公开(公告)号：US20210256552A1

公开(公告)日：2021-08-19

申请号：US15975536

申请日：2018-05-09

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Benjamin Tarmann ,  Richard R.. Rhodes ,  Lokesh Awasthy ,  Denise DeRoeck ,  Jaime Skaggs ,  Jacob J. Alt ,  Shanna L. Phillips ,  Shyam Tummala ,  Matthew S. Meierotto ,  Richard D. Groonwald ,  Brian J. Hughes

IPC: G06Q30/02 ,  G06Q50/16 ,  G06F17/30 ,  G06Q40/02 ,  H04L9/06

Abstract: A computer-implemented method of incentivizing an insurance agent to update a memory storage location. The method includes receiving, at one or more processors, a message indicating an agent updated a memory storage location with information about a customer or a real estate property. The method also includes increasing, via the one or more processors and according to an interval of time, a score of the agent for at least one item of information about one or more of the customer or the real estate property updated to the memory storage location. The method further includes calculating, via the one or more processors, an agent rating based upon the score of the agent, the agent rating used to compute one or more of compensation or bonus of the agent.

公开(公告)号：US10943294B1

公开(公告)日：2021-03-09

申请号：US15975184

申请日：2018-05-09

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Benjamin Tarmann ,  Richard R.. Rhodes ,  Lokesh Awasthy ,  Denise DeRoeck ,  Jaime Skaggs ,  Jacob J. Alt ,  Shanna L. Phillips ,  Shyam Tummala ,  Matthew S. Meierotto ,  Richard D. Groonwald ,  Brian J. Hughes

IPC: G06Q40/02 ,  G06Q50/16 ,  H04L9/06 ,  G06Q30/02

Abstract: A computer-implemented method of continuously updating information about a customer approved for a mortgage, the customer associated with a customer identification number. In one aspect, the method may include monitoring information accessed from a blockchain corresponding to the customer identification number, the information used to determine the customer is approved for a mortgage. In addition, the method may further include receiving new information about the customer, the new information used to determine the customer is approved for a mortgage. Further, the method may include updating a block of the blockchain to include the new information and recalculating the amount in which the customer is approved for a mortgage based upon the new information received.