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Patent Agency Ranking
公开(公告)号：US08676709B2
公开(公告)日：2014-03-18
申请号：US13717295
申请日：2012-12-17
Applicant: Google Inc.
IPC: G06Q40/00
CPC classification number: G06Q20/105 , G06K5/00 , G06Q20/00 , G06Q20/322 , G06Q20/351 , G06Q20/354 , G06Q20/3572 , G06Q20/36 , G06Q20/3674 , G06Q20/382 , G06Q20/40 , G06Q20/405 , G06Q30/00 , G06Q40/00
Abstract: Transmitting category codes to payment instruments in proxy card transactions comprises receiving a first payment request to authorize a proxy card transaction, the first payment request identifying a proxy account of a user for payment of the transaction and a merchant category code associated with the merchant; selecting a financial account associated with the proxy account to fund the transaction; communicating a second payment request to authorize the transaction to a financial account system associated with the selected financial account, the second payment request comprising the merchant category code associated with the merchant; receiving an authorization for the transaction from the financial account system to fund the transaction using the selected financial account; and communicating an authorization for the transaction to the merchant computing device in response to receiving the authorization for the transaction from the financial account system to fund the transaction using the selected financial account.
Abstract translation: 在代理卡交易中将类别代码发送到支付工具包括接收授权代理卡交易的第一支付请求，第一支付请求标识用户的代理帐户以支付交易，以及与商家相关联的商家类别代码; 选择与代理账户相关的金融账户为交易提供资金; 传送第二付款请求以将所述交易授权给与所选择的金融账户相关联的金融账户系统，所述第二支付请求包括与商家相关联的商家类别代码; 从金融账户系统接收交易授权，使用选定的金融账户资金交易; 以及响应于从所述金融账户系统接收到所述交易的授权，使用所选择的金融账户来向所述商业计算设备传达所述交易的授权以向所述交易提供资金。
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公开(公告)号：US08972298B2
公开(公告)日：2015-03-03
申请号：US14168887
申请日：2014-01-30
Applicant: Google Inc.
CPC classification number: G06Q20/105 , G06K5/00 , G06Q20/00 , G06Q20/322 , G06Q20/351 , G06Q20/354 , G06Q20/3572 , G06Q20/36 , G06Q20/3674 , G06Q20/382 , G06Q20/40 , G06Q20/405 , G06Q30/00 , G06Q40/00
Abstract: Transmitting category codes to payment instruments in proxy card transactions comprises receiving a first payment request to authorize a proxy card transaction, the first payment request identifying a proxy account of a user for payment of the transaction and a merchant category code associated with the merchant; selecting a financial account associated with the proxy account to fund the transaction; communicating a second payment request to authorize the transaction to a financial account system associated with the selected financial account, the second payment request comprising the merchant category code associated with the merchant; receiving an authorization for the transaction from the financial account system to fund the transaction using the selected financial account; and communicating an authorization for the transaction to the merchant computing device in response to receiving the authorization for the transaction from the financial account system to fund the transaction using the selected financial account.
Abstract translation: 在代理卡交易中将类别代码发送到支付工具包括接收授权代理卡交易的第一支付请求，第一支付请求标识用户的代理帐户以支付交易，以及与商家相关联的商家类别代码; 选择与代理账户相关的金融账户为交易提供资金; 传送第二付款请求以将所述交易授权给与所选择的金融账户相关联的金融账户系统，所述第二支付请求包括与商家相关联的商家类别代码; 从金融账户系统接收交易授权，使用选定的金融账户资金交易; 以及响应于从所述金融账户系统接收到所述交易的授权，使用所选择的金融账户来向所述商业计算设备传达所述交易的授权以向所述交易提供资金。
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公开(公告)号：US20140040130A1
公开(公告)日：2014-02-06
申请号：US13717295
申请日：2012-12-17
Applicant: GOOGLE INC.
IPC: G06Q20/40
CPC classification number: G06Q20/105 , G06K5/00 , G06Q20/00 , G06Q20/322 , G06Q20/351 , G06Q20/354 , G06Q20/3572 , G06Q20/36 , G06Q20/3674 , G06Q20/382 , G06Q20/40 , G06Q20/405 , G06Q30/00 , G06Q40/00
Abstract: Transmitting category codes to payment instruments in proxy card transactions comprises receiving a first payment request to authorize a proxy card transaction, the first payment request identifying a proxy account of a user for payment of the transaction and a merchant category code associated with the merchant; selecting a financial account associated with the proxy account to fund the transaction; communicating a second payment request to authorize the transaction to a financial account system associated with the selected financial account, the second payment request comprising the merchant category code associated with the merchant; receiving an authorization for the transaction from the financial account system to fund the transaction using the selected financial account; and communicating an authorization for the transaction to the merchant computing device in response to receiving the authorization for the transaction from the financial account system to fund the transaction using the selected financial account.
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公开(公告)号：US20140149292A1
公开(公告)日：2014-05-29
申请号：US14168887
申请日：2014-01-30
Applicant: GOOGLE INC.
IPC: G06Q20/40
CPC classification number: G06Q20/105 , G06K5/00 , G06Q20/00 , G06Q20/322 , G06Q20/351 , G06Q20/354 , G06Q20/3572 , G06Q20/36 , G06Q20/3674 , G06Q20/382 , G06Q20/40 , G06Q20/405 , G06Q30/00 , G06Q40/00
Abstract: Transmitting category codes to payment instruments in proxy card transactions comprises receiving a first payment request to authorize a proxy card transaction, the first payment request identifying a proxy account of a user for payment of the transaction and a merchant category code associated with the merchant; selecting a financial account associated with the proxy account to fund the transaction; communicating a second payment request to authorize the transaction to a financial account system associated with the selected financial account, the second payment request comprising the merchant category code associated with the merchant; receiving an authorization for the transaction from the financial account system to fund the transaction using the selected financial account; and communicating an authorization for the transaction to the merchant computing device in response to receiving the authorization for the transaction from the financial account system to fund the transaction using the selected financial account.
Abstract translation: 在代理卡交易中将类别代码发送到支付工具包括接收授权代理卡交易的第一支付请求，第一支付请求标识用户的代理帐户以支付交易，以及与商家相关联的商家类别代码; 选择与代理账户相关的金融账户为交易提供资金; 传送第二付款请求以将所述交易授权给与所选择的金融账户相关联的金融账户系统，所述第二支付请求包括与商家相关联的商家类别代码; 从金融账户系统接收交易授权，使用选定的金融账户资金交易; 以及响应于从所述金融账户系统接收到所述交易的授权，使用所选择的金融账户来向所述商业计算设备传达所述交易的授权以向所述交易提供资金。
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公开(公告)号：US10127533B2
公开(公告)日：2018-11-13
申请号：US13731090
申请日：2012-12-30
Applicant: GOOGLE INC.
Inventor： Mark William Andrews , Peter Malcolm Gwinn , Erick John Armbrust , Petra Cross , Christopher Michael Petersen
IPC: G06Q20/36 , G06Q20/10 , G06Q40/00 , G06Q20/00 , G06K5/00 , G06Q30/00 , G06Q20/40 , G06Q20/34 , G06Q20/32 , G06Q20/38
Abstract: Managing user devices associated with a digital wallet account comprises associating, using one or more computing devices, one or more user computing devices with a digital wallet account of a user, each of the associated one or more user computing devices being activated to conduct financial transactions with a merchant utilizing the digital wallet account; presenting the associated user computing devices in a list of associated user computing devices; receiving a request to deactivate a particular user computing device from the list of associated user computing devices; deactivating the particular user computing device, the deactivation being sufficient to prevent the user computing device from conducting transactions with a merchant utilizing the digital wallet account; and presenting a deactivated status of the particular user computing device.
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