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91.
公开(公告)号:US08052047B1
公开(公告)日:2011-11-08
申请号:US12798695
申请日:2010-04-09
申请人: Anne E. Doland , Joseph A. McGinley , Robert J. Konecny , Charles E. Crallie , Judith Edwards , Tim Crews
发明人: Anne E. Doland , Joseph A. McGinley , Robert J. Konecny , Charles E. Crallie , Judith Edwards , Tim Crews
IPC分类号: G07F19/00
CPC分类号: G06F21/85 , G06F21/57 , G06Q20/382 , G07F19/20 , G07F19/206
摘要: An automated banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that operates to read card data from user cards. The card data corresponds to financial accounts. The automated banking machine includes a cash dispenser and the machine carries out transaction functions for consumers including dispensing cash. The automated banking machine may also include a button in a chest that is operative to establish secure communication with the cash dispenser.
摘要翻译: 自动银行业务机构响应于从数据记录中读取的数据进行财务转移。 该机器包括读卡器,用于从用户卡读取卡片数据。 卡数据对应于财务账户。 自动银行机包括自动提款机,机器对消费者进行交易功能,包括配送现金。 自动银行机还可以包括胸部中的按钮,其可操作以建立与自动提款机的安全通信。
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92.
公开(公告)号:US07959072B1
公开(公告)日:2011-06-14
申请号:US12459187
申请日:2009-06-26
申请人: Randall W. Jenkins , Vincent L. Owens , Gregory Fockler , Jerry Cox , Tom Ertle , Dave Krzic , Steven Shepley , Nick Billett , Victor A. Cogan , Willis Miller , Mike R. Ryan , Tim Crews , Natarajan Ramachandran
发明人: Randall W. Jenkins , Vincent L. Owens , Gregory Fockler , Jerry Cox , Tom Ertle , Dave Krzic , Steven Shepley , Nick Billett , Victor A. Cogan , Willis Miller , Mike R. Ryan , Tim Crews , Natarajan Ramachandran
CPC分类号: G07F19/201 , B65H7/02 , B65H7/20 , B65H29/20 , G06Q20/1085 , G06Q40/02 , G07F19/20 , G07F19/202 , G07F19/205 , G07G5/00
摘要: An automatic banking machine operates responsive to data bearing records. The machine includes a card reader for reading user cards, and at least one of a note acceptor and a cash dispenser. The automated banking machine carries out financial transfers related to user accounts based on information read from cards. The automated banking machine provides a printed receipt for transactions conducted. The machine carries out transactions when operatively connected to a source of power and a transaction network. The machine also carries out functions to control the power status of devices in the machine.
摘要翻译: 自动银行业务响应于数据记录记录。 该机器包括用于读取用户卡的读卡器,以及音符接受器和自动提款机中的至少一个。 自动银行机器根据从卡读取的信息执行与用户账户相关的财务转账。 自动银行机器为进行的交易提供打印收据。 当机器可操作地连接到电源和交易网络时,机器执行交易。 该机还执行功能来控制机器中设备的电源状态。
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93.
公开(公告)号:US07922080B1
公开(公告)日:2011-04-12
申请号:US12798688
申请日:2010-04-09
申请人: Anne E. Doland , Joseph A. McGinley , Robert J. Konecny , Charles E. Crallie , Judith Edwards , Tim Crews
发明人: Anne E. Doland , Joseph A. McGinley , Robert J. Konecny , Charles E. Crallie , Judith Edwards , Tim Crews
IPC分类号: G06Q40/00
CPC分类号: G07F19/206 , G07F19/20
摘要: An automated banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that operates to read card data from user cards. The card data corresponds to financial accounts. The automated banking machine includes a cash dispenser and the machine carries out transaction functions for consumers including dispensing cash. The automated banking machine may generate a password for the machine responsive to randomly generated data.
摘要翻译: 自动银行业务机构响应于从数据记录中读取的数据进行财务转移。 该机器包括读卡器,用于从用户卡读取卡片数据。 卡数据对应于财务账户。 自动银行机包括自动提款机,机器对消费者进行交易功能,包括配送现金。 自动银行机器可以响应于随机生成的数据来生成机器的密码。
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公开(公告)号:US08978971B1
公开(公告)日:2015-03-17
申请号:US13396026
申请日:2012-02-14
申请人: James Block , Randall W Jenkins , Tim Crews , Michael J Harty , Paul D Magee , Richard C. Lute , Klaus Steinbach , Natarajan Ramachandran
发明人: James Block , Randall W Jenkins , Tim Crews , Michael J Harty , Paul D Magee , Richard C. Lute , Klaus Steinbach , Natarajan Ramachandran
IPC分类号: G06Q40/00
CPC分类号: G07F19/2055
摘要: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and the display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Unauthorized observation of manual inputs to an input device is prevented through the use of nonvisible light emitters that prevent the observation of such inputs via an electronic camera interception device.
