公开(公告)号：EP1531416A1

公开(公告)日：2005-05-18

申请号：EP04256998.8

申请日：2004-11-11

申请人： E2Interactive, Inc. D/B/A E2Interactive, Inc.

发明人： Smith, Merrill Brooks ,  Graves, Philip Craig

IPC分类号： G06F17/60 ,  G07F7/02 ,  G07F19/00

CPC分类号： G07F7/08 ,  G06Q20/04 ,  G06Q20/0652 ,  G06Q20/10 ,  G06Q20/28 ,  G06Q20/40 ,  G06Q30/02 ,  G06Q30/06 ,  G06Q40/00 ,  G06Q40/04 ,  H04M15/00 ,  H04M15/06 ,  H04M15/48 ,  H04M15/51 ,  H04M15/68 ,  H04M15/715 ,  H04M15/8083 ,  H04M17/00 ,  H04M17/10 ,  H04M2017/2518 ,  H04M2017/2525 ,  H04M2017/2568 ,  H04M2215/0156 ,  H04M2215/0184 ,  H04M2215/0192 ,  H04M2215/0196 ,  H04M2215/2033 ,  H04M2215/54 ,  H04M2215/7027

摘要： A system and method for adding value into a customer's stored-value account is provided. A stored-value card is distributed to a merchant for distribution to a customer who has an account with a specific provider of goods and/or services. The stored-value card has an associated identifier that can be used to associate a stored value with the card. The associated stored value is redeemable with one or more providers, including the specific provider. The account has an associated account number. During a card purchase transaction, a central processor (12) receives a request to activate the card from a merchant terminal (40,42,44). The central processor (12) receives a redemption request from the customer, wherein the redemption request includes the identifier. The central processor (12) identifies the provider and the account number. The central processor (12) inserts the associated value into the account, for instance by passing a value insertion request to the provider. The central processor (12) receives a subsequent request to activate the card from a different merchant terminal (40,42,44). The central processor (12) recognizes the card, identifies the provider and account number, and automatically inserts the value into the account.

摘要翻译： 提供了一种用于向客户的存储值帐户添加价值的系统和方法。 将储值卡分发给商家，以分发给具有与特定货物和/或服务提供者的帐户的客户。 存储卡具有可用于将存储的值与卡相关联的关联标识符。 相关联的存储值可以与一个或多个提供者（包括特定提供者）一起兑换。 该帐户有一个关联的帐号。 在卡购买交易期间，中央处理器（12）从商家终端（40,42,44）接收到激活卡的请求。 中央处理器（12）接收来自客户的兑换请求，其中该兑换请求包括该标识符。 中央处理器（12）识别提供商和帐号。 中央处理器（12）将相关联的值插入到帐户中，例如通过将值插入请求传递给提供者。 中央处理器（12）从不同的商家终端（40,42,44）接收到激活卡的后续请求。 中央处理器（12）识别卡，识别提供商和帐号，并自动将该值插入到帐户中。