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    SYSTEM AND METHOD TO PROCESS TRANSACTIONS AT RETAIL FUELING FACILITIES
    2.
    发明公开
    SYSTEM AND METHOD TO PROCESS TRANSACTIONS AT RETAIL FUELING FACILITIES 审中-公开
    用于在零售燃料设施处理交易的系统和方法

    公开(公告)号：EP2875485A2

    公开(公告)日：2015-05-27

    申请号：EP13820070.4

    申请日：2013-07-19

    申请人： WAYNE FUELING SYSTEMS LLC

    发明人： BREWER, James, Matthew ,  MCBRAYER, Stephen ,  MORRIS, John, Joseph ,  NEGLEY, Scott ,  WESTON, Timothy, Martin ,  DE LA PORT, Paul

    IPC分类号： G06Q50/30 ,  G06Q20/32 ,  G06Q20/36

    CPC分类号： G06Q20/36 ,  G07F13/025

    摘要： Embodiments of a component (also, "a transaction gateway" and "transaction gateway component") that integrates with a transaction system to facilitate transactions (e.g., purchases) that occur at retail fueling facilities. These embodiments addresses a gap that exists between the transaction system and electronic commerce systems (often recognized as "digital wallet" and "e-wallet" systems). This gap can prevent use of electronic commerce technology to complete transactions to purchase fuel, products, and services during a visit to the retail fueling facility. In one embodiment, the transaction gateway provide the infrastructure necessary to allow the transaction system and the e-commerce system to exchange data. This exchange facilitates the financial transaction that is necessary for the end user to initiate and pay for products and services using the e-wallet technology, often through software (or "application") for use on a mobile device.

    摘要翻译： 与交易系统集成以促进零售加油设施处发生的交易（例如，购买）的组件（也是“交易网关”和“交易网关组件”）的实施例。 这些实施例解决了交易系统和电子商务系统（通常被认为是“数字钱包”和“电子钱包”系统）之间存在的差距。 这种差距可以阻止在参观零售加油设施期间使用电子商务技术完成交易以购买燃料，产品和服务。 在一个实施例中，交易网关提供允许交易系统和电子商务系统交换数据所必需的基础设施。 此交换有助于终端用户通过软件（或“应用程序”）使用电子钱包技术启动和支付产品和服务所需的金融交易，以便在移动设备上使用。

    SYSTEMS AND METHODS FOR CONVENIENT AND SECURE MOBILE TRANSACTIONS
    3.
    发明公开
    SYSTEMS AND METHODS FOR CONVENIENT AND SECURE MOBILE TRANSACTIONS 审中-公开
    系统和方法舒适，安全的移动交易

    公开(公告)号：EP3072100A1

    公开(公告)日：2016-09-28

    申请号：EP14809563.1

    申请日：2014-11-19

    申请人： WAYNE FUELING SYSTEMS LLC

    发明人： TANG, Weiming ,  BREWER, James, Matthew

    IPC分类号： G06Q30/06 ,  G06Q20/32

    CPC分类号： G06Q20/204 ,  G06Q20/18 ,  G06Q20/327 ,  G06Q20/3278 ,  G06Q20/3829 ,  G06Q20/401 ,  G06Q30/06 ,  G06Q2220/00 ,  G07F13/025 ,  H04L63/0428

    摘要： Systems and methods for conducting convenient and secure mobile transactions between a payment terminal and a mobile device, e.g., in a fueling environment, are disclosed herein. In some embodiments, the payment terminal and the mobile device conduct a mutual authentication process that, if successful, produces a session key which can be used to encrypt sensitive data to be exchanged between the payment terminal and the mobile device. Payment and loyalty information can be securely communicated from the mobile device to the payment terminal using the session key. This can be done automatically, without waiting for the user to initiate a transaction, to shorten the overall transaction time. The transaction can also be completed without any user interaction with the mobile device, increasing the user's convenience since the mobile device can be left in the user's pocket, purse, vehicle, etc.