公开(公告)号：EP2064681A1

公开(公告)日：2009-06-03

申请号：EP07804460.9

申请日：2007-09-18

申请人： Reward Technology Limited

发明人： SHEEDY, Paul, Daniel ,  DOSANJH, Harkamiljit, Has

IPC分类号： G07F7/08 ,  G06Q30/00

CPC分类号： G07F7/08 ,  G06Q20/327 ,  G06Q20/352 ,  G06Q30/02 ,  G07F7/0806 ,  G07F7/0833

摘要： A mobile device for use in processing a transaction, comprises an electronic card, tag, fob or similar small portable device having a stored identity and co mprising a housing having vertical and horizontal dimensions of a standard credit card, a tag, a fob or the like, transmitter/receiver means including an RFID transmitter and configured to communicate with a local computer for receiving messages, processor means for receiving, storing and outputting messages, and an output device configured to reproduce messages in visible or audible form. The aforesaid card, tag, fob or similar small portable device may be used in association wit h apparatus for reading and processing the card, tag, fob or similar small portable device consequent on a transaction involving a user of said card, tag, fob or similar small portable device, said apparatus comprising a reader for electronic remote reading of the stored identity on a card, tag, fob or similar small portable device, a processing station for processing a transaction involving the holder of the card, tag, fob or similar small portable device, a local computer configured to receive the identity read by the reader and transaction information from the processing station, and to cause a message to be transmitted to the card, tag, fob or similar small portable device, and one or more remote computers configured to contain a database of identities and transactions for the cards, tags, fobs or similar small portable devices and to generate messages for storage on the cards, tags, fo bs or similar small portable devices, the local computer being configured to alert said remote computer or one of said remote computers on reading of a stored identity, and to supply information for use at said local computer concerning one or more messages to be transmitted to and stored on said card, tag, fob or similar small portable device.

公开(公告)号：EP1932093A2

公开(公告)日：2008-06-18

申请号：EP06815864.1

申请日：2006-09-27

申请人： First Data Corporation

发明人： KEAN, Brian

IPC分类号： G06K5/00 ,  G06K19/06

CPC分类号： G06K19/04 ,  G06K13/00 ,  G06K17/0025 ,  G06K19/07716 ,  G06K2017/0041 ,  G06Q20/341 ,  G06Q20/355 ,  G07F7/0806 ,  G07F7/1008

摘要： A system for personalizing a plurality of transaction cards comprises an array of shells that are adapted to engage a sheet having a plurality of transaction cards. Each of the shells comprises an antenna adapted for transmitting data onto one of the cards. An orientation detector is used to determine the orientation of the sheet relative to the array of shells. A controller is used to direct operation of the antenna so that data may be recorded on the cards.

公开(公告)号：EP1678582A2

公开(公告)日：2006-07-12

申请号：EP04794528.2

申请日：2004-10-07

申请人： Innovation Connection Corporation

发明人： DOUGHTY, Ralph, O. ,  ANTAKI, Patrick, R.

IPC分类号： G06F1/00

CPC分类号： G07F7/1008 ,  G06Q20/327 ,  G06Q20/341 ,  G06Q20/347 ,  G06Q20/4014 ,  G06Q20/40145 ,  G07C9/00079 ,  G07C9/00087 ,  G07C2009/00095 ,  G07F7/0806 ,  G07F7/086 ,  G07F7/10 ,  G07F7/1075

摘要： The present invention provides a system, method and apparatus that includes a user device having a magnetic field generator (308) disposed within a substrate that is normally inactive, a biometric sensor (310) mounted on the substrate, a memory (312) disposed within the substrate and a processor (314) disposed within the substrate that is communicably coupled to the magnetic field generator (308), the biometric sensor (310) and the memory (312). The processor (314) is operable to process biometric information received from the biometric sensor (310) to verify that a user is authorized to use the apparatus and activate the magnetic field generator (308) when the user is verified. A power source (316) is also disposed within the substrate. The magnetic field generator (308) can create a spatially varying magnetic signal using a magnetic stripe and one or more induction coils, or create a time-varying magnetic signal for emulating data obtained from swiping a magnetic stripe card through a magnetic card reader (330).