公开(公告)号：US20190325740A1

公开(公告)日：2019-10-24

申请号：US16401286

申请日：2019-05-02

申请人： SWISS REINSURANCE COMPANY LTD.

发明人： Uwe NAGEL ,  Ramya Venkateswaran ,  Peter Larkin ,  Christian Elsasser ,  lordanis Chatziprodromou

IPC分类号： G08G1/01 ,  G08G1/16

摘要： Proposed are a system (1) and a method for the determination and forecast of absolute and relative risks for car accidents based on exclusively non-insurance related measuring data and based on automated traffic pattern recognition, wherein data records of accident events are generated and location-dependent probability values for specific accident conditions associated with the risk of car accident are determined. Thus, the proposed system (1) provides a grid-based (2121, 2122, 2123, 2124), technically new way of automation of risk-prediction related to motor accidents using environment based factors (elevation, road network, traffic data, weather conditions) including socio-economic factors that are impacting motor traffic and are location dependent received from appropriate measuring devices and systems (41, . . . , 45). In this way, predictions of the accident risk for arbitrary areas can be provided. The system is calibrated by comparing features of areas or road segments with the number and type of accidents that have measured or registered there, linking the features and accident data e.g. using the below discussed machine learning techniques.

公开(公告)号：US20190283745A1

公开(公告)日：2019-09-19

申请号：US16347718

申请日：2017-11-07

申请人： SWISS REINSURANCE COMPANY LTD.

发明人： Uwe NAGEL ,  Ramya VENKATESWARAN ,  Peter LARKIN ,  Christian ELSASSER ,  Iordanis CHATZIPRODROMOU

IPC分类号： B60W30/095 ,  B60W40/09 ,  G08G1/16

摘要： Proposed are a measuring apparatus (1) and a measuring method for automated traffic and driving pattern recognition and location-dependent measurement and forecast of absolute and relative risks for car accidents based on exclusively non-insurance related measuring data and based on automated traffic pattern recognition and associated with the traffic and driving pattern providing a high degree of temporal and spatial resolution. The proposed apparatus (1) provides a grid-based (2121, 2122, 2123, 2124), technically new way of automation of automated traffic and driving pattern recognition and risk-prediction related to motor accidents using environment based factors (elevation, road network, traffic data, weather conditions including socio-economic factors) that are impacting motor traffic and are location dependent received from appropriate measuring devices (41, . . . , 45). In this way, predictions of the accident risk for arbitrary areas can be provided. The measuring apparatus (1) is calibrated by comparing features of areas or road segments with the number and type of accidents that have measured or registered there, linking the features and accident data e.g. using the disclosed machine learning techniques.

公开(公告)号：US20190005585A1

公开(公告)日：2019-01-03

申请号：US16017661

申请日：2018-06-25

申请人： Swiss Reinsurance Company Ltd.

发明人： Gianni Biason ,  Lukas Adrian Steinmann

IPC分类号： G06Q40/08 ,  G06Q20/04 ,  G08G5/00

摘要： There is provided an automated, reactive flight delay risk-transfer system and method related to airspace risks for risk sharing of a variable number of risk-exposed units by pooling resources of the units and by providing a self-sufficient risk-transfer system based on the pooled resources by a resource-pooling system associated with the risk-transfer system, where an automated transfer of risk exposure associated with the units is provided by an automated flight delay insurance system including a capturing means to receive transmitted air data parameters of aircraft ground-based flight controllers. A trigger module dynamically triggers filtered flight time parameters via a data flow pathway of the controllers by means of a predefined time-delay threshold value, where in case of triggering of an excess of the value, operational parameters of the triggered flight including delay parameters and identification are captured and losses associated with the delay are covered by a parametric payment transfer.

公开(公告)号：US20180165768A1

公开(公告)日：2018-06-14

申请号：US15468886

申请日：2017-03-24

申请人： Swiss Reinsurance Company Ltd.

发明人： Rory UNSWORTH ,  Jorge Paya

IPC分类号： G06Q40/08 ,  G06K9/00 ,  G06F17/30 ,  G06F9/30 ,  G06Q10/10

CPC分类号： G06Q40/08 ,  G06F9/30094 ,  G06F16/901 ,  G06F16/903 ,  G06K9/00335 ,  G06Q10/10

摘要： A pattern-recognition based method and system that generate a plurality of block elements based on predefined boundary conditions provided by an automated underwriting system, capture and scan a workflow object within a workflow pathway thereby recognizing and identifying block elements of a recognition block-map in the captured workflow object, determine a proximity factor relative to each workflow object of a second database, measure a corresponding proximity factor by matching recognized block elements of the captured workflow object with block elements of a workflow object of the second database, provide the measure for the proximity of the two workflow objects based on the mutually allocatable block elements, and generate and assign a conformity index to the captured workflow object based on the conformity of the recognized block elements with a stored block elements of a first searchable data structure.

