公开(公告)号：EP1367521A2

公开(公告)日：2003-12-03

申请号：EP03017650.7

申请日：1994-10-14

申请人： VISA INTERNATIONAL SERVICE ASSOCIATION

发明人： Levine, Jack ,  Brandt, Priscilla C. ,  Jackson, Nydia ,  Johnson, David L. ,  Clark, Helen

IPC分类号： G06F17/60

CPC分类号： G07F7/02 ,  G06Q20/04 ,  G06Q20/18 ,  G06Q20/342 ,  G06Q20/3437 ,  G06Q20/3558 ,  G07F7/025 ,  G07F7/1008

摘要： A magnetic stripe card (10) with an encoded card number including a bank identification number (14) and an account number (16) is issued to a customer with a value selectable by the customer. The central card processor (66) establishes a zero balance database including the card numbers (17), but with blank fields for the customer data and the value of the account (78). When a customer purchases a card, the sales agent (40) transmits to the central database computer (45) which fills in the blanks in the database (46), activating the account, and transmits an acknowledgement. The card can be immediately used in ATM (50) or other remote terminals to acquire cash or purchase goods and services. The customer inputs a PIN number which is provided with the card, or an alternative PIN number selected by the customer.

摘要翻译： 具有包含银行识别号码（14）和帐号（16）的具有编码卡号的磁条卡（10）被发布给具有客户可选择的值的客户。 中央卡处理器（66）建立包括卡号（17）的零余额数据库，但是存在客户数据的空白字段和​​帐户的值（78）。 当客户购买卡时，销售代理（40）向中央数据库计算机（45）传送其填充数据库（46）中的空白，激活该账号并发送确认。 该卡可以立即用于ATM（50）或其他远程终端以获取现金或购买商品和服务。 客户输入该卡提供的PIN号码或客户选择的备用PIN号码。

公开(公告)号：EP1367521A3

公开(公告)日：2004-12-01

申请号：EP03017650.7

申请日：1994-10-14

申请人： VISA INTERNATIONAL SERVICE ASSOCIATION

发明人： Levine, Jack ,  Brandt, Priscilla C. ,  Jackson, Nydia ,  Johnson, David L. ,  Clark, Helen

IPC分类号： G07F7/00

CPC分类号： G07F7/02 ,  G06Q20/04 ,  G06Q20/18 ,  G06Q20/342 ,  G06Q20/3437 ,  G06Q20/3558 ,  G07F7/025 ,  G07F7/1008

摘要： A magnetic stripe card (10) with an encoded card number including a bank identification number (14) and an account number (16) is issued to a customer with a value selectable by the customer. The central card processor (66) establishes a zero balance database including the card numbers (17), but with blank fields for the customer data and the value of the account (78). When a customer purchases a card, the sales agent (40) transmits to the central database computer (45) which fills in the blanks in the database (46), activating the account, and transmits an acknowledgement. The card can be immediately used in ATM (50) or other remote terminals to acquire cash or purchase goods and services. The customer inputs a PIN number which is provided with the card, or an alternative PIN number selected by the customer.