公开(公告)号：US11954659B1

公开(公告)日：2024-04-09

申请号：US17313442

申请日：2021-05-06

Applicant: The PNC Financial Services Group, Inc.

Inventor： Urich T. Bowers ,  Mecal McDade ,  Todd Tkach ,  Mike Kirch ,  Eric Romantino ,  Jeremy Moore ,  Fernando Alfaro

IPC: G06Q20/10 ,  G06N20/00 ,  G06Q20/02 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q30/018 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q50/00

CPC classification number: G06Q20/108 ,  G06N20/00 ,  G06Q20/3221 ,  G06Q20/3223 ,  G06Q20/4037 ,  G06Q20/405 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q20/023 ,  G06Q30/0185 ,  G06Q50/01

Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.

公开(公告)号：US11861574B1

公开(公告)日：2024-01-02

申请号：US17202243

申请日：2021-03-15

Applicant: The PNC Financial Services Group, Inc.

Inventor： Urich T. Bowers ,  Mecal McDade ,  Todd Tkach ,  Jerry Scheller

IPC: G06Q20/10 ,  G06Q20/40 ,  G06Q20/32 ,  G06N20/00 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q30/018 ,  G06Q20/02 ,  G06Q50/00

CPC classification number: G06Q20/108 ,  G06N20/00 ,  G06Q20/3221 ,  G06Q20/3223 ,  G06Q20/405 ,  G06Q20/4037 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q20/023 ,  G06Q30/0185 ,  G06Q50/01

Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.

公开(公告)号：US11847581B1

公开(公告)日：2023-12-19

申请号：US17092149

申请日：2020-11-06

Applicant: The PNC Financial Services Group, Inc.

Inventor： Urich T. Bowers ,  Bill Demchak ,  Mecal McDade ,  Todd Tkach ,  Scott Braun

IPC: G06Q20/32 ,  G06Q40/02 ,  G06Q20/40 ,  G06Q20/10 ,  G06N20/00 ,  G06Q30/0283 ,  G06Q20/02 ,  G06Q30/018 ,  G06Q50/00

CPC classification number: G06Q20/108 ,  G06N20/00 ,  G06Q20/3221 ,  G06Q20/3223 ,  G06Q20/405 ,  G06Q20/4037 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q20/023 ,  G06Q30/0185 ,  G06Q50/01

Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.

公开(公告)号：US12198112B1

公开(公告)日：2025-01-14

申请号：US17337720

申请日：2021-06-03

Applicant: The PNC Financial Services Group, Inc.

Inventor： Urich T. Bowers ,  Mecal McDade ,  Todd Tkach

IPC: G06Q20/10 ,  G06N20/00 ,  G06Q20/02 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q30/018 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q50/00

Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.

公开(公告)号：US11978029B1

公开(公告)日：2024-05-07

申请号：US17307528

申请日：2021-05-04

Applicant: The PNC Financial Services Group, Inc.

Inventor： Urich T. Bowers ,  Mecal McDade ,  Todd Tkach ,  Jerry Scheller ,  Mike Ley

IPC: G06Q20/10 ,  G06N20/00 ,  G06Q20/02 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q30/018 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q50/00

CPC classification number: G06Q20/108 ,  G06N20/00 ,  G06Q20/3221 ,  G06Q20/3223 ,  G06Q20/4037 ,  G06Q20/405 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q20/023 ,  G06Q30/0185 ,  G06Q50/01

Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.

公开(公告)号：US11966892B1

公开(公告)日：2024-04-23

申请号：US17306232

申请日：2021-05-03

Applicant: The PNC Financial Services Group, Inc.

Inventor： Urich T. Bowers ,  Mecal McDade ,  Todd Tkach

IPC: G06Q20/10 ,  G06N20/00 ,  G06Q20/02 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q30/018 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q50/00

CPC classification number: G06Q20/108 ,  G06N20/00 ,  G06Q20/3221 ,  G06Q20/3223 ,  G06Q20/4037 ,  G06Q20/405 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q20/023 ,  G06Q30/0185 ,  G06Q50/01

Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.

公开(公告)号：US11935019B1

公开(公告)日：2024-03-19

申请号：US17367746

申请日：2021-07-06

Applicant: The PNC Financial Services Group, Inc.

Inventor： Urich T. Bowers ,  Mecal McDade ,  Todd Tkach ,  Jeremy Moore ,  Fernando Alfaro

IPC: G06Q20/10 ,  G06N20/00 ,  G06Q20/02 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q30/018 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q50/00

CPC classification number: G06Q20/108 ,  G06N20/00 ,  G06Q20/3221 ,  G06Q20/3223 ,  G06Q20/4037 ,  G06Q20/405 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q20/023 ,  G06Q30/0185 ,  G06Q50/01

Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.

公开(公告)号：US11893555B1

公开(公告)日：2024-02-06

申请号：US17202165

申请日：2021-03-15

Applicant: The PNC Financial Services Group, Inc.

Inventor： Urich T. Bowers ,  Mecal McDade ,  Todd Tkach ,  Jerry Scheller

IPC: G06Q20/10 ,  G06Q40/02 ,  G06Q20/40 ,  G06Q20/32 ,  G06N20/00 ,  G06Q30/0283 ,  G06Q30/018 ,  G06Q20/02 ,  G06Q50/00

CPC classification number: G06Q20/108 ,  G06N20/00 ,  G06Q20/3221 ,  G06Q20/3223 ,  G06Q20/405 ,  G06Q20/4037 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q20/023 ,  G06Q30/0185 ,  G06Q50/01

Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.

公开(公告)号：US12190300B1

公开(公告)日：2025-01-07

申请号：US17444982

申请日：2021-08-12

Applicant: The PNC Financial Services Group, Inc.

Inventor： Urich T. Bowers ,  Mecal McDade ,  Todd Tkach ,  Fernando Alfaro ,  Jeremy Moore

IPC: G06Q20/10 ,  G06N20/00 ,  G06Q20/02 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q30/018 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q50/00

Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode: presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.

公开(公告)号：US12131304B1

公开(公告)日：2024-10-29

申请号：US17367844

申请日：2021-07-06

Applicant: The PNC Financial Services Group, Inc.

Inventor： Urich T. Bowers ,  Mecal McDade ,  Todd Tkach ,  Jeremy Moore ,  Fernando Alfaro ,  Robert Haberstroh

IPC: G06Q20/10 ,  G06N20/00 ,  G06Q20/02 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q30/018 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q50/00

CPC classification number: G06Q20/108 ,  G06N20/00 ,  G06Q20/3221 ,  G06Q20/3223 ,  G06Q20/4037 ,  G06Q20/405 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q20/023 ,  G06Q30/0185 ,  G06Q50/01

Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.