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    A SYSTEM, METHOD AND COMPUTER PROGRAM PRODUCT FOR RECEIVING ELECTRONIC MESSAGES
    2.
    发明公开
    A SYSTEM, METHOD AND COMPUTER PROGRAM PRODUCT FOR RECEIVING ELECTRONIC MESSAGES 审中-公开
    用于接收电子消息的系统，方法和计算机程序产品

    公开(公告)号：EP3234890A1

    公开(公告)日：2017-10-25

    申请号：EP15784116.4

    申请日：2015-10-14

    申请人： IPCO 2012 LIMITED

    发明人： GARLICK, Steven George ,  MASTERS, Neil Antony

    IPC分类号： G06Q20/02 ,  G06Q20/30 ,  G06Q20/38

    CPC分类号： G06Q20/027 ,  G06Q20/10 ,  G06Q20/30 ,  G06Q20/3827 ,  G06Q20/385

    摘要： The present invention provides a system for receiving electronic messages from a financial institution, the system comprising a plurality of switches configured to communicate with one another and to process the received electronic messages, wherein each switch includes processing circuitry that is configured to receive an electronic message that includes a unique identifier and, in dependence upon the unique identifier, either process the electronic message or forward the electronic message to another one of the switches for processing.

    摘要翻译： 本发明提供一种用于从金融机构接收电子消息的系统，所述系统包括被配置为彼此通信并处理所接收的电子消息的多个交换机，其中每个交换机包括处理电路，所述处理电路被配置为接收电子消息 其包括唯一标识符，并且根据唯一标识符处理电子消息或将电子消息转发给另一个交换机以进行处理。

    FINANCIAL CARD METHOD, DEVICE AND SYSTEM UTILIZING BAR CODES TO IDENTIFY TRANSACTION DETAILS
    7.
    发明公开
    FINANCIAL CARD METHOD, DEVICE AND SYSTEM UTILIZING BAR CODES TO IDENTIFY TRANSACTION DETAILS 审中-公开
    方法，装置及系统的银行卡使用条形码用于确定交易细节

    公开(公告)号：EP2803024A1

    公开(公告)日：2014-11-19

    申请号：EP13735715.8

    申请日：2013-01-11

    申请人： Mastercard International, Inc.

    发明人： LYONS, Garry ,  BROWN, David ,  ATKINS, Michael Clay ,  CUMMINS, Oran ,  MARTIN, Daniel

    IPC分类号： G06Q20/40 ,  G06Q20/32

    CPC分类号： G06Q20/30 ,  G06Q20/3276 ,  G06Q20/3278 ,  G06Q20/385

    摘要： ABSTRACT OF THE DISCLOSURE An electronic financial transaction arrangement using a payer device to read a machine-readable pay code in which transaction details for a specific transaction may be encoded by a pay code provider is disclosed. The machine-readable pay code may be distributed to the payer device through acoustic stimuli, or as a result of voice or human based gesture actions. A user of the payer device may also participate in the financial transaction through the indirect control of a display by reading a unique machine-readable code unique to the display. Additional transaction details for the specific transaction may be received in the payer device through near field communication, or accessed at a later time when there is established connectivity to a mobile network.

    SMART BRACELET WITH ELECTRONIC CIRCUIT FOR MULTIFUNCTION ACTIVITY WITH SMARTPHONE NFC, AND ACTIVITIES FOR AUTHENTICATION COMBINED DATA (CDA) FOR PAYMENTS IN SAFETY AND CONTACTLESS
    9.
    发明公开
    SMART BRACELET WITH ELECTRONIC CIRCUIT FOR MULTIFUNCTION ACTIVITY WITH SMARTPHONE NFC, AND ACTIVITIES FOR AUTHENTICATION COMBINED DATA (CDA) FOR PAYMENTS IN SAFETY AND CONTACTLESS 审中-公开

    公开(公告)号：EP3417412A1

    公开(公告)日：2018-12-26

    申请号：EP16838039.2

    申请日：2016-12-12

    申请人： Archimedetech S.r.l.

    发明人： GIRARDI, Sisto

    IPC分类号： G06Q20/32 ,  G06Q20/38 ,  G06Q20/40 ,  H04L29/06 ,  H04W12/10

    CPC分类号： H04L63/0853 ,  G06Q20/30 ,  G06Q20/32 ,  G06Q20/327 ,  G06Q20/3278 ,  G06Q20/382 ,  G06Q20/385 ,  H04W12/10

    摘要： The present invention relates to a smart bracelet with a display, buttons and an electronic circuit configured to perform a series of autonomous and wireless connection functions with an NFC smartphone for displaying notifications and for carrying out a combined data authentication (CDA) in order to perform offline safety payments with an NFC contactless smartphone, or to perform online safety payments by means of a software applications (APP) and an NFC contactless smartphone. The smart bracelet comprises a rubber or plastic or leather or metal support, in which an electronic circuit with a microchip and a Bluetooth chip for performing a digital signature of a financial instrument similar to the digital signature stored in the EMV chips of smart cards, is embedded, a display and two buttons. The function of the smart bracelet is to allow the user to display the time, to display notifications of calls, sms, e-mail and social networks messages on the NFC smartphone, to store the digital signature of a financial instrument and the unique secure codes identifying the NFC smartphone and its owner, to generate temporary random codes (DDA) for performing a combined data authentication (CDA) and finally also to communicate with software applications (APP) for settling contactless payments using NFC smartphones.