PAYMENTS IN COMMUNICATION SYSTEMS
    11.
    发明申请
    PAYMENTS IN COMMUNICATION SYSTEMS 有权
    通信系统支付

    公开(公告)号:US20140279457A1

    公开(公告)日:2014-09-18

    申请号:US13896253

    申请日:2013-05-16

    Applicant: GOOGLE INC.

    CPC classification number: G06Q20/102 G06Q20/10 G06Q20/108 G06Q40/00 G06Q50/01

    Abstract: Users of a communication system can initiate electronic payments during a communication session hosted by the communication system or via a social network identity page hosted by the communication system. The communication system detects a payment signal from a user of the communication system and the collects payment information details either by displaying a payment object interface in a communication application of the user or receiving payment information input directly from the user's communication device. The payment information includes sender and recipient payment account identifiers that are communicated to a payment processing system for processing and delivery of the designated payment amount to the recipient.

    Abstract translation: 通信系统的用户可以在由通信系统主持的通信会话中或通过由通信系统托管的社交网络标识页面上发起电子支付。 通信系统检测来自通信系统的用户的支付信号,并且通过在用户的通信应用中显示支付对象接口或接收直接从用户的通信设备输入的支付信息来收集支付信息细节。 支付信息包括发送方和接收方支付帐户标识符,其被传送到支付处理系统,用于处理和将指定的支付金额交付给接收方。

    MANAGEMENT OF EMAILED PAYMENT RECIPIENTS
    12.
    发明申请
    MANAGEMENT OF EMAILED PAYMENT RECIPIENTS 审中-公开
    电子支付收款人的管理

    公开(公告)号:US20140188727A1

    公开(公告)日:2014-07-03

    申请号:US13731098

    申请日:2012-12-30

    Applicant: GOOGLE INC.

    CPC classification number: G06Q20/223 G06Q10/107 G06Q20/10 G06Q20/102

    Abstract: An email payment system and method to provide users with the ability to initiate and send payments to one more recipients via email messaging. A user interface is provided in an email client that allows a user to insert payment with the email. Payment details are collected through one or more payment modals displayed in the email client. A payment object is inserted into the body of the email and is displayed to both the sender and recipient. The payment details captured in the payment object are communicated to a payment processor. The payment processor uses electronic payment accounts associated with the corresponding sender and recipient email addresses to identify the relevant electronic payment accounts and transfer the payment between said accounts. A status of the payment transaction is tracked and displayed within the payment object of the emails residing in both the sender and recipient email client.

    Abstract translation: 一种电子邮件支付系统和方法,用于向用户提供通过电子邮件消息发送和向其他收件人发送付款的能力。 在电子邮件客户端中提供用户界面,允许用户使用电子邮件插入付款。 付款细节通过电子邮件客户端中显示的一个或多个付款模式收集。 付款对象被插入到电子邮件的正文中,并显示给发件人和收件人。 在支付对象中捕获的支付细节被传送到支付处理器。 支付处理器使用与相应的发送者和接收者电子邮件地址相关联的电子支付帐户来识别相关电子支付账户并在所述帐户之间转移支付。 在发送方和收件人电子邮件客户端中的电子邮件的付款对象中跟踪并显示支付交易的状态。

    Methods for discovering and paying debts owed by a group
    13.
    发明授权
    Methods for discovering and paying debts owed by a group 有权
    一组发现欠债的方法

    公开(公告)号:US08700526B1

    公开(公告)日:2014-04-15

    申请号:US13706350

    申请日:2012-12-05

    Applicant: Google Inc.

    Abstract: Ranking payment requests includes a peer-to-peer payment system that employs a server configured for receiving a payment request from a requester computing device; receiving location data of the requester network device; receiving a request for a ranking of payment requests; searching social network information of the payor for occurrences of the requester of the payment request; receiving location data of the payor network device, the location data comprising a location of the payor computing device and a location history of the payor computing device; searching a transaction history of the payor; ranking the payment requests based at least in part on one or more of the location of the requester, a strength of social network connections to the payor for each of the payment requesters, and number of previous transactions between the payor and the requester; and providing the ranking of the payment requests to the payor.

    Abstract translation: 排序付款请求包括对等支付系统,其使用被配置为从请求者计算设备接收支付请求的服务器; 接收请求者网络设备的位置数据; 接收对付款请求的排序请求; 搜索付款人请求者出现的社会网络信息; 接收所述支付者网络设备的位置数据,所述位置数据包括所述支付者计算设备的位置和所述支付者计算设备的位置历史; 搜索付款人的交易历史; 至少部分地基于请求者的一个或多个位置对付款请求进行排序,对于每个支付请求者的支付者的社交网络连接的强度以及付款者和请求者之间的之前交易的数量; 并向付款人提供付款请求的排名。

    Payments in communication systems
    15.
    发明授权
    Payments in communication systems 有权
    通信系统支付

    公开(公告)号:US09582789B2

    公开(公告)日:2017-02-28

    申请号:US13896253

    申请日:2013-05-16

    Applicant: GOOGLE INC.

