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    ASSISTANCE ON THE GO
    1.
    发明公开
    ASSISTANCE ON THE GO 审中-公开

    公开(公告)号：EP3254253A4

    公开(公告)日：2018-07-04

    申请号：EP16746952

    申请日：2016-01-20

    申请人： ALLSTATE INSURANCE CO

    发明人： WASSERMAN ROBERT ,  CAVALLARO KOZLOWSKI TARA ,  BRIGGS RYAN M ,  IQBAL IMRAN

    IPC分类号： G06Q30/06

    CPC分类号： G06Q10/06

    摘要： A mobile computerized apparatus or method configured to coordinate towing facilities and roadside assistance providers and their available capacity to tow and provide roadside assistance and match users with those towing facilities and roadside assistance providers is disclosed. The apparatus or method may be configured to consider the following factors in matching the towing facilities/roadside assistance providers and users: (a) availability of nearby towing facilities; (b) telematics information from the vehicle to assist with the diagnosis/repairs; (c) preset preferences of the user; (d) insurance information (such as the type of the vehicle the user has and the user's home address); and (e) the capabilities of the towing facility.

    RISK UNIT BASED POLICIES
    2.
    发明公开
    RISK UNIT BASED POLICIES 审中-公开

    公开(公告)号：EP3251074A4

    公开(公告)日：2018-08-01

    申请号：EP16743838

    申请日：2016-01-13

    申请人： ALLSTATE INSURANCE CO

    发明人： BIEMER EDWARD A ,  IREY GRADY ,  STYRSKY CARYL M

    IPC分类号： G06Q40/08

    CPC分类号： G06Q40/08 ,  B60W10/04 ,  B60W10/30 ,  G01C21/3469 ,  G06Q40/00 ,  G06Q40/02 ,  G07C5/008 ,  G07C5/08 ,  H04W68/00

    摘要： Methods, computer-readable media, systems and apparatuses for determining and implementing risk unit based insurance policies are presented. A user may receive a plurality of risk units associated with an insurance policy. The risk units may be stored in a risk unit account associated with the user, the vehicle, etc. During operation of the vehicle, sensor data may be received. The sensor data may provide information associated with driving behaviors of the user, environmental conditions in which the vehicle is being operated, and the like. A consumption rate of the risk units may be determined based, at least in part, on the received sensor data. If a number of risk units in a risk unit account is below a predetermined threshold, a notification may be transmitted to the user and/or a predetermined number of risk units may be automatically added to the risk unit account.