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    METHOD TO REINFORCE THE SECURITY OF A TRANSACTION
    1.
    发明公开
    METHOD TO REINFORCE THE SECURITY OF A TRANSACTION 审中-公开

    公开(公告)号：EP4422234A1

    公开(公告)日：2024-08-28

    申请号：EP23305232.3

    申请日：2023-02-22

    申请人： THALES DIS FRANCE SAS

    发明人： HUGOT, Didier

    IPC分类号： H04W12/00 ,  H04L9/40 ,  H04W12/63 ,  H04L9/32 ,  G06Q20/20

    CPC分类号： H04L9/3271 ,  H04L9/3234 ,  H04L63/0853 ,  H04W12/63 ,  G06Q20/352 ,  G06Q20/3278 ,  G06Q20/353 ,  G07F7/10

    摘要： The present invention provides a method to reinforce the security of a conventional transaction performed by a Short-Range (SR) communication-enabled chip card, wherein the chip card is paired with at least one SR communication-enabled handset, the method comprising the steps of:
    initiating the conventional transaction between the chip card and a reader;
    wherein the method is characterized in that:
    sending, by the chip card, an authentication request to at least one of the at least one paired handsets over an established Short-Range (SR) communication channel;
    receiving, by a paired handset, the authentication request and computing an authentication result granting or refusing the transaction;
    sending, by the handset, an authentication response to the chip card over the established channel, the authentication response comprising the authentication result; and
    continuing or stopping, by the chip card, the conventional transaction with the reader depending on the authentication result.

    DYNAMIC TRANSACTION CARD WITH EMV INTERFACE AND METHOD OF MANUFACTURING
    3.
    发明公开
    DYNAMIC TRANSACTION CARD WITH EMV INTERFACE AND METHOD OF MANUFACTURING 审中-公开
    具有EMV界面的动态交易卡及制造方法

    公开(公告)号：EP3284028A1

    公开(公告)日：2018-02-21

    申请号：EP16780730.4

    申请日：2016-04-14

    申请人： Capital One Services, LLC

    发明人： WURMFELD, David ,  LOCKE, Tyler ,  KOEPPEL, Adam R.

    IPC分类号： G06K19/077 ,  G06K19/067 ,  G06K19/07 ,  G06K19/18

    CPC分类号： G07F7/10 ,  G06K19/0772 ,  G06K19/07722 ,  G06K19/07724 ,  G06Q20/341

    摘要： A dynamic transaction card with EuroPay-Mastercard-Visa (“EMV”) technology that includes an EMV interface connecting EMV contacts and an EMV processor to enable a multifunctional dynamic transaction card. A method of manufacturing a dynamic transaction card with an EMV interface connecting EMV contacts and an EMV processor. A dynamic transaction card with an EMV interface may be manufactured using a separate printed circuit board (PCB) layout with EMV contact patterns placed into the top surface of a molding to create the dynamic transaction card. The edges of the EMV contact patterns would be incorporated through holes, which are trimmed to scallops, to allow for surface mounting. The EMV interface may then include a connection between the EMV contact patterns and the EMV microprocessor such that the EMV microprocessor does not have to be placed directly beneath the EMV contact patterns.

    METHOD FOR AUTHENTICATING A USER OF A CONTACTLESS CHIP CARD
    6.
    发明公开
    METHOD FOR AUTHENTICATING A USER OF A CONTACTLESS CHIP CARD 有权
    方法进行身份验证的非接触式芯片卡的用户

    公开(公告)号：EP2875495A2

    公开(公告)日：2015-05-27

    申请号：EP13735288.6

    申请日：2013-07-11

    申请人： Gemalto SA

    发明人： GASTON, Lorenzo

    IPC分类号： G07F7/10 ,  G07F7/08 ,  G07C9/00

    CPC分类号： H04L63/0861 ,  G06K9/00087 ,  G06Q20/341 ,  G06Q20/352 ,  G06Q20/40145 ,  G07F7/0873 ,  G07F7/10

    摘要： A method is intended for authenticating a user of a contactless chip card (CC) by means of a contactless card reader (CR). This method comprises the steps of: (i) using this contactless card reader (CR) for acquiring a first image of at least a part of the user hand that holds it (CC) when it is presented to this contactless card reader (CR), (ii) comparing this first image with a second image stored into this contactless chip card (CC), this second image defining a reference image of at least this part of the user hand when it holds the contactless chip card (CC), to determine if this first image is similar to this second image, and (iii) authenticating this user if this first image is effectively similar to this second image.