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    Prioritizing potential transaction counter-parties with social network content
    21.
    发明授权
    Prioritizing potential transaction counter-parties with social network content 有权
    利用社交网络内容确定潜在交易对方的优先级

    公开(公告)号：US08738522B2

    公开(公告)日：2014-05-27

    申请号：US13863378

    申请日：2013-04-15

    Applicant: Google Inc.

    Inventor： Travis Harrison Kroll Green ,  Narelle Cozens ,  Avery Pennarun ,  Peter Schmitt ,  Michael DePasquale ,  Boris Mizhen

    IPC: G06Q40/00

    CPC classification number: G06Q30/0269 ,  G06Q20/223 ,  G06Q20/322 ,  G06Q30/0281 ,  G06Q30/06 ,  G06Q30/0639 ,  G06Q50/01

    Abstract: A user installs a Peer-to-Peer Payment Application (“PPA”) on their mobile device. The PPA transmits the location of the user device to a server located in a Peer-to-Peer Payment System (“PPS”). The PPS may search for other devices within a certain proximity to the user that may be active. The PPS may search the social network content of the user to determine if any of the proximate devices users are likely counter-parties. If more than one likely counter-party is identified, the PPS may rank the counter-parties according to a preconfigured set of factors that define the strength of the connection to the user. These factors may include their status in the user's social networks, frequency of contact, prior transactions, or other factors that further establish a relationship. The PPS may transmit the ranked list of likely counter-parties to the PPA for display to the user on the device.

    Abstract translation: 用户在其移动设备上安装对等支付应用程序（“PPA”）。 PPA将用户设备的位置发送到位于对等支付系统（PPS）中的服务器。 PPS可以在可能处于活动状态的用户的某一接近度内搜索其他设备。 PPS可以搜索用户的社交网络内容以确定任何邻近设备用户是否可能是对方。 如果识别出不止一个可能的对方，则PPS可以根据定义与用户的连接强度的预先设定的一组因素对对方进行排序。 这些因素可能包括其在用户社交网络中的状态，联系频率，先前交易或进一步建立关系的其他因素。 PPS可以将可能的对方的排名列表发送到PPA以在设备上向用户显示。

    PAYMENTS IN COMMUNICATION SYSTEMS
    22.
    发明申请
    PAYMENTS IN COMMUNICATION SYSTEMS 审中-公开

    公开(公告)号：US20170132591A1

    公开(公告)日：2017-05-11

    申请号：US15406331

    申请日：2017-01-13

    Applicant: GOOGLE INC.

    Inventor： Travis Harrison Kroll Green ,  Michael DePasquale ,  Boris Mizhen ,  Josh Ostrow ,  Peter Schmitt ,  Kevin Michael Bierhoff ,  Alevtina Stolpnik ,  Avery Pennarun ,  Narelle Cozens

    IPC: G06Q20/10

    Abstract: Users of a communication system can initiate electronic payments during a communication session hosted by the communication system or via a social network identity page hosted by the communication system. The communication system detects a payment signal from a user of the communication system and the collects payment information details either by displaying a payment object interface in a communication application of the user or receiving payment information input directly from the user's communication device. The payment information includes sender and recipient payment account identifiers that arc communicated to a payment processing system for processing and delivery of the designated payment amount to the recipient.

    Management of emails containing payments
    24.
    发明授权
    Management of emails containing payments 有权
    管理包含付款的电子邮件

    公开(公告)号：US08762272B1

    公开(公告)日：2014-06-24

    申请号：US13728478

    申请日：2012-12-27

    Applicant: Google Inc.

    Inventor： Narelle Cozens ,  Michael DePasquale ,  Travis Harrison Kroll Green ,  Boris Mizhen ,  Peter Schmitt

    IPC: G06Q20/00 ,  G06Q20/02 ,  G06Q20/08 ,  G06Q20/30

    CPC classification number: G06Q20/223 ,  G06Q10/107 ,  G06Q20/10 ,  G06Q20/102

    Abstract: An email payment system and method to provide users with the ability to initiate and send payments to one more recipients via email messaging. A user interface is provided in an email client that allows a user to insert payment with the email. Payment details are collected through one or more payment modals displayed in the email client. A payment object is inserted into the body of the email and is displayed to both the sender and recipient. The payment details captured in the payment object are communicated to a payment processor. The payment processor uses electronic payment accounts associated with the corresponding sender and recipient email addresses to identify the relevant electronic payment accounts and transfer the payment between said accounts. A status of the payment transaction is tracked and displayed within the payment object of the emails residing in both the sender and recipient email client.

    Abstract translation: 一种电子邮件支付系统和方法，用于向用户提供通过电子邮件消息发送和向其他收件人发送付款的能力。 在电子邮件客户端中提供用户界面，允许用户使用电子邮件插入付款。 付款细节通过电子邮件客户端中显示的一个或多个付款模式收集。 付款对象被插入到电子邮件的正文中，并显示给发件人和收件人。 在支付对象中捕获的支付细节被传送到支付处理器。 支付处理器使用与相应的发送者和接收者电子邮件地址相关联的电子支付帐户来识别相关电子支付账户并在所述帐户之间转移支付。 在发送方和收件人电子邮件客户端中的电子邮件的付款对象中跟踪并显示支付交易的状态。

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