METHOD FOR THE AUTOMATIC CONVERSION OF COMMERCIAL CREDITS INTO EQUIVALENT INSTRUMENTS SUITABLE TO PERFORM PAYMENTS OF MONETARY OBLIGATIONS

    公开(公告)号:EP4216142A1

    公开(公告)日:2023-07-26

    申请号:EP23153290.4

    申请日:2023-01-25

    IPC分类号: G06Q40/00

    摘要: A method is described for the automatic management of commercial credits aimed at the use of the same in equivalent instruments suitable for satisfying monetary obligations, using a server (3) on the Internet network, equipped with a central system (4) consisting of a software (12) for data management and for managing a central mechanism for the assignment of credits and for the offsetting (6) of the same with debts, supported by i) appropriate financial guarantees, ii) certification (4) of debts, credits and guarantees iii) a data repository (5) including a database of (commercial and financial) transactions (7) and an accounting database (8), and comprising a single STM service subject (9) who ensures that all credits, debt collaterals and backing guarantees are certified; the server (3) being accessible to any authorized operator (1) (company, entity, financial institution, private party) so that the authorized operators (1) can:
    • have transactions converge on said database (5) and settle through assignments of credit and/or offsets the monetary obligations related to the transactions carried out in the virtual markets (10),
    • instruct said single STM service subject (9) to ensure that all receivables and payables connected with commercial transactions and all guarantees, granted by guarantors (11), are certified, in order for said service subject (9) to verify the execution of payments and the receipt of safe collections on the due date of receivables,
    • consult the accounting database (8) fed by the movements, carried out in the Portal of the STM service subject (9) and by the financial guarantees obtained (11), in order to be able to select the most suitable settlement modes,
    • give the Portal of the STM service subject (9) settlement orders for the monetary obligations emerging from the accounting database (8) through the use of the assignment of receivables, the use of guarantees and possible offsetting.

    PROCESS FOR THE PRODUCTION OF TISSUE ARTICLES

    公开(公告)号:EP4190548A1

    公开(公告)日:2023-06-07

    申请号:EP21212003.4

    申请日:2021-12-02

    IPC分类号: B31F1/07

    摘要: A description is given of a process for producing a product in tissue paper from a web (21) formed by two or more layers, comprising the steps consisting of: loading a reel (20) of said multilayer web (21) made up of overlapping layers (21a, 21b, 21c) in a loading and unwinding station (1); unwinding the reel (20) to feed the web (21) to a first embossing station (3) composed of two opposing cylindrical rollers (13, 23) both having micro-points close one to the other in relief, suitable for performing a first embossing of the tip-to-tip type; wherein said web (21) in output from the first embossing station (3) is fed to a second embossing station (4) composed of two opposing cylindrical rollers (14, 24) characterised by undulated reliefs suitable for performing a second undulated embossing on said previously embossed web (21).

    DEVICE FOR THE FLUIDS SANITIZATION AND RELATIVE SANITIZATION METHOD

    公开(公告)号:EP4169537A1

    公开(公告)日:2023-04-26

    申请号:EP22202726.0

    申请日:2022-10-20

    IPC分类号: A61L9/20 F24F8/22 F28D1/00

    摘要: A description is given of a device (1) for sanitizing fluids comprising a fan (5) actuated by a motor and housed in a tubular conduit (10) in which fluid is propelled and a heat exchanger (7) in the form of a ceramic grid recuperator placed downstream of the fan (5), wherein the surfaces of the ceramic heat exchanger (7) impacted by the fluid are coated with photocatalytic material and associated with said exchanger (7) are a first lighting means (8) and a second lighting means (9) with LEDs, both of which are ultraviolet type A (UV-A), suitable for illuminating the surfaces coated with photocatalytic material.