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    Method and system for restricting the usage of payment accounts
    1.
    发明授权
    Method and system for restricting the usage of payment accounts 有权
    限制付款账户使用的方法和系统

    公开(公告)号：US07337144B1

    公开(公告)日：2008-02-26

    申请号：US09675467

    申请日：2000-09-28

    申请人： Arnold N. Blinn ,  Joseph N. Coco

    发明人： Arnold N. Blinn ,  Joseph N. Coco

    IPC分类号： G06Q40/00

    CPC分类号： G06Q40/02 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/105 ,  G06Q20/12 ,  G06Q20/29 ,  G06Q20/3674 ,  G06Q20/40 ,  G06Q20/403 ,  G06Q30/06 ,  G06Q40/00 ,  G06Q40/04

    摘要： A user's ability to spend and/or receive funds for payment accounts maintained in an electronic wallet are limited. These limitations include restrictions on where the user is able to spend the funds in a payment account (e.g., at which merchants the funds can be spent, whether the funds can be withdrawn from an ATM, etc.). These limitations may also include restrictions on what other payment accounts the user can receive funds from and/or transfer funds to, thereby limiting person-to-person fund transfers.

    摘要翻译： 用户在电子钱包中维护的支付账户花费和/或收取资金的能力有限。 这些限制包括限制用户能够将资金用于支付帐户（例如，哪些商家可以花费资金，资金是否可以从ATM中取出等）。 这些限制还可能包括限制用户可以从哪些其他支付账户获得资金和/或转移资金，从而限制个人与个人的资金转移。

    Integrating payment accounts and an electronic wallet
    2.
    发明授权
    Integrating payment accounts and an electronic wallet 有权
    集成支付账户和电子钱包

    公开(公告)号：US07155411B1

    公开(公告)日：2006-12-26

    申请号：US09675466

    申请日：2000-09-28

    申请人： Arnold N. Blinn ,  Joseph N. Coco ,  Greg A. Marks

    发明人： Arnold N. Blinn ,  Joseph N. Coco ,  Greg A. Marks

    IPC分类号： G06F17/60

    CPC分类号： G06Q20/227 ,  G06Q20/02 ,  G06Q20/04 ,  G06Q20/102 ,  G06Q20/105 ,  G06Q30/0234 ,  G06Q30/06 ,  G06Q40/02

    摘要： An electronic wallet including is made available to a user and is capable of storing a wide variety of different types of accounts (including both payment accounts and traditional credit card accounts). An identification of the different accounts corresponding to a user is displayed to the user and the user is allowed to manipulate these accounts. The electronic wallet also allows the user to combine funds from multiple different accounts into a single account. This combination allows the interface on a merchant server to be designed to accommodate a single account without concern for what types of accounts a user may wish to combine. Furthermore, in accordance with one aspect, when the user is purchasing goods and/or services from a merchant on-line, only those accounts that are useable at the merchant are presented as being available to the user.

    摘要翻译： 电子钱包包括可供用户使用，并且能够存储各种不同类型的账户（包括支付账户和传统信用卡帐户）。 向用户显示对应于用户的不同帐户的标识，并且允许用户操纵这些帐户。 电子钱包还允许用户将来自多个不同帐户的资金组合成一个帐户。 这种组合允许商家服务器上的接口被设计为容纳单个帐户，而不用担心用户可能希望组合的类型的帐户。 此外，根据一个方面，当用户在线购买商品和/或服务时，只有在商家可用的那些帐户被呈现给用户可用。

    Method and system for restricting the usage of payment accounts
    3.
    发明授权
    Method and system for restricting the usage of payment accounts 有权
    限制付款账户使用的方法和系统

    公开(公告)号：US07739194B2

    公开(公告)日：2010-06-15

    申请号：US11852837

    申请日：2007-09-10

    申请人： Arnold N. Blinn ,  Joseph N. Coco

    发明人： Arnold N. Blinn ,  Joseph N. Coco

    IPC分类号： G06Q40/00

    CPC分类号： G06Q40/02 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/105 ,  G06Q20/12 ,  G06Q20/29 ,  G06Q20/3674 ,  G06Q20/40 ,  G06Q20/403 ,  G06Q30/06 ,  G06Q40/00 ,  G06Q40/04

    摘要： A user's ability to spend and/or receive funds for payment accounts maintained in an electronic wallet are limited. These limitations include restrictions on where the user is able to spend the funds in a payment account (e.g., at which merchants the funds can be spent, whether the funds can be withdrawn from an ATM, etc.). These limitations may also include restrictions on what other payment accounts the user can receive funds from and/or transfer funds to, thereby limiting person-to-person fund transfers.

    摘要翻译： 用户在电子钱包中维护的支付账户花费和/或收取资金的能力有限。 这些限制包括限制用户能够将资金用于支付帐户（例如，哪些商家可以花费资金，资金是否可以从ATM中取出等）。 这些限制还可能包括限制用户可以从哪些其他支付账户获得资金和/或转移资金，从而限制个人与个人的资金转移。

    Method and System for Restricting the Usage of Payment Accounts
    4.
    发明申请
    Method and System for Restricting the Usage of Payment Accounts 有权
    限制支付账户使用的方法和制度

    公开(公告)号：US20080235135A1

    公开(公告)日：2008-09-25

    申请号：US12132921

    申请日：2008-06-04

    申请人： Arnold N. Blinn ,  Joseph N. Coco

    发明人： Arnold N. Blinn ,  Joseph N. Coco

    IPC分类号： G06Q40/00

    CPC分类号： G06Q40/02 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/105 ,  G06Q20/12 ,  G06Q20/29 ,  G06Q20/3674 ,  G06Q20/40 ,  G06Q20/403 ,  G06Q30/06 ,  G06Q40/00 ,  G06Q40/04

    摘要： A user's ability to spend and/or receive funds for payment accounts maintained in an electronic wallet are limited. These limitations include restrictions on where the user is able to spend the funds in a payment account (e.g., at which merchants the funds can be spent, whether the funds can be withdrawn from an ATM, etc.). These limitations may also include restrictions on what other payment accounts the user can receive funds from and/or transfer funds to, thereby limiting person-to-person fund transfers.

