公开(公告)号：US07175077B2

公开(公告)日：2007-02-13

申请号：US11371125

申请日：2006-03-08

申请人： Thomas A. VanKirk ,  Jon E. Washington ,  Brian Jones ,  William D. Beskitt ,  Harry Thomas Graef ,  David A. Peters ,  Damon J. Blackford ,  Dale H. Blackson ,  Edward L. Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas T. Dominick ,  Jason J. Smolk ,  Brian E. Lucas ,  Bradley Lightner

发明人： Thomas A. VanKirk ,  Jon E. Washington ,  Brian Jones ,  William D. Beskitt ,  Harry Thomas Graef ,  David A. Peters ,  Damon J. Blackford ,  Dale H. Blackson ,  Edward L. Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas T. Dominick ,  Jason J. Smolk ,  Brian E. Lucas ,  Bradley Lightner

IPC分类号： G06F19/00

CPC分类号： G07F19/205 ,  G07F19/20

摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.

摘要翻译： 自动银行机系统和方法包括接收对用户的支票和现金的ATM。 操作ATM以从存放的检查中获得图像和磁性数据，以确定检查的真实性和用户接收用于这种检查的现金的权限。 现金可以从ATM分配给用户，以换取押金支票。 自动取款机响应于与交易主机的通信分配现金。

公开(公告)号：US07721949B2

公开(公告)日：2010-05-25

申请号：US11370536

申请日：2006-03-08

申请人： Thomas A. VanKirk ,  Jon E. Washington ,  Brian Jones ,  William D. Beskitt ,  Harry Thomas Graef ,  David A. Peters ,  Damon J. Blackford ,  Dale H. Blackson ,  Edward L. Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas T. Dominick ,  Jason J. Smolk ,  Brian E. Lucas ,  Bradley Lightner

发明人： Thomas A. VanKirk ,  Jon E. Washington ,  Brian Jones ,  William D. Beskitt ,  Harry Thomas Graef ,  David A. Peters ,  Damon J. Blackford ,  Dale H. Blackson ,  Edward L. Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas T. Dominick ,  Jason J. Smolk ,  Brian E. Lucas ,  Bradley Lightner

IPC分类号： G07F19/00

CPC分类号： G07F19/20 ,  G06Q20/042 ,  G07F7/04 ,  G07F19/202

摘要： An automated banking machine system and methods includes ATMs which accepts checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.

摘要翻译： 自动银行机系统和方法包括接收对用户的支票和现金的ATM。 操作ATM以从存放的检查中获取图像和磁性数据，以确定检查的真实性以及用户接收用于这种检查的现金的权限。 现金可以从ATM分配给用户，以换取押金支票。 自动取款机响应于与交易主机的通信分配现金。

公开(公告)号：US07416113B2

公开(公告)日：2008-08-26

申请号：US11891742

申请日：2007-08-13

申请人： Thomas A. VanKirk ,  Jon E. Washington ,  Brian Jones ,  William D. Beskitt ,  Harry Thomas Graef ,  David A. Peters ,  Damon J. Blackford ,  Dale H. Blackson ,  Edward L. Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas T. Dominick ,  Jason J. Smolk ,  Brian E. Lucas ,  Bradley Lightner

发明人： Thomas A. VanKirk ,  Jon E. Washington ,  Brian Jones ,  William D. Beskitt ,  Harry Thomas Graef ,  David A. Peters ,  Damon J. Blackford ,  Dale H. Blackson ,  Edward L. Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas T. Dominick ,  Jason J. Smolk ,  Brian E. Lucas ,  Bradley Lightner

IPC分类号： G07F19/00

CPC分类号： G07F19/202 ,  G06Q20/042 ,  G07D11/0087 ,  G07F19/20 ,  G07F19/203

摘要： An automated banking machine that is