公开(公告)号：US20160292791A1

公开(公告)日：2016-10-06

申请号：US15184496

申请日：2016-06-16

申请人： Swiss Reinsurance Company

发明人： Adrian LUESSI ,  Juerg TRUEB

IPC分类号： G06Q40/08 ,  G06F17/30

CPC分类号： G06Q40/08 ,  G06F16/24578 ,  G06Q40/06

摘要： A method and system for forecasting the value of a structured financial product, which can be a weather-based structured financial product. The method and system calculate a forecast value based on forecasted weather data for a defined time period in a defined geographical area, calculate reference weather data from historical data for the defined time, and the defined geographical area, and calculate a quality indicator, indicative of a forecasting quality associated with the forecasted weather data, based on the forecasted weather data and the reference weather data.

摘要翻译： 一种预测结构化金融产品价值的方法和系统，可以是基于天气的结构性金融产品。 该方法和系统基于在确定的地理区域中的定义的时间段内的预测天气数据来计算预测值，根据定义的时间和定义的地理区域的历史数据计算参考天气数据，并计算指示 基于预测的天气数据和参考天气数据，与预测的天气数据相关联的预测质量。

公开(公告)号：US20150112734A1

公开(公告)日：2015-04-23

申请号：US14514154

申请日：2014-10-14

申请人： SWISS REINSURANCE COMPANY LTD.

发明人： Timothy John KNAUST ,  David Thomas FERGUSON ,  Nicola PLEWS ,  Alan James DOTT ,  Helen Elizabeth Chung PATTERSON

IPC分类号： G06Q40/08 ,  G06F19/00

CPC分类号： G06Q40/08 ,  G06Q50/22 ,  G16H50/30

摘要： Proposed are a parametric, event-driven critical illness insurance system based on a resource-pooling system (1) and method for risk sharing of critical illness risks of a variable number of risk exposure components (21, 22, 23) by providing a dynamic self-sufficient risk protection for the risk exposure components (21, 22, 23) by means of the resource-pooling system (1). The resource-pooling system (1) comprises an assembly module (5) to process risk-related component data (211,221,231) and to provide the likelihood (212, 222, 232) of said risk exposure for one or a plurality of the pooled risk exposure components (21, 22, 23, . . . ) based on the risk-related component data (211, 221, 231). The risk exposure components (21,22,23) are connected to the resource-pooling system (1) for the pooling of their risks and resources, and wherein the resource-pooling system (1) comprises an event-driven core-engine (3) with critical illness triggers (31, 32, 33) triggering in a patient dataflow pathway (213,223,233) to provide risk protection for a specific risk exposure component (21,22,23). The operation of the resource pooling system (1) is supported by a parametric draw-down risk-cover which can additionally be related to multiple occurrences of critical illness parameters 71,72,73 triggered in the related patient data flow pathway (213, 223, 233).

摘要翻译： 提出了一种基于资源共享系统（1）的参数化事件驱动的重大疾病保险制度（1）和风险分担风险暴露成分不同数量（21,22,23）危险疾病风险的方法，提供动态 通过资源共享系统（1），对风险暴露部分（21,22,23）进行自给自足的风险保护。 所述资源池系统（1）包括组装模块（5），用于处理风险相关组件数据（211,221,231）并且提供所述风险暴露的一个或多个汇集风险的可能性（212,222,232） 基于风险相关分量数据（211,221,231）的曝光组件（21,22,23，...）。 风险暴露组件（21,22,23）连接到资源池系统（1），用于汇集其风险和资源，其中资源池系统（1）包括事件驱动的核心引擎（ 3）患有严重疾病触发因素（31,32,33）触发患者数据流通路（213,223,233），为特定风险暴露组分提供风险保护（21,22,23）。 资源池系统（1）的运行由参数下拉风险覆盖支持，该风险覆盖可以另外与相关患者数据流通路中触发的重大疾病参数71,72,73的多次发生相关（213,223 ，233）。

公开(公告)号：US08866625B2

公开(公告)日：2014-10-21

申请号：US12123147

申请日：2008-05-19

申请人： Christina Schlenther ,  Markus Spuehler

发明人： Christina Schlenther ,  Markus Spuehler

IPC分类号： G06Q10/06 ,  G06Q10/10

CPC分类号： G06Q10/06 ,  G06Q10/063 ,  Y10S707/99931 ,  Y10S707/99941 ,  Y10S707/99951

摘要： A system and a method for aggregating and transmitting process metadata of a heterogeneous production system, the production system including a plurality of process devices to manufacture a product, the method comprising the steps of sending a user request from a communication device to a central unit, generating a metadata profile based on the user request at the central unit, accessing at least one of the plurality of the process devices of the process via an aggregation module of the central unit by using standardized control signals that were generated upon a user request, the aggregation module having access to the process devices, locating and authenticating the manufactured product in the process by the aggregation module based on authentication data; capturing process-specific data specific to the manufactured and authenticated product from the process at the aggregation module based on standardized control signals; transmitting the process-specific data from the aggregation module to the central unit, and generating the process metadata at the central unit.

