公开(公告)号：EP4394681A1

公开(公告)日：2024-07-03

申请号：EP22874380.3

申请日：2022-07-22

申请人： DIGITAL CURRENCY INSTITUTE, THE PEOPLE'S BANK OF CHINA

发明人： CHENG, Zhuo ,  LI, Guangyao ,  PENG, Chenyi

IPC分类号： G06Q20/36

CPC分类号： G06Q40/04 ,  G06Q20/36

摘要： The present disclosure provides a method for opening a digital wallet, a wallet application terminal, and a system. A specific embodiment of the method comprises: acquiring, from a digital currency issuer agency server, a list of operating agency servers that can open a digital wallet and displaying the list of operating agency servers, so that a user selects a target operating agency server from the list of operating agency servers; communicating with the target operating agency server, so that the target operating agency server verifies the user; when the verification is passed, sending a digital wallet opening request to the digital currency issuer agency server, so that the digital currency issuer agency server notifies the target operating agency server to perform a digital wallet opening operation, or sending a digital wallet opening request to the target operating agency server, so that the target operating agency server performs a digital wallet opening operation. In the embodiment, a digital wallet opening entry is elevated to the digital currency issuer agency server or another operating agency server, so that the user does not need to use a digital wallet opening method provided by a licensed operating agency server and can open digital wallets of multiple operating agency servers on the same platform, thereby greatly reducing the threshold for a user to use a digital wallet and improving convenience.