    CPC classification number: G06Q20/102 G06Q20/10 G06Q20/108 G06Q40/00 G06Q50/01

    Abstract: Users of a communication system can initiate electronic payments during a communication session hosted by the communication system or via a social network identity page hosted by the communication system. The communication system detects a payment signal from a user of the communication system and the collects payment information details either by displaying a payment object interface in a communication application of the user or receiving payment information input directly from the user's communication device. The payment information includes sender and recipient payment account identifiers that are communicated to a payment processing system for processing and delivery of the designated payment amount to the recipient.

    Abstract translation: 通信系统的用户可以在由通信系统主持的通信会话中或通过由通信系统托管的社交网络标识页面上发起电子支付。 通信系统检测来自通信系统的用户的支付信号,并且通过在用户的通信应用中显示支付对象接口或接收直接从用户的通信设备输入的支付信息来收集支付信息细节。 支付信息包括发送方和接收方支付帐户标识符,其被传送到支付处理系统,用于处理和将指定的支付金额交付给接收方。

    METHODS FOR DISCOVERING AND PAYING DEBTS OWED BY A GROUP
    16.
    发明申请
    METHODS FOR DISCOVERING AND PAYING DEBTS OWED BY A GROUP 审中-公开
    发现和支付集团债务的方法

    公开(公告)号:US20160042330A1

    公开(公告)日:2016-02-11

    申请号:US14822725

    申请日:2015-08-10

    Applicant: GOOGLE INC.

    Abstract: Ranking payment requests includes a peer-to-peer payment system that employs a server configured for receiving a payment request from a requester computing device; receiving location data of the requester network device; receiving a request for a ranking of payment requests; searching social network information of the payor for occurrences of the requester of the payment request; receiving location data of the payor network device, the location data comprising a location of the payor computing device and a location history of the payor computing device; searching a transaction history of the payor; ranking the payment requests based at least in part on one or more of the location of the requester, a strength of social network connections to the payor for each of the payment requesters, and number of previous transactions between the payor and the requester; and providing the ranking of the payment requests to the payor.

    Abstract translation: 排序付款请求包括对等支付系统,其使用被配置为从请求者计算设备接收支付请求的服务器; 接收请求者网络设备的位置数据; 接收对付款请求的排序请求; 搜索付款人请求者出现的社会网络信息; 接收所述支付者网络设备的位置数据,所述位置数据包括所述支付者计算设备的位置和所述支付者计算设备的位置历史; 搜索付款人的交易历史; 至少部分地基于请求者的一个或多个位置对付款请求进行排序,对于每个支付请求者的支付者的社交网络连接的强度以及付款者和请求者之间的之前交易的数量; 并向付款人提供付款请求的排名。

    SYSTEMS, METHODS, AND COMPUTER-READABLE MEDIA FOR PROVIDING QUERY SUGGESTIONS BASED ON ENVIRONMENTAL CONTEXTS
    17.
    发明申请
    SYSTEMS, METHODS, AND COMPUTER-READABLE MEDIA FOR PROVIDING QUERY SUGGESTIONS BASED ON ENVIRONMENTAL CONTEXTS 审中-公开
    系统,方法和计算机可读介质,用于提供基于环境参数的查询建议

    公开(公告)号:US20160041991A1

    公开(公告)日:2016-02-11

    申请号:US13898073

    申请日:2013-05-20

    Applicant: Google Inc.

    CPC classification number: G06F16/3322

    Abstract: Provided are systems, methods, and computer-readable media for providing query rewrites and autocompletions based on environmental contexts, such as the current time, the current weather, social networking recommendations, the presence at a location of a contact associated with the user, current events, or other contexts. A query is received from a user and environmental context data is retrieved. Next query suggestions, such as query rewrites and autocompletions, are retrieved from a query suggestion repository, and scores for each query suggestion are retrieved. Next, the scores are recalculated based on a relationship between environmental context data and the query suggestions. The query suggestions are ranked based on the recalculated scores and provided to the user for selection.