摘要翻译： 一种用于聚合和传送异构生产系统的过程元数据的系统和方法，所述生产系统包括用于制造产品的多个处理设备，所述方法包括以下步骤：将用户请求从通信设备发送到中央单元， 基于中央单元处的用户请求生成元数据简档，通过使用根据用户请求生成的标准化控制信号，经由中央单元的聚合模块访问该过程的多个处理设备中的至少一个， 聚合模块可以访问所述过程设备，基于认证数据由所述聚合模块定位和验证所述过程中的所述制造产品; 基于标准化的控制信号从聚合模块的过程捕获特定于制造和认证产品的特定于过程的数据; 将过程特定数据从聚合模块传送到中央单元，以及在中央单元处生成过程元数据。

公开(公告)号：US08374908B2

公开(公告)日：2013-02-12

申请号：US12089575

申请日：2005-10-14

申请人： Ulrich Straub ,  Ernst Zirngast

发明人： Ulrich Straub ,  Ernst Zirngast

IPC分类号： G06Q10/00

CPC分类号： G06Q40/08

摘要： A method and system to establish a safety assessment of a process industry plant including multiple organizational units. The method and system store scores relating to a rating of one of an inspection, undertaken in one of the organizational units regarding an aspect of the plant, and an answer, given by a human representative of one of the organizational units in response to defined questions relating to one of the aspects. The scores are assigned to respective of the organizational units and respective of the aspects. Aspect-specific scores are then calculated. Safety assessment can then be established from the aspect-specific scores of the organizational units.

摘要翻译： 建立包括多个组织单位在内的过程工业厂房安全评估的方法和系统。 该方法和系统存储与在一个组织单位中关于工厂的一个方面进行的检查的评级之间的分数以及响应于定义的问题的组织单位之一的人类代表给出的答案 涉及其中一个方面。 分数分配给相应的组织单位和相应的方面。 然后计算方面特定分数。 然后可以从组织单位的方面特定分数确定安全性评估。

公开(公告)号：US08290793B2

公开(公告)日：2012-10-16

申请号：US12161696

申请日：2006-01-23

申请人： Christophe Aebischer

发明人： Christophe Aebischer

IPC分类号： G06Q40/00

CPC分类号： G06Q40/08

摘要： A method and a system for determining a risk of losses, which can be implemented as a computer-implemented method and a computer system for determining for an institution the risk of losses associated with a line of business.

摘要翻译： 用于确定损失风险的方法和系统，其可以被实现为计算机实现的方法和用于为机构确定与业务线相关联的损失的风险的计算机系统。

公开(公告)号：US20120095904A1

公开(公告)日：2012-04-19

申请号：US12676608

申请日：2007-09-05

申请人： Masaaki Katsuyama ,  Albert Otto Selius

发明人： Masaaki Katsuyama ,  Albert Otto Selius

IPC分类号： G06Q40/06

CPC分类号： G06Q40/00 ,  G06Q20/10

摘要： For managing a financial product linked to an insurance event, the product provider (10) receives from an investor (30) a principal payment (S1) for the financial product. The product provider (10) generates an interest fee or premium payment (S3) for the financial product to a risk-taking entity (20). For cases where an insurance event occurred that is linked to the financial product, the risk-taking entity generates a bonus payment (S5) for the financial product. For cases where there is no occurrence of an insurance event that is linked to the financial product, the provider or the risk-taking entity generates a return interest payment (S7) for the financial product, the return interest payment being significantly lower than the bonus payment. Consequently, an investor (30) does not lose his principal payment but receives, in addition to the invested principal, at least a defined return interest payment when the respective insurance event does not occur, or a significant bonus payment when the respective insurance event does occur. Hence, there is an incentive for parties other than insurees to provide financial resources for the coverage of damages resulting from insurance events.

摘要翻译： 为了管理与保险事件相关联的金融产品，产品提供者（10）从投资者（30）收到金融产品的本金（S1）。 产品提供者（10）向冒险实体（20）生成金融产品的利息费或溢价付款（S3）。 对于发生与金融产品相关的保险事件的情况，冒险实体为金融产品生成奖金支付（S5）。 对于没有发生与金融产品相关的保险事件的情况，提供者或冒险实体为金融产品生成回报利息支付（S7），回报利息支付明显低于奖金 付款。 因此，投资者（30）不会失去本金，但除了被投资单位之外，还收到相应的保险事件不发生时至少定义的回报利息支付，或者相应的保险事件发生时的重大奖金支付 发生。 因此，保险人以外的其他各方有义务为保险事故造成的损害赔偿提供财政资源。