-
公开(公告)号：US08851366B2
公开(公告)日：2014-10-07
申请号：US13204904
申请日：2011-08-08
申请人： Vikram Modi
发明人： Vikram Modi
CPC分类号： G06Q20/10 , G06Q20/02 , G06Q20/027 , G06Q20/04 , G06Q20/0855 , G06Q20/108 , G06Q20/40
摘要： A bank (or merchant) hosts and operates an online money transfer service (or “portal”). A sender logs into the portal and enters payment card and money transfer details and then submits the transaction. An authentication window appears displaying the sender's transaction details and the sender is prompted to enter his or her password. Upon successful authentication, the bank seeks authorization from the card issuer. Upon successful authorization, the bank credits the recipient's local bank account or existing payment card. The recipient can also receive a check, a draft, a prepaid card or cash. The money transfer service is used both cross-border and domestic to effect person-to-person money transfer. The money transfer service uses the “Verified by Visa” authentication service and VisaNet for authorization. Messages over VisaNet are used to deliver funds to a recipient.
摘要翻译： 一家银行（或商户）负责并经营网上汇款服务（或“门户”）。 发件人登录门户并输入支付卡和汇款资料，然后提交交易。 出现验证窗口，显示发件人的交易详细信息，并提示发件人输入他或她的密码。 认证成功后，银行向发卡机构申请授权。 获得授权后，银行将收件人的本地银行帐户或现有支付卡信用。 收件人还可以收到支票，汇票，预付卡或现金。 跨境和国内的汇款服务均用于个人转账。 汇款服务使用“Visa签证”认证服务和VisaNet进行授权。 VisaNet上的邮件用于向收件人发放资金。
-
公开(公告)号：US20120066131A1
公开(公告)日：2012-03-15
申请号：US13204911
申请日：2011-08-08
申请人： Vikram Modi
发明人： Vikram Modi
IPC分类号： G06Q20/40
CPC分类号： G06Q20/10 , G06Q20/02 , G06Q20/027 , G06Q20/04 , G06Q20/0855 , G06Q20/108 , G06Q20/40
摘要： A bank (or merchant) hosts and operates an online money transfer service (or “portal”). A sender logs into the portal and enters payment card and money transfer details and then submits the transaction. An authentication window appears displaying the sender's transaction details and the sender is prompted to enter his or her password. Upon successful authentication, the bank seeks authorization from the card issuer. Upon successful authorization, the bank credits the recipient's local bank account or existing payment card. The recipient can also receive a check, a draft, a prepaid card or cash. The money transfer service is used both cross-border and domestic to effect person-to-person money transfer. The money transfer service uses the “Verified by Visa” authentication service and VisaNet for authorization. Messages over VisaNet are used to deliver funds to a recipient.
-
公开(公告)号：US20170272253A1
公开(公告)日：2017-09-21
申请号：US15456288
申请日：2017-03-10
申请人： Phillip Lavender , Vikram Modi , Glenn Leon Powell
发明人： Phillip Lavender , Vikram Modi , Glenn Leon Powell
摘要： A method for validating an interaction is disclosed. A first interaction cryptogram can be generated by a first device using information about a first party to the interaction and a second party to the interaction. A second interaction cryptogram can be generated by a second device also using information about the first party to the interaction and the second party to the interaction. Verifying each cryptogram can validate that the interaction details have not been changed, and that both the first party and second party legitimately authorized the interaction.
-
公开(公告)号：US20060006224A1
公开(公告)日：2006-01-12
申请号：US10926652
申请日：2004-08-26
申请人： Vikram Modi
发明人： Vikram Modi
IPC分类号： G06Q40/00
CPC分类号： G06Q20/10 , G06Q20/02 , G06Q20/027 , G06Q20/04 , G06Q20/0855 , G06Q20/108 , G06Q20/40
摘要： A bank (or merchant) hosts and operates an online money transfer service (or “portal”). A sender logs into the portal and enters payment card and money transfer details and then submits the transaction. An authentication window appears displaying the sender's transaction details and the sender is prompted to enter his or her password. Upon successful authentication, the bank seeks authorization from the card issuer. Upon successful authorization, the bank credits the recipient's local bank account or existing payment card. The recipient can also receive a check, a draft, a prepaid card or cash. The money transfer service is used both cross-border and domestic to effect person-to-person money transfer. The money transfer service uses the “Verified by Visa” authentication service and VisaNet for authorization. Messages over VisaNet are used to deliver funds to a recipient.
摘要翻译： 一家银行（或商户）负责并经营网上汇款服务（或“门户”）。 发件人登录门户并输入支付卡和汇款资料，然后提交交易。 出现验证窗口，显示发件人的交易详细信息，并提示发件人输入他或她的密码。 认证成功后，银行向发卡机构申请授权。 获得授权后，银行将收件人的本地银行帐户或现有支付卡信用。 收件人还可以收到支票，汇票，预付卡或现金。 跨境和国内的汇款服务均用于个人转账。 汇款服务使用“Visa签证”认证服务和VisaNet进行授权。 VisaNet上的邮件用于向收件人发放资金。
-
公开(公告)号：US08016185B2
公开(公告)日：2011-09-13
申请号：US10926652
申请日：2004-08-26
申请人： Vikram Modi
发明人： Vikram Modi
CPC分类号： G06Q20/10 , G06Q20/02 , G06Q20/027 , G06Q20/04 , G06Q20/0855 , G06Q20/108 , G06Q20/40
摘要： A bank (or merchant) hosts and operates an online money transfer service (or “portal”). A sender logs into the portal and enters payment card and money transfer details and then submits the transaction. An authentication window appears displaying the sender's transaction details and the sender is prompted to enter his or her password. Upon successful authentication, the bank seeks authorization from the card issuer. Upon successful authorization, the bank credits the recipient's local bank account or existing payment card. The recipient can also receive a check, a draft, a prepaid card or cash. The money transfer service is used both cross-border and domestic to effect person-to-person money transfer. The money transfer service uses the “Verified by Visa” authentication service and VisaNet for authorization. Messages over VisaNet are used to deliver funds to a recipient.
摘要翻译： 一家银行（或商户）负责并经营网上汇款服务（或“门户”）。 发件人登录门户并输入支付卡和汇款资料，然后提交交易。 出现验证窗口，显示发件人的交易详细信息，并提示发件人输入他或她的密码。 认证成功后，银行向发卡机构申请授权。 获得授权后，银行将收件人的本地银行帐户或现有支付卡信用。 收件人还可以收到支票，汇票，预付卡或现金。 跨境和国内的汇款服务均用于个人转账。 汇款服务使用“Visa签证”认证服务和VisaNet进行授权。 VisaNet上的邮件用于向收件人发放资金。
-
-
-
-
搜索结果
15 条记录 (耗时 0.035 秒)