摘要翻译: 响应于从数据承载记录读取的数据而进行财务转移的装置包括至少一个与读卡器,支票接收器,自动取款机和显示器操作连接的处理器。 所述至少一个处理器使得所述机器操作以从用户卡读取卡数据,并且确定所读取的卡数据对应于授权的财务帐户。 所述至少一个处理器可操作以从要分发的支票和/或现金读取数据,以及从其账户对应的财务转账。 通过使用不可见光发射器防止通过电子摄像机拦截装置观察这些输入,从而防止对输入设备的手动输入的未经授权的观察。
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公开(公告)号:US08573479B1
公开(公告)日:2013-11-05
申请号:US13134654
申请日:2011-06-13
申请人: Randall Jenkins , Tim Crews , Natarajan Ramachandran , Joseph Hartman , Raymond P. Motz , Anne E. Konecny , Klaus Steinbach
发明人: Randall Jenkins , Tim Crews , Natarajan Ramachandran , Joseph Hartman , Raymond P. Motz , Anne E. Konecny , Klaus Steinbach
IPC分类号: G06Q40/00
CPC分类号: G06Q20/1085 , G06F3/016 , G06F3/0482 , G06F3/04886 , G06Q20/4012 , G07F19/201 , G07F19/205
摘要: A machine (10) is operative to carry out financial transfers responsive to data included on data bearing records including user cards. The machine includes a user interface (15) including a display (24). The user interface includes a card reader (16) which is operative to read data on user cards which identify at least one of user and a user's financial accounts. Records of the financial transfers are provided by a printer (30). A touch screen display module (608) is operative to securely receive manual inputs and/or card data. The touch screen display module includes a contact surface that can be electronically contoured to provide outputs that can be perceived through finger contact with the contact surface.
摘要翻译: 机器(10)可操作以响应包括在包括用户卡的数据承载记录上的数据执行财务转移。 该机器包括包括显示器(24)的用户界面(15)。 用户接口包括读卡器(16),其可用于读取识别用户和用户财务帐户中的至少一个的用户卡上的数据。 财务转账记录由打印机(30)提供。 触摸屏显示模块(608)可操作以安全地接收手动输入和/或卡数据。 触摸屏显示模块包括接触表面,该接触表面可以被电子地轮廓化以提供通过手指与接触表面接触可感知的输出。
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96.
公开(公告)号:US08123123B1
公开(公告)日:2012-02-28
申请号:US12802496
申请日:2010-06-08
申请人: Anne E. Doland , Joseph A. McGinley , Robert J. Konecny , Charles E. Crallie , Judith Edwards , Tim Crews
发明人: Anne E. Doland , Joseph A. McGinley , Robert J. Konecny , Charles E. Crallie , Judith Edwards , Tim Crews
CPC分类号: G06F21/85 , G06F21/57 , G06Q20/382 , G07F19/20 , G07F19/206
摘要: An automated banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that operates to read card data from user cards. The card data corresponds to financial accounts. The automated banking machine includes a cash dispenser and the machine carries out transaction functions for consumers including dispensing cash. The automated banking machine is operative to use an encrypting pin pad to produce screen data usable to generate a visual output on a display screen.
摘要翻译: 自动银行业务机构响应于从数据记录中读取的数据进行财务转移。 该机器包括读卡器,用于从用户卡读取卡片数据。 卡数据对应于财务账户。 自动银行机包括自动提款机,机器对消费者进行交易功能,包括配送现金。 自动银行机可操作地使用加密销焊盘来产生可用于在显示屏上产生视觉输出的屏幕数据。
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公开(公告)号:US08100323B1
公开(公告)日:2012-01-24
申请号:US11421120
申请日:2006-05-31
申请人: Tim Crews , Judith Edwards , Anne E. Doland , Joseph A. McGinley , Robert Konecny , Charles E. Crallie
发明人: Tim Crews , Judith Edwards , Anne E. Doland , Joseph A. McGinley , Robert Konecny , Charles E. Crallie
CPC分类号: G06F21/85 , G06F21/57 , G06Q20/382 , G07F19/20 , G07F19/206
摘要: An automated banking machine is provided which may comprise a trusted platform (TP) including a trusted platform module (TPM) in a computer of the machine. Through use of the TP, the machine may perform cryptographic functions for use in enabling the machine to perform transaction functions for users. The machine may be operative to use the TP to securely store secret keys, or other critical information in sealed storage on a data store of the machine. The TP may also be used to measure, attest, and verify transaction function devices, hardware devices, firmware, software, and/or other components of the machine prior to enabling the machine to function in an enabled mode. The TP may also be used to establish secure communication between components of the machine. The TP may also be used to perform key transfers between the machine and a host banking system.
