GATED CONTROL FOR BLOCKCHAIN UNITS
    1.
    发明公开

    公开(公告)号:US20240354758A1

    公开(公告)日:2024-10-24

    申请号:US18761230

    申请日:2024-07-01

    申请人: Veri Labs, Inc.

    发明人: Balazs Nemethi

    IPC分类号: G06Q20/38 G06Q20/40 H04L9/32

    摘要: A process may cause a gated autonomous program protocol to be stored on a blockchain. The gated autonomous program protocol is configured to exchange a blockchain unit with a gated wrapped blockchain unit that is exchangeable among blockchain addresses that satisfy one or more gating requirements. The process may verify that an account associated with a particular blockchain address of the blockchain satisfies the one or more gating requirements. The process may cause an issuance of an on-chain verification proof to the particular blockchain address. The on-chain verification proof may be stored on the blockchain as an on-chain representation that the particular blockchain address is verified with the one or more gating requirements. The gated autonomous program protocol verifies the on-chain verification proof before approving a transaction request associated with the gated wrapped blockchain unit that is initiated by the particular blockchain address.

    Security policy enforcement
    2.
    发明授权

    公开(公告)号:US12125050B2

    公开(公告)日:2024-10-22

    申请号:US18235541

    申请日:2023-08-18

    CPC分类号: G06Q30/0185 G06Q20/40

    摘要: Requests to perform activity with respect to a customer account can be monitored to attempt to detect fraudulent activity due to compromised customer credentials or other unauthorized access. The unauthorized party can request actions such as to create a new account, mount a snapshot of customer data, and exfiltrate the customer data. Various embodiments monitor such requests and permissions granted to accounts not directly owned by a customer, and can apply automatic mitigations for suspicious activity in order to reduce the risk of exposing data to unauthorized accounts. Such an offering determines mitigations to perform, such as to block, alert, rate limit, or terminate the linked or non-linked account based on account reputation. The detection mechanism can use various heuristics to make mitigation decisions, as may consider factors such as account age, geolocation, access history, device fingerprint, network domain, payment type, prior suspicious activity, and the like.

    Electronic device supporting mobile payment, method for operating same, and storage medium

    公开(公告)号:US12125019B2

    公开(公告)日:2024-10-22

    申请号:US17671050

    申请日:2022-02-14

    IPC分类号: G06Q20/32 G06Q20/40

    摘要: An electronic device is provided. The electronic device includes a communication module, at least one processor, and a memory configured to be operatively coupled to the at least one processor, wherein the memory stores instructions configured to, when executed, cause the at least one processor to identify information on a first country in which the electronic device is located through the communication module, perform payment based on a first authentication method corresponding to the identified information on the first country in response to a first payment application execution request, and change the first authentication method to a second authentication method corresponding to information on a second country in response to detection of a change from the first country to the second country through the communication module.

    END-TO-END MERCHANT-BASED TRANSACTION AUTHORIZATION

    公开(公告)号:US20240330920A1

    公开(公告)日:2024-10-03

    申请号:US18224563

    申请日:2023-07-20

    申请人: Apple Inc.

    发明人: Abde N. FARUQUI

    IPC分类号: G06Q20/40 G06Q20/24 G06Q20/38

    摘要: The subject system may be implemented by a processor circuit configured to receive a payment credential request, wherein the payment credential request comprises a requested amount, provision, in response to the payment credential request, a payment credential and a payment account corresponding to the payment credential, wherein the payment account is associated with a balance corresponding to the requested amount, receive, from a merchant system, an authorization request of a transaction for an authorization amount, wherein the authorization request comprises the payment credential and a merchant identifier of the merchant system, authorize the authorization amount when the authorization amount is less than or equal to the requested amount, and when the authorization amount exceeds the requested amount by a threshold amount, authorize the authorization amount based at least in part on the merchant identifier.

    SYSTEMS, METHODS, AND COMPUTER PROGRAM PRODUCT FOR CONTENT EXCHANGE SERVICES FOR PAYMENT NETWORKS

    公开(公告)号:US20240311823A1

    公开(公告)日:2024-09-19

    申请号:US18185510

    申请日:2023-03-17

    IPC分类号: G06Q20/40 G06Q20/38 G06Q20/42

    摘要: Methods, systems, and computer program products are provided for secure content exchange. A secure content exchange platform includes a content exchanger and exchange gateway interface. The content exchanger stores a content item and generates a globally unique identifier (GUID) associated with the content item. The exchange gateway interface receives a registration request for the content item from a sending financial institution system, submits the content item to the content exchanger, receives the GUID associated with the content item from the content exchanger, returns the GUID to the sending financial institution system as a response to the registration request, receives a retrieval request from a recipient financial institution system, retrieves the GUID from the retrieval request to submit the GUID to the content exchanger, receives the content item from the content exchanger, and returns the content item to the recipient financial institution system as a response to the retrieval request.