公开(公告)号：EP3905168A1

公开(公告)日：2021-11-03

申请号：EP21165283.9

申请日：2021-03-26

申请人： Park, Hee Young

发明人： Park, Hee Young

IPC分类号： G06Q20/32

摘要： Provided is a payment method using a one-time payment security code based on a color pixel code. In the payment method, arbitrary color pixel codes are first disposed on a color grid image screen that is formed with color pixels of various colors in a smartphone-dedicated application, a user inputs a user pattern to select color pixels, a one-time payment security code is generated by combining the color pixel codes and the user pattern, and the one-time payment security code is utilized as information for paying for the user's purchase of a product or a service.

公开(公告)号：EP3905167A1

公开(公告)日：2021-11-03

申请号：EP21165213.6

申请日：2021-03-26

申请人： Park, Hee Young

发明人： Park, Hee Young

IPC分类号： G06Q20/32

摘要： Provided is a payment method using a one-time payment security code based on a color pixel code. In the payment method, arbitrary color pixel codes are first disposed on a color grid image screen that is formed with color pixels of various colors in a smartphone-dedicated application, a user inputs a user pattern to select color pixels, a one-time payment security code is generated by combining the color pixel codes and the user pattern, and the one-time payment security code is utilized as information for paying for the user's purchase of a product or a service.

公开(公告)号：EP4439436A1

公开(公告)日：2024-10-02

申请号：EP23211950.3

申请日：2023-11-24

申请人： Park, Hee Young

发明人： Park, Hee Young

IPC分类号： G06Q30/0251 ,  G06Q20/32

CPC分类号： G06Q30/0261 ,  G06Q30/0267 ,  G06Q30/0268 ,  G06Q30/0251 ,  G06Q20/322 ,  G06Q20/34 ,  G06Q20/20 ,  G06Q20/204 ,  G06Q20/326 ,  G06Q20/401

摘要： Provided are a payment advertisement system and a payment advertisement method for a card payment application, wherein an advertisement is directly created and published with an advertiser terminal, and when a payment transaction is completed using a card payment application on a payer terminal, the published advertisement is added to a payment receipt and output to a screen of the payer terminal, or wherein a digital card skin designed with an advertisement of an advertiser is selected and applied to a card linked to a card payment application using a payer terminal, and when a payment is conducted with the card, the advertisement of the affiliated store is exposed to a screen of the payer terminal.

公开(公告)号：EP4386646A1

公开(公告)日：2024-06-19

申请号：EP21953526.7

申请日：2021-08-13

申请人： Park, Hee Young

发明人： Park, Hee Young

IPC分类号： G06Q20/34 ,  G06Q20/32 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q20/20

CPC分类号： G06Q20/385 ,  G07F7/088 ,  G06Q20/3825 ,  G06Q20/326 ,  G06Q20/351

摘要： Provided are a payment method and system through generation of a one-time payment-only number of a real card linked with an application. In order to make payment safely by generating a one-time payment-only number every payment without leaving card information of a user in a provider's payment terminal or by using the generated one-time payment-only number, when a real card is linked with an application installed on a user terminal and the payment terminal recognizes the real card, a user signature input window, and transaction information about payment performed with a one-time payment-only number generated by a card company server are displayed on a screen of the application of the user terminal, and payment is performed when a signature of the user is input to the signature input window.

公开(公告)号：EP4202814A1

公开(公告)日：2023-06-28

申请号：EP22206143.4

申请日：2022-11-08

申请人： Park, Hee Young

发明人： Park, Hee Young

IPC分类号： G06Q20/02 ,  G06Q20/20 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q20/42

摘要： Provided are a card payment method and system through application linkage. More particularly, provided are a card payment method and system through application linkage, wherein applications are installed on a payment terminal and a user terminal, a payment card is linked to the application on the user terminal, an application server manages the linkage, and in the case of a payment transaction, the application server performs a relay between the payment terminal and the user terminal so that transaction information input to the payment terminal is checked with the user terminal, and the payment terminal completes the transaction with a signature and tip setting input to the user terminal.