公开(公告)号：EP4343655A1

公开(公告)日：2024-03-27

申请号：EP23198016.0

申请日：2023-09-18

申请人： Affirm, Inc.

发明人： Sellick, Laurie ,  Miller, Alexandra Lang ,  Lovely, Ned Jackson ,  Mahon, Andrew ,  Schlesinger, Garrett ,  Qian, Joshua

IPC分类号： G06Q20/10 ,  G06Q20/12 ,  G06Q20/24 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q40/03 ,  G06Q20/20

摘要： A method of processing a customer transaction may include receiving an estimated purchase amount and merchant identity information defining a future purchase from a customer, providing loan terms associated with one or more financing options corresponding to the defined future purchase, responsive to the customer agreeing to terms on a selected financing option, storing the financing option in association with the estimated purchase amount and the merchant identity information, responsive to receiving an indication of a transaction between the customer and a merchant, determining whether the transaction maps to the defined future purchase, and originating a loan to finance the transaction in accordance with the selected financing option in response to the transaction mapping to the defined future purchase.