公开(公告)号：EP1277129A2

公开(公告)日：2003-01-22

申请号：EP00928300.3

申请日：2000-04-21

申请人： Redding, John D.

发明人： Redding, John D.

IPC分类号： G06F17/00

CPC分类号： G06Q30/06 ,  G06Q40/08

摘要： A computer-based system, arranged for communication with several user interfaces, enables an entity to create a current asset based on the entity's expected commercial activities. Using a computer interface, the entity grants to a grantee a cross purchase option contract and, using a grantee interface, the grantee provides to the entity consideration having a value agreed to have a specified relationship to the value of the cross purchase option contract. The cross purchase option contract has terms and conditions such that the entity is not required, under applicable accounting rules, to record a liability from the grant of the option contract. Alternatively, by using a computer interface, the entity grants to a grantee a cross sell option contract and, using a grantee interface, the grantee provides to the entity consideration having a value agreed to have a specified relationship to the value of the cross sell option contract. The cross sell option contract has terms and conditions such that the entity is not required, under applicable accounting rules, to record a liability from the grant of the option contract.

公开(公告)号：EP1200909A2

公开(公告)日：2002-05-02

申请号：EP00926271.8

申请日：2000-04-21

申请人： Redding, John D.

发明人： Redding, John D.

IPC分类号： G06F17/60

CPC分类号： G06Q30/06 ,  G06Q40/08

摘要： A computer-based system, arranged for communication with several user interfaces, enables creation of a current asset. The system includes an option grantor interface, a grantee interface, a financial institution interface, and an insurance company interface, all of which are used as follows. An option grantor, having a capacity to purchase goods or services in the course of business, agrees with a grantee to grant to the grantee a cross purchase option contract having a predetermined term and agreed conditions. The grantee receives the cross purchase option contract having an associated indicator in the form of a known number of cross purchase units that are retired as the goods or services are purchased pursuant to the cross purchase option contract. The grantee provides an asset to the option grantor. The financial institution purchases trade receivables from the grantee, wherein the trade receivables are generated by satisfying the option contract. The insurance company provides an insurance contract to the financial institution, wherein the insurance contract assures that, during the predetermined term, the cross purchase option contract will result in a payment to the financial institution sufficient to satisfy the purchased trade receivables.

公开(公告)号：EP1565269A1

公开(公告)日：2005-08-24

申请号：EP03776990.8

申请日：2003-11-19

申请人： Redding, John D.

发明人： Redding, John D.

IPC分类号： B05B1/34 ,  B05B3/02

CPC分类号： E02F3/92 ,  B05B1/341 ,  B05B3/02 ,  E02F3/8808 ,  E02F3/8825 ,  E02F3/9206 ,  E02F3/9293 ,  E02F9/06

摘要： The present invention relates to underwater excavation of sediments and soils and simultaneous controlled movement of the excavated material. In particular, we will describe apparatus for bulk and selective excavation of sand, silt, clay and like materials from sea, river, canal and lake beds, and near-bed movement of the excavated material in a controlled fashion. Controlled, in this sense, refers to the direction and distance of movement and height of transport above the bed. The apparatus, at a smaller scale, may also be used for the removal of bio-fouling from vessels and marine structures; and at a smaller scale still, for hand-held underwater cleaning operations. We describe a fluid jet generating apparatus comprising swirling jet flow creating means. The apparatus suitably includes a duct having a fluid inlet (2) and a fluid outlet (3). In one embodiment, the apparatus comprises a propeller (5) mounted for co-axial rotation within the duct. In an alternative embodiment, the duct incorporates a static swirl generator (45) adapted to impart swirl to a fluid transmitted to the duct under pressure. The duct may further comprise a flared nozzle .(47).

公开(公告)号：EP1208496A2

公开(公告)日：2002-05-29

申请号：EP00926268.4

申请日：2000-04-21

申请人： Redding, John D.

发明人： Redding, John D.

IPC分类号： G06F17/60

CPC分类号： G06Q30/06 ,  G06Q40/08

摘要： A system, method and product for engaging in commerce through the use of trade credits. A computer system for facilitating commerce based on trade credits. One or more trade facilitator computers, one or more client computers, and a communication system interconnecting the computers as necessary. A client inputs to a client computer information identifying to the trade facilitator computer the client's needs for goods or services. The trade facilitator computer has a database of available goods and services and in response to the identification of needs fROm the client computer, attempts to assemble a map of one or more transactions to supply the needed goods or services from available sources while achieving a positive cost spread. At least one of the client computer and the trade facilitator computer maintains a database of trade credits available to the client and, on successful assembly and execution of said transaction routing, deducts an appropriate number of trade credits from any said database. Consumption of the trade credits is insured and the system optionally tracks compliance with terms of the insurance contract.