    Abstract translation: 提供的是用于基于环境上下文(例如当前时间,当前天气,社交网络建议,在与用户相关联的联系人的位置处的存在)的当前提供查询重写和自动填充的系统,方法和计算机可读介质 事件或其他上下文。 从用户接收到查询,并检索环境上下文数据。 从查询建议库中检索下一个查询建议,如查询重写和自动完成,并检索每个查询建议的分数。 接下来,基于环境上下文数据和查询建议之间的关系来重新计算得分。 查询建议根据重新计算的分数进行排序,并提供给用户进行选择。

    ASSESSING RATINGS USING TIP PATTERNS
    18.
    发明申请
    ASSESSING RATINGS USING TIP PATTERNS 审中-公开
    使用提示模式评估评分

    公开(公告)号:US20150170227A1

    公开(公告)日:2015-06-18

    申请号:US13745697

    申请日:2013-01-18

    Applicant: Google Inc.

    CPC classification number: G06Q30/0282

    Abstract: A computer-implemented method for assessing ratings using tip patterns is provided. The method includes obtaining tip information comprising a ratio of a tip amount associated with a bill for a service, the bill being associated with a service provider, generating a rating score based on the tip information and reference tip information, and generating an aggregate score associated with the service provider, based on the rating score. Systems and machine-readable media are also provided.

    Abstract translation: 提供了一种使用尖端图案评估评级的计算机实现的方法。 该方法包括获取提示信息,其包括与服务的帐单相关联的提示金额的比率,该账单与服务提供商相关联,基于提示信息和参考提示信息生成评分分数,以及生成相关联的总计分数 与服务提供商,基于评分得分。 还提供系统和机器可读介质。

    Authenticating access to a private account at a public computing device
    19.
    发明授权
    Authenticating access to a private account at a public computing device 有权
    验证在公共计算设备上访问私人帐户的权限

    公开(公告)号:US08966592B1

    公开(公告)日:2015-02-24

    申请号:US13782465

    申请日:2013-03-01

    Applicant: Google Inc.

    CPC classification number: H04L63/08 G06F21/34 G06F21/42 H04L63/18 H04W4/023

    Abstract: A computer-implemented technique is presented. The technique can include selectively initiating, at a mobile computing device including one or more processors, communication between the mobile computing device and a public computing device. The technique can include transmitting, from the mobile computing device, authentication information to the public computing device. The authentication information can indicate access privileges to a private account associated with a user of the mobile computing device. The technique can include receiving, at the mobile computing device, an access inquiry from the public computing device. The access inquiry can indicate an inquiry as to whether the user wishes to login to the private account at the public computing device. The technique can also include transmitting, from the mobile computing device, an access response to the public computing device. The access response can cause the public computing device to provide the user with access to the private account.

    Abstract translation: 提出了一种计算机实现的技术。 该技术可以包括在包括一个或多个处理器的移动计算设备处选择性地启动移动计算设备与公共计算设备之间的通信。 该技术可以包括从移动计算设备向公共计算设备发送认证信息。 认证信息可以指示与移动计算设备的用户相关联的私人帐户的访问权限。 该技术可以包括在移动计算设备处接收来自公共计算设备的访问查询。 访问查询可以指示用户是否希望在公共计算设备登录到私人帐户的询问。 该技术还可以包括从移动计算设备向公共计算设备发送访问响应。 访问响应可以使公共计算设备向用户提供对私有帐户的访问。

    Generating peer-to-peer transaction risk ratings
    20.
    发明授权
    Generating peer-to-peer transaction risk ratings 有权
    生成对等交易风险评级

    公开(公告)号:US08788420B1

    公开(公告)日:2014-07-22

    申请号:US13652443

    申请日:2012-10-15

    Applicant: Google Inc.

    CPC classification number: G06Q20/4016

    Abstract: The invention provides a computer-implemented method for generating a risk rating for a peer-to-peer transaction. The method comprises receiving a request to generate a risk rating for a proposed peer-to-peer financial transaction; identifying information associated with a plurality of previous peer-to-peer transactions of the payor; identifying one or more of the previous peer-to-peer transactions that are related to the proposed transaction; assigning a score to each of the related peer-to-peer transactions, the score being based at least in part on a determination of a level of success of each of the related peer-to-peer transactions; determining the risk rating for the proposed transaction based on the scores assigned to the transactions related to the proposed transaction; determining a payor risk rating for the payor; adjusting the risk rating for the proposed transaction based on the payor risk rating of the payor; and presenting the risk rating for the proposed transaction.

    Abstract translation: 本发明提供了一种用于生成对等交易的风险评级的计算机实现的方法。 该方法包括接收针对所提出的对等金融交易产生风险评级的请求; 识别与所述付款人的多个先前对等交易相关联的信息; 识别与所提议的交易相关的一个或多个先前的对等交易; 为每个相关对等交易分配分数,分数至少部分地基于每个相关对等交易的成功水平的确定; 根据分配给与建议交易相关的交易的分数确定拟议交易的风险评级; 确定付款人的付款人风险等级; 根据付款人的付款人风险等级调整拟议交易的风险等级; 并提出拟议交易的风险评级。

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