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1.发明公开Method and system for tunneling messages through routing and settlement systems of a financial institution 审中-公开方法和系统的由金融机构的路由和结算系统报告隧道传输
公开(公告)号：EP1049057A3
公开(公告)日：2004-05-06
申请号：EP00108096.9
申请日：2000-04-26
发明人： Zahorik, Gordon W. , Downing, John
摘要： Methods and systems for communicating in a financial network are provided that employ a private data field (44) in a financial transaction message (40). Such messages are transmitted through a routing system of a financial institution, such as a routing and settlement system (6) of a financial institution and electronic funds transfer (EFT) infrastructure. One such method provides a customer (2) of a home bank with a home bank terminal interface experience at a remote transaction terminal (4). Interface data associated with a home bank terminal (10) is communicated to the remote transaction terminal (4) through a routing and settlement system (6) of a financial institution. In another such method, encrypted customer data is sent by a web merchant site (54) to a financial institution via EFT infrastructure (52) in a private data field (44) of a financial transaction message (40) after the merchant site (54) receives the encrypted customer data from the customer (2) during an internet transaction assisted by an applet provided by the financial institution.
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2.发明公开Method and system for tunneling messages through routing and settlement systems of a financial institution 审中-公开方法和系统的由金融机构的路由和结算系统报告隧道传输
公开(公告)号：EP1049057A2
公开(公告)日：2000-11-02
申请号：EP00108096.9
申请日：2000-04-26
发明人： Zahorik, Gordon W. , Downing, John
摘要： Methods and systems for communicating in a financial network are provided that employ a private data field (44) in a financial transaction message (40). Such messages are transmitted through a routing system of a financial institution, such as a routing and settlement system (6) of a financial institution and electronic funds transfer (EFT) infrastructure. One such method provides a customer (2) of a home bank with a home bank terminal interface experience at a remote transaction terminal (4). Interface data associated with a home bank terminal (10) is communicated to the remote transaction terminal (4) through a routing and settlement system (6) of a financial institution. In another such method, encrypted customer data is sent by a web merchant site (54) to a financial institution via EFT infrastructure (52) in a private data field (44) of a financial transaction message (40) after the merchant site (54) receives the encrypted customer data from the customer (2) during an internet transaction assisted by an applet provided by the financial institution.
摘要翻译： 提供并使用在金融交易消息（40）的专用数据字段（44）的方法和系统用于在金融网络通信。 搜索消息是通过跨金融机构的路由系统mitted，考察作为金融机构和电子资金转账（EFT）基础设施的路由和结算系统（6）。 一个搜索方法在远程交易终端提供家庭银行，家庭银行终端界面体验的客户（2）（4）。 与家用银行终端（10）相关联的接口的数据通过一个金融机构的路由和结算系统（6）传送到远程交易终端（4）。 在另一种搜索方法，加密的客户数据由一个网络商业站点（54）经由在所述商家站点之后的金融交易消息（40）的专用数据字段（44）EFT基础设施（52）发送给金融机构（54 ）中接收加密客户数据从客户（2）通过由金融机构提供的小程序协助网络交易。
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