公开(公告)号：EP1010113A4

公开(公告)日：2005-03-02

申请号：EP97913679

申请日：1997-10-31

申请人： CITICORP DEV CT INC

发明人： ZEANAH JAMES ,  ABBOTT CHARLES ,  BOYD NIK ,  COHEN ALBERT ,  COOK JAMES ,  GRANDCOLAS MICHAEL ,  LAN SIKUN ,  LINDSLEY BONNIE ,  MARKARIAN GRIGOR ,  MOSS LESLIE

IPC分类号： G07F19/00 ,  G06Q20/00 ,  G06F9/44

CPC分类号： G06Q20/18 ,  G06Q20/00 ,  G06Q40/00 ,  G07F19/201 ,  G07F19/211

摘要： A delivery system (12) and method allows a financial institution to provide financial services to a plurality of remote devices (24), such as personal computers (PCs) (18), personal data assistants (PDAs) (20), and screen phone (14). In addition to providing services to these remote devices (24), the system and method provide services to automatic teller machines (ATMs)(16), external service providers (22), and internally within the financial institution to staff terminals (26) and to the individual branches of the financial institution. The system is comprised of a set of re-usable global components which are modular and are organized into services sets. By separating the components of the system into independent components, the system and method can be developed and tested on a component level rather than the entire system level, thereby substantially reducing the development and maintenance cycle time.