公开(公告)号：EP4439431A2

公开(公告)日：2024-10-02

申请号：EP24195142.5

申请日：2019-07-19

Applicant: Coral Protocol

Inventor： KUCHAR, David Charles ,  GARLAND, Malcolm ,  DAHME, Harrison ,  GROSSBLATT, David Marc ,  BRAVICK, Eric ,  HARLOW, Steven

IPC: G06Q20/06

CPC classification number: G06Q20/02 ,  G06Q20/065 ,  G06Q20/40 ,  G06Q20/4016 ,  H04L9/3239 ,  H04L63/123 ,  G06Q2220/0020130101 ,  H04L9/50

Abstract: A method includes acquiring, at a node server, blockchain data for a blockchain address on a blockchain network. The blockchain data includes a plurality of transactions for the blockchain address. The method includes generating a local node trust score for the blockchain address based on the blockchain data. The local node trust score indicates a likelihood that the blockchain address is involved in fraudulent activity. The method includes receiving, from a plurality of remote servers, a plurality of additional local trust scores for the blockchain address. The method includes determining a consensus trust score based on the local node trust score and the plurality of additional local trust scores. Additionally, the method includes monitoring a ledger on the blockchain network for a contract trust request that specifies the blockchain address and sending, to the blockchain network, the consensus trust score for the blockchain address specified in the contract trust request.

公开(公告)号：EP4423980A1

公开(公告)日：2024-09-04

申请号：EP22888220.5

申请日：2022-10-28

Applicant: Mastercard International Incorporated

Inventor： AFZAL, Sayed, Amin

IPC: H04L9/40 ,  G06Q20/40 ,  G06N20/00

CPC classification number: G06Q20/4016 ,  G06Q20/405 ,  H04L63/1416 ,  H04L63/1425 ,  G06Q20/407

公开(公告)号：EP4404132A2

公开(公告)日：2024-07-24

申请号：EP24180201.6

申请日：2020-02-10

Applicant: Song, Yuh-Shen ,  Lew, Catherine ,  Song, Alexander ,  Song, Victoria

Inventor： Song, Yuh-Shen ,  Lew, Catherine ,  Song, Alexander ,  Song, Victoria

IPC: G06Q50/26

CPC classification number: G06Q50/26 ,  G06Q30/0185 ,  G06Q40/02 ,  G06Q10/10 ,  G06Q40/125 ,  G06Q50/265 ,  G06Q20/401 ,  G06Q20/4016

Abstract: An intelligent alert system triggers potential cases based on a set of scenarios and sends the potential cases and the reports with default narratives to an investigator. Through the changes made by the investigator on the default narratives, the intelligent alert system learns a writing style of the investigator. Eventually, the intelligent alert system can automatically submit a report with a narrative that matches the writing style of the investigator. After the investigation, the intelligent alert system records in a database the investigation results for each potential case, the associated set of scenarios that triggered the potential case, and the date and the time of such investigation. As a result, the intelligent alert system can gradually learn from the investigators and will automatically make decisions for some future potential cases with little human involvement.

公开(公告)号：EP4383168A1

公开(公告)日：2024-06-12

申请号：EP23189192.0

申请日：2023-08-02

Applicant: Toshiba TEC Kabushiki Kaisha

Inventor： Matsuhisa, Kaoru

IPC: G06Q20/20 ,  G06Q20/32 ,  G06Q20/40 ,  G07G1/00

CPC classification number: G06Q20/20 ,  G06Q20/202 ,  G06Q20/208 ,  G06Q20/32 ,  G06Q20/3226 ,  G06Q20/325 ,  G06Q20/40145 ,  G06Q20/4016 ,  G07G1/0045

Abstract: A settlement system includes a settlement terminal to receive settlement amount information and perform a settlement for receiving a payment and a portable terminal with a biometric authentication function. The settlement terminal has an interface for receiving the settlement amount information, a first short-range communication unit, and a first control unit to control the first short-range communication to request a biometric identity verification by the portable terminal. The portable terminal has a second short-range communication unit and a second control unit configured to cause the biometric authentication function to be performed, and respond to the request for the biometric identity verification via the second short-range communication unit with an identity verification signal. The first control unit completes the settlement operation if the identity verification signal indicates the biometric identity verification was successful and not otherwise.

公开(公告)号：EP4377867A1

公开(公告)日：2024-06-05

申请号：EP22850456.9

申请日：2022-07-25

Applicant: Capital One Services, LLC

Inventor： MARTINS, Victoria

IPC: G06Q20/40 ,  G06Q20/02

CPC classification number: G06Q40/02 ,  G06Q20/4016 ,  G06Q20/405 ,  G06Q20/385 ,  G06Q20/12 ,  G06Q20/085 ,  G06N5/022

公开(公告)号：EP4374556A1

公开(公告)日：2024-05-29

申请号：EP22846656.1

申请日：2022-07-22

Applicant: Stripe, Inc.

Inventor： DRAPEAU, Ryan ,  OUYANG, Feiyi ,  HOFMAN, Mathieu

IPC: H04L9/40 ,  G06N20/00 ,  G06Q30/00 ,  H04L67/02

CPC classification number: G06F16/9566 ,  G06Q20/4016 ,  G06Q2220/0020130101 ,  G06Q20/383 ,  G06N20/00

公开(公告)号：EP4374535A1

公开(公告)日：2024-05-29

申请号：EP22737771.0

申请日：2022-06-20

Applicant: nChain Licensing AG

Inventor： ZHANG, Wei

IPC: H04L9/00 ,  H04L9/30 ,  H04L9/32 ,  G06Q20/06

CPC classification number: H04L9/50 ,  H04L9/3066 ,  H04L9/3236 ,  H04L9/3247 ,  G06Q20/065 ,  G06Q20/02 ,  G06Q20/223 ,  G06Q20/3678 ,  G06Q20/3827 ,  G06Q20/3829 ,  G06Q20/389 ,  G06Q20/401 ,  G06Q20/4016

公开(公告)号：EP4009261B1

公开(公告)日：2024-04-17

申请号：EP20211975.6

申请日：2020-12-04

IPC: G06Q20/20 ,  G06Q20/32 ,  G06Q20/38 ,  G06Q20/40

CPC classification number: G06Q20/3226 ,  G06Q20/202 ,  G06Q20/206 ,  G06Q20/4016 ,  G06Q20/3821 ,  G06Q20/3823

公开(公告)号：EP3391319A1

公开(公告)日：2018-10-24

申请号：EP16876746.5

申请日：2016-12-16

Applicant: ACI Worldwide Corp.

Inventor： GIESEKE, Eric, James

IPC: G06Q20/40 ,  G06Q30/06 ,  G06Q10/06 ,  G06Q30/02

CPC classification number: G06Q20/4016 ,  G06Q30/0185 ,  G06Q40/08 ,  G06T11/206

Abstract: A system comprises a memory that includes instructions, an interface, and one or more processors communicatively coupled to the memory and interface. The interface is configured to receive transaction information for a plurality of transactions. The processor is configured to generate a graph database based on the transaction information, and determine, based on information associated with the nodes of the graph database, whether a particular node of the graph database is potentially fraudulent.

公开(公告)号：EP3350758A1

公开(公告)日：2018-07-25

申请号：EP16770182.0

申请日：2016-09-14

Applicant: Mastercard International Incorporated

Inventor： BAKER, Paul, Stephen ,  EDERLE, Robert, Albert ,  ARTMAN, John ,  DICKINSON, Stephanie ,  GILBERT, Craig ,  GIESELMAN, Karen, Jeanne ,  PIEL, Brian, John

IPC: G06Q20/12 ,  G06Q20/34 ,  G06Q20/40 ,  G06Q20/02 ,  G06Q20/08 ,  G06Q40/02 ,  G06Q10/06 ,  G06F17/30

CPC classification number: G06Q20/4014 ,  G06Q20/02 ,  G06Q20/0855 ,  G06Q20/12 ,  G06Q20/34 ,  G06Q20/4012 ,  G06Q20/4016

Abstract: Methods, media, and systems directed to a platform for receiving, from at least one external user of an authentication system, a record including customer information for the external user and associated with at least an enrollment of the at least one external user to the authentication system; receiving, by a computer interfaced with an authentication database storing historical external user customer information, the record including the customer information for the external user; validating the record including customer information for the external user and the historical external user customer information; and storing an indication of the validated record.