    摘要翻译： 用户在电子钱包中维护的支付账户花费和/或收取资金的能力有限。 这些限制包括限制用户能够将资金用于支付帐户（例如，哪些商家可以花费资金，资金是否可以从ATM中取出等）。 这些限制还可能包括限制用户可以从哪些其他支付账户获得资金和/或转移资金，从而限制个人与个人的资金转移。

    Cross-domain authentication
    6.
    发明授权
    Cross-domain authentication 有权
    跨域认证

    公开(公告)号：US07950055B2

    公开(公告)日：2011-05-24

    申请号：US12581355

    申请日：2009-10-19

    申请人： Arnold N. Blinn ,  Wei-Quiang Michael Guo ,  Wei Jiang ,  Raja Pazhanivel Perumal ,  Iulian D. Calinov

    发明人： Arnold N. Blinn ,  Wei-Quiang Michael Guo ,  Wei Jiang ,  Raja Pazhanivel Perumal ,  Iulian D. Calinov

    IPC分类号： G06F7/04 ,  G06F12/00 ,  G06F12/14 ,  G06F13/00 ,  G06F17/30 ,  G11C7/00

    CPC分类号： H04L63/08 ,  G06F21/41 ,  H04L63/0815 ,  H04L63/168 ,  H04L63/20

    摘要： Providing services within a network of service providers sharing an authentication service and a set of business rules. A central server receives a first request from a first server to provide a first service to a user via a client without forcing the user to present credentials. In response to the received first request, the central server stores data identifying the first service on the client. The central server further receives a second request from a second server to provide a second service to the user via the client after the user presents the credentials to the second service. After receiving the second request and the presented credentials, the central server allows the user access to the second service. In response to allowing the user access to the second service, the central server further allows the user access to the first service as a result of the stored data.

    摘要翻译： 在服务提供商的网络内提供共享认证服务和一组业务规则的服务。 中央服务器从第一服务器接收第一请求，以经由客户端向用户提供第一服务，而不强制用户呈现凭证。 响应于接收到的第一请求，中央服务器将识别第一服务的数据存储在客户机上。 中央服务器还在第二服务器接收第二请求之后，在用户向第二服务呈现证书之后，经由客户端向用户提供第二服务。 在接收到第二请求和所提供的凭证之后，中央服务器允许用户访问第二服务。 响应于允许用户访问第二服务，中央服务器还允许用户作为存储的数据的结果访问第一服务。

    DELEGATED PRE-CONFIGURATION
    8.
    发明申请
    DELEGATED PRE-CONFIGURATION 有权
    代理预配置

    公开(公告)号：US20080313447A1

    公开(公告)日：2008-12-18

    申请号：US11763518

    申请日：2007-06-15

    申请人： DON M. GILLETT ,  Arnold N. Blinn

    发明人： DON M. GILLETT ,  Arnold N. Blinn

    IPC分类号： G06F15/177

    CPC分类号： G06Q10/107

    摘要： Computer-readable media, systems, and methods for delegated pre-configuration are described. In embodiments, an identification of a user is received. Further, in various embodiments, one or more pre-configuration instructions is received from a delegate. In various embodiments, one or more online service settings is processed in accordance with the one or more pre-configuration instructions. In various other embodiments an online service is presented in accordance with the processed one or more online service settings.

    摘要翻译： 描述了用于委派的预配置的计算机可读介质，系统和方法。 在实施例中，接收用户的标识。 此外，在各种实施例中，从代理接收一个或多个预配置指令。 在各种实施例中，根据一个或多个预配置指令来处理一个或多个在线服务设置。 在各种其他实施例中，根据所处理的一个或多个在线服务设置呈现在线服务。

    IMPLEMENTATION OF PRIVATE MESSAGING
    9.
    发明申请
    IMPLEMENTATION OF PRIVATE MESSAGING 有权
    私人消息传播的实现

    公开(公告)号：US20080235336A1

    公开(公告)日：2008-09-25

    申请号：US11690760

    申请日：2007-03-23

    申请人： Pablo M. Stern ,  Arnold N. Blinn

    发明人： Pablo M. Stern ,  Arnold N. Blinn

    IPC分类号： G06F15/16

    CPC分类号： G06Q10/107 ,  H04L63/0407

    摘要： A method is disclosed for sending messages such as emails where the sender and receiver in the exchange remain anonymous to each other. The method uses a service, which may for example be an Internet service provider, which acts as an intermediary between a first party and second party to a message. All exchanges between the first and second parties pass through the service, which masks all true identities while ensuring that the message is routed to the proper recipient(s).

    摘要翻译： 公开了一种用于发送诸如电子邮件的消息的方法，其中交换中的发送者和接收者彼此保持匿名。 该方法使用服务，其可以例如是作为消息的第一方和第二方之间的中介的因特网服务提供商。 第一方和第二方之间的所有交流通过服务，掩盖所有真实身份，同时确保邮件路由到正确的收件人。