摘要翻译: 提供了一种自动银行机,其可以包括在机器的计算机中的可信平台模块(TPM)的可信平台(TP)。 通过使用TP,机器可以执行加密功能,用于使机器能够为用户执行交易功能。 该机器可操作以使用TP将机密密钥存储器中的秘密密钥或其他关键信息安全地存储在密封存储器中。 在启用机器在启用模式下工作之前,TP还可以用于测量,证明和验证交易功能设备,硬件设备,固件,软件和/或机器的其他组件。 TP也可用于建立机器组件之间的安全通信。 TP还可用于在机器和主机银行系统之间执行密钥传输。
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98.
公开(公告)号:US08052049B1
公开(公告)日:2011-11-08
申请号:US12802504
申请日:2010-06-08
申请人: Anne E. Doland , Joseph A. McGinley , Robert J. Konecny , Charles E. Crallie , Judith Edwards , Tim Crews
发明人: Anne E. Doland , Joseph A. McGinley , Robert J. Konecny , Charles E. Crallie , Judith Edwards , Tim Crews
CPC分类号: G06F21/85 , G06F21/57 , G06Q20/382 , G07F19/20 , G07F19/206
摘要: An automated banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that operates to read card data from user cards. The card data corresponds to financial accounts. The automated banking machine includes a cash dispenser and the machine carries out transaction functions for consumers including dispensing cash. The automated banking machine may generate an operating system account password from separate portions of the password acquired from a portable storage device and a local data store.
摘要翻译: 自动银行业务机构响应于从数据记录中读取的数据进行财务转移。 该机器包括读卡器,用于从用户卡读取卡片数据。 卡数据对应于财务账户。 自动银行机包括自动提款机,机器对消费者进行交易功能,包括配送现金。 自动银行机器可以从从便携式存储设备和本地数据存储器获取的密码的分开的部分生成操作系统帐户密码。
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99.
公开(公告)号:US08052048B1
公开(公告)日:2011-11-08
申请号:US12802495
申请日:2010-06-08
申请人: Anne E. Doland , Joseph A. McGinley , Robert J. Konecny , Charles E. Crallie , Judith Edwards , Tim Crews
发明人: Anne E. Doland , Joseph A. McGinley , Robert J. Konecny , Charles E. Crallie , Judith Edwards , Tim Crews
IPC分类号: G06Q40/00
CPC分类号: G06F21/85 , G06F21/57 , G06Q20/382 , G07F19/20 , G07F19/206
摘要: An automated banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that operates to read card data from user cards. The card data corresponds to financial accounts. The automated banking machine includes a cash dispenser and the machine carries out transaction functions for consumers including dispensing cash. The automated banking machine uses a trusted platform module to measure and authenticate components in the machine prior to dispensing cash.
摘要翻译: 自动银行业务机构响应于从数据记录中读取的数据进行财务转移。 该机器包括读卡器,用于从用户卡读取卡片数据。 卡数据对应于财务账户。 自动银行机包括自动提款机,机器对消费者进行交易功能,包括配送现金。 自动银行机使用可信平台模块在发放现金之前对机器中的组件进行测量和认证。
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公开(公告)号:US08038057B1
公开(公告)日:2011-10-18
申请号:US13066970
申请日:2011-04-29
申请人: Tim Crews , Joe Hartman , Klaus Steinbach , Ray Motz , Anne Bayonnet , James Block , Paul D. Magee , Richard C. Lute , Donald S. Nelson , David A. Barker
发明人: Tim Crews , Joe Hartman , Klaus Steinbach , Ray Motz , Anne Bayonnet , James Block , Paul D. Magee , Richard C. Lute , Donald S. Nelson , David A. Barker
IPC分类号: G07F19/00
CPC分类号: G07F19/201 , G07F19/20 , G07F19/205
摘要: A card actuated automated banking machine is operative to carry out financial transactions responsive to data included on user cards. The machine includes a user interface including a display. The user interface includes a card reader which is operative to read data on user cards which identify at least one of a user and a user's financial accounts. A fascia of the machine includes a keypad through which users input confidential data. Covers prevent unauthorized persons from viewing confidential inputs to the keypad. Authorization signals assure that the display is operating in a manner that provides appropriate user instructions. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted.
摘要翻译: 卡启动的自动银行机可操作以响应于用户卡上包含的数据进行金融交易。 该机器包括包括显示器的用户界面。 用户接口包括读卡器,其可用于读取识别用户和用户的财务帐户中的至少一个的用户卡上的数据。 机器的面板包括用户输入机密数据的小键盘。 防止未经授权的人员查看键盘的机密输入。 授权信号确保显示器以提供适当用户指令的方式运行。 视觉指示器用于向用户指示键盘输入正被加密。
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