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    Delivery of information services to personal devices
    3.
    发明授权
    Delivery of information services to personal devices 有权
    向个人设备提供信息服务

    公开(公告)号：US09195975B2

    公开(公告)日：2015-11-24

    申请号：US13636418

    申请日：2011-03-22

    申请人： Sebastien Pochic ,  Barry Alan Maidment ,  Mehdi Collinge ,  Fikret Ates

    发明人： Sebastien Pochic ,  Barry Alan Maidment ,  Mehdi Collinge ,  Fikret Ates

    IPC分类号： G06Q20/08 ,  G06Q20/10 ,  G06Q20/34 ,  G06Q20/40 ,  G06Q30/06 ,  G07F7/08 ,  G07F7/10 ,  G07F7/12

    CPC分类号： G06Q20/1085 ,  G06K19/07 ,  G06Q20/08 ,  G06Q20/105 ,  G06Q20/327 ,  G06Q20/3433 ,  G06Q20/409 ,  G06Q30/06 ,  G07F7/0806 ,  G07F7/1008 ,  G07F7/122

    摘要： A transaction processing system for sending user information data to a personal device, and an associated method are provided. The system comprises: a personal device, such as a balance display card; an interface device, such as a card reader for transmitting data to and from the card; a communications network connecting to the interface device; an issuer processor connected to the communications network; and a trusted network processor (TNP) processor connected to the communications network, interposed between the interface device and the issuer processor. The TNP processor is arranged to receive a transaction request message from a card user and to transmit a response message back to the personal device, the response message typically being a transaction authorization together with information for display on the card. The TNP processor is arranged to identify, dependent on properties of the transaction request message, whether the associated response message will require data to be sent to the user information device, and if so identified, to: route the transaction request message to the issuer processor using a standard message; receive the required data from the issuer processor using another standard message; match the received required data to the original request; generate an appropriate response message and script containing the required data; and transmit the response message back to the personal device thereby making the required information known to the user.

    摘要翻译： 提供了一种用于向个人设备发送用户信息数据的事务处理系统和相关联的方法。 该系统包括：个人设备，例如天平显示卡; 接口设备，例如用于向/从卡传输数据的读卡器; 连接到接口设备的通信网络; 连接到通信网络的发行者处理器; 以及连接到通信网络的可信网络处理器（TNP）处理器，介于接口设备和发行者处理器之间。 TNP处理器被设置为从卡用户接收交易请求消息并且将响应消息发送回个人设备，响应消息通常是交易授权以及用于在卡上显示的信息。 TNP处理器被设置为根据交易请求消息的属性来识别相关联的响应消息是否需要将数据发送到用户信息设备，并且如果被识别，则：将交易请求消息路由到发行者处理器 使用标准消息; 使用另一个标准消息从发行者处理器接收所需的数据; 将接收的所需数据与原始请求相匹配; 生成包含所需数据的适当响应消息和脚本; 并将响应消息发送回个人设备，从而使得用户已知的所需信息。

    DELIVERY OF INFORMATION SERVICES TO PERSONAL DEVICES
    4.
    发明申请
    DELIVERY OF INFORMATION SERVICES TO PERSONAL DEVICES 有权
    向个人设备提供信息服务

    公开(公告)号：US20130080274A1

    公开(公告)日：2013-03-28

    申请号：US13636418

    申请日：2011-03-22

    申请人： Sebastien Pochic ,  Barry Alan Maidment ,  Mehdi Collinge ,  Fikret Ates

    发明人： Sebastien Pochic ,  Barry Alan Maidment ,  Mehdi Collinge ,  Fikret Ates

    IPC分类号： G06Q20/08

    CPC分类号： G06Q20/1085 ,  G06K19/07 ,  G06Q20/08 ,  G06Q20/105 ,  G06Q20/327 ,  G06Q20/3433 ,  G06Q20/409 ,  G06Q30/06 ,  G07F7/0806 ,  G07F7/1008 ,  G07F7/122

    摘要： A transaction processing system for sending user information data to a personal device, and an associated method are provided. The system comprises: a personal device, such as a balance display card; an interface device, such as a card reader for transmitting data to and from the card; a communications network connecting to the interface device; an issuer processor connected to the communications network; and a trusted network processor (TNP) processor connected to the communications network, interposed between the interface device and the issuer processor. The TNP processor is arranged to receive a transaction request message from a card user and to transmit a response message back to the personal device, the response message typically being a transaction authorization together with information for display on the card. The TNP processor is arranged to identify, dependent on properties of the transaction request message, whether the associated response message will require data to be sent to the user information device, and if so identified, to: route the transaction request message to the issuer processor using a standard message; receive the required data from the issuer processor using another standard message; match the received required data to the original request; generate an appropriate response message and script containing the required data; and transmit the response message back to the personal device thereby making the required information known to the user.

    摘要翻译： 提供了一种用于向个人设备发送用户信息数据的事务处理系统和相关联的方法。 该系统包括：个人设备，例如天平显示卡; 接口设备，例如用于向/从卡传输数据的读卡器; 连接到接口设备的通信网络; 连接到通信网络的发行者处理器; 以及连接到通信网络的可信网络处理器（TNP）处理器，介于接口设备和发行者处理器之间。 TNP处理器被设置为从卡用户接收交易请求消息并且将响应消息发送回个人设备，响应消息通常是交易授权以及用于在卡上显示的信息。 TNP处理器被设置为根据交易请求消息的属性来识别相关联的响应消息是否需要将数据发送到用户信息设备，并且如果被识别，则：将交易请求消息路由到发行者处理器 使用标准消息; 使用另一个标准消息从发行者处理器接收所需的数据; 将接收的所需数据与原始请求相匹配; 生成包含所需数据的适当响应消息和脚本; 并将响应消息发送回个人设备，从而使得用户已知的所需信息。

    Tap and wireless payment methods and devices
    5.
    发明授权
    Tap and wireless payment methods and devices 有权

    公开(公告)号：US09721319B2

    公开(公告)日：2017-08-01

    申请号：US13432778

    申请日：2012-03-28

    申请人： Patrik Smets ,  David A. Roberts ,  Simon Phillips ,  John Gaitanos ,  Mehdi Collinge ,  Jonathan James Main

    发明人： Patrik Smets ,  David A. Roberts ,  Simon Phillips ,  John Gaitanos ,  Mehdi Collinge ,  Jonathan James Main

    IPC分类号： G06Q20/00 ,  G06T1/20 ,  H04N19/85

    CPC分类号： G06T1/20 ,  H04N19/85

    摘要： Example embodiments include methods and apparatus for exchanging, using a contactless interface included in a portable device, transaction information associated with an electronic merchant device when the portable device is brought into close proximity to a contactless interface associated with the electronic merchant device, with the information identifying the electronic merchant device and identifying a handover wireless network connected to the electronic merchant device and with information including security credentials required to form a secure connection, establishing a persistent, secure wireless connection with the electronic merchant device, using a wireless network interface in the portable device and the transaction information, over the handover wireless network and exchanging transaction messages between the portable device and the electronic merchant device over the persistent, secure wireless connection during a shopping interval.

    IMAGE REPOSITORY SYSTEMS AND METHODS
    6.
    发明申请
    IMAGE REPOSITORY SYSTEMS AND METHODS 审中-公开
    图像记录系统和方法

    公开(公告)号：US20140037220A1

    公开(公告)日：2014-02-06

    申请号：US13564238

    申请日：2012-08-01

    申请人： Simon Phillips ,  Mark Britten ,  Mehdi Collinge

    发明人： Simon Phillips ,  Mark Britten ,  Mehdi Collinge

    IPC分类号： G06K9/60 ,  G06K9/46

    CPC分类号： G06Q20/3221 ,  G06Q30/0601 ,  G06Q40/02

    摘要： A service card image repository and directory is described. A process includes receiving a request to store at least one service image and related data, determining that the service image has been approved, and then uploading the service image and related data. The method also includes assigning a unique identifier to the service image and related data, and storing the service image and related data in an image repository. Some embodiments include receiving a request to download a service image and related data, locating the requested service image, determining that the requested service image requires transcoding and/or scaling, and then transcoding and/or scaling the requested service image to form a modified service image. The modified service image is then transmitted to an entity.

    摘要翻译： 描述了服务卡映像存储库和目录。 一个过程包括接收存储至少一个服务图像和相关数据的请求，确定服务图像已被批准，然后上传服务图像和相关数据。 该方法还包括向服务图像和相关数据分配唯一标识符，以及将服务图像和相关数据存储在图像存储库中。 一些实施例包括接收下载服务图像和相关数据的请求，定位所请求的服务图像，确定所请求的服务图像需要转码和/或缩放，然后对所请求的服务图像进行代码转换和/或缩放以形成修改的服务 图片。 然后将经修改的服务图像发送到实体。

    TAP AND WIRELESS PAYMENT METHODS AND DEVICES
    7.
    发明申请
    TAP AND WIRELESS PAYMENT METHODS AND DEVICES 有权
    TAP和无线支付方法和设备

    公开(公告)号：US20130097080A1

    公开(公告)日：2013-04-18

    申请号：US13432778

    申请日：2012-03-28

    申请人： Patrik Smets ,  David A. Roberts ,  Simon Phillips ,  John Gaitanos ,  Mehdi Collinge ,  Jonathan James Main

    发明人： Patrik Smets ,  David A. Roberts ,  Simon Phillips ,  John Gaitanos ,  Mehdi Collinge ,  Jonathan James Main

    IPC分类号： G06Q20/40 ,  G06Q30/00 ,  G06Q20/32 ,  G06Q20/22

    CPC分类号： G06T1/20 ,  H04N19/85

    摘要： Example embodiments include methods and apparatus for exchanging, using a contactless interface included in a portable device, transaction information associated with an electronic merchant device when the portable device is brought into close proximity to a contactless interface associated with the electronic merchant device, with the information identifying the electronic merchant device and identifying a handover wireless network connected to the electronic merchant device and with information including security credentials required to form a secure connection, establishing a persistent, secure wireless connection with the electronic merchant device, using a wireless network interface in the portable device and the transaction information, over the handover wireless network and exchanging transaction messages between the portable device and the electronic merchant device over the persistent, secure wireless connection during a shopping interval.

    摘要翻译： 示例性实施例包括用于当便携式设备紧密接近与电子商家设备相关联的非接触式接口时，使用包括在便携式设备中的非接触式接口交换与电子商家设备相关联的交易信息的方法和设备， 识别所述电子商家装置并识别连接到所述电子商家装置的切换无线网络，以及包括形成安全连接所需的安全凭证的信息，使用所述电子商务装置中的无线网络接口建立与所述电子商家装置的持久的，安全的无线连接 便携式设备和交易信息，通过移交无线网络，并且在购物间隔期间通过持续的，安全的无线连接在便携式设备和电子商家设备之间交换交易消息。