q20/341 ,  G07F7/084 ,  G07F7/1008

摘要： A reference reader is provided for testing contactless electronic payment cards whose data transmissions are via weak load modulated RF carrier signals. The reference reader includes a reader antenna and a coupled common mode rejection circuit. The common mode rejection circuit is configured to demodulate carrier signals received at the reader antenna to retrieve payment card data signals having low modulation indices.

公开(公告)号：EP1792264A2

公开(公告)日：2007-06-06

申请号：EP05762566.7

申请日：2005-06-23

申请人： DRESSER, INC.

发明人： HARRELL, Daniel, C.

IPC分类号： G06K5/00 ,  H04K1/00

CPC分类号： G07F13/025 ,  G07G1/14

摘要： A system for managing information relating to customers at a fuel service facility may include customer service points, one or more processors, a database, and a central server. The customer service points can receive a customer identifier, and the processors can apply a hash function to a customer identifier received by the customer service points to generate a system identifier. The database can store system identifiers, each associated with one or more customer preferences. The central server can associate one or more of the custome preferences with one or more of the system identifiers, store the associated customer preferences in the database, and provide access to the database.

公开(公告)号：EP1747522A2

公开(公告)日：2007-01-31

申请号：EP05737735.0

申请日：2005-04-18

申请人： First Data Corporation

发明人： MASCAVAGE, John, Joseph ,  WEICHERT, Margaret, Morgan ,  HOGAN, Robert

IPC分类号： G06K5/00

CPC分类号： G07F7/08 ,  G06Q20/02 ,  G06Q20/0855 ,  G06Q20/10 ,  G06Q20/12 ,  G06Q20/40 ,  G06Q20/4016 ,  G06Q20/403 ,  G06Q20/4037 ,  G06Q40/025

摘要： A network arrangement is provided for processing credit transactions. A financial network is used to route communications securely between interfaces with the financial network. Merchant systems are coupled with the interfaces, with each merchant system transmitting requests for authorization of credit transactions through the financial network. An issuer system authorizes credit transactions in response to receipt of requests that specify at least a credit account to be used to support a particular credit transaction and a transaction amount for the particular credit transaction. A guarantor system separate from the issuer system determines whether to guarantee credit transactions in response to the requests and transmits responses indicating whether specific credit transactions are to be guaranteed through the financial network to the merchant systems.

公开(公告)号：EP1723604A2

公开(公告)日：2006-11-22

申请号：EP05723349.6

申请日：2005-02-17

申请人： R & R Card Systems Inc.

发明人： WEBB, Richard, S. ,  BERTUCCELLI,Randall,P

IPC分类号： G06Q40/00 ,  G06K19/00 ,  G07D11/00 ,  G11B7/0033 ,  G07F19/00 ,  G11B3/70 ,  G06K5/00

CPC分类号： G11B7/24 ,  G06K19/044 ,  G07F7/086 ,  G11B7/0033

摘要： A multimedia card, including, a multimedia card portion, a multimedia card holder portion, and a multimedia cover portion, wherein the multimedia cover portion including a magnetic stripe containing magnetic information, and wherein the multimedia cover portion and the multimedia card holder portion releasably cover the multimedia card portion in between the multimedia cover portion and the multimedia card holder portion.

公开(公告)号：EP1709566A2

公开(公告)日：2006-10-11

申请号：EP05706112.9

申请日：2005-01-24

申请人： MASTERCARD INTERNATIONAL, INC.

发明人： WANKMUELLER, John

IPC分类号： G06K5/00

CPC分类号： G06Q20/20 ,  G06Q20/02 ,  G06Q20/023 ,  G06Q20/04 ,  G06Q20/12 ,  G06Q20/24 ,  G06Q20/40 ,  G06Q20/4014 ,  G06Q20/403 ,  G06Q20/4037 ,  G07F7/08 ,  G10L15/22

摘要： A secure electronic payment system and method for conducting a secure transaction (120) using authentication is provided. A merchant's computer (104) transmits an authorization request to an access control server (112). The access control (112) obtains authentication (130) to confirm the identity of the purchaser (102), via e.g., an electronic form or interactive voice response system. The access control server (112) then transmits a response to the merchant's computer. If the purchaser (102) is authorized to access the account, payment is processed by the merchant (104) and the transaction (102) is completed.

公开(公告)号：EP1559057A4

公开(公告)日：2006-06-07

申请号：EP03797828

申请日：2003-08-06

申请人： JACOBI ROBERT L ,  GOODELL RANDY S

发明人： JACOBI ROBERT L ,  GOODELL RANDY S

IPC分类号： G06K5/00 ,  G06Q10/00 ,  G07F7/00

CPC分类号： G06Q10/02 ,  G07F17/0014 ,  G07F17/0042

摘要： A guest operated front desk processing station is all contained in an upright stand alone housing. The housing contains a touch screen and keyboard for guest inputting information, and a signature pad in an upper portion. The housing front face contains a credit card swipe device for scanning a credit, debit or brand card, a slot for dispensing a receipt from a printer inside the housing and a key slot for dispensing a key card generated by a key making device within the housing. The housing front face also contains a slot for accepting various currency denominations and a slot for dispensing currency change. The processing station is connected by a network data cable to a Property Management System.

摘要翻译： 客人操作的前台处理站都包含在一个直立的独立住房内。 外壳包含用于客人输入信息的触摸屏和键盘以及上部的签名板。 外壳正面包含用于扫描信用卡，借记卡或品牌卡的信用卡刷卡装置，用于从外壳内的打印机分配收据的插槽和用于分配钥匙卡的钥匙槽，钥匙卡由外壳内的钥匙制造装置 。 房屋前脸还包含一个用于接受各种货币面额的插槽和一个用于分配货币兑换的插槽。 处理站通过网络数据线连接到物业管理系统。