公开(公告)号：EP3174240A4

公开(公告)日：2018-06-27

申请号：EP14867795

申请日：2014-12-08

申请人： YE MAO

发明人： YANG JIE ,  YE MAO

IPC分类号： H04L9/32 ,  G06K17/00 ,  G06Q20/32 ,  H04W4/60 ,  H04W12/02 ,  H04W12/04

CPC分类号： G06Q20/3674 ,  G06Q20/3276 ,  G06Q20/3278 ,  G06Q20/4012 ,  G06Q20/40145 ,  G06Q2220/00 ,  G09C1/00 ,  G09C5/00 ,  H04L9/006 ,  H04L9/3234 ,  H04L2209/56 ,  H04W4/60 ,  H04W12/02 ,  H04W12/04

摘要： The present invention designs a digital token system for the digitalization of physical medium carrying information and the optimization of a physical store, and utilizes the system to digitize the physical medium carrying information such as an identity card (including a card) and a financial card (including a bank card), with the employment of electronic media throughout the manufacturing, issuing and usage process, thus reducing or avoiding the manufacturing of physical media, improving issuing and usage efficiency, and greatly enhancing privacy and security. The present invention is particularly suitable to digitalize any physical media carrying information carried by a user. The digitalized financial card and other forms of the digital token system are applied to the optimization of a physical store, such that the physical store utilizes the information technology of a mobile Internet to optimize checkout and shopping methods, thus creating novel retail commerce methods of "offline to online (O2O)" and "offline to online + online to offline (double 020, or 2O2O)" combining offline with online, the retail commerce methods comprising: (1) distributive checkouts; (2) cart-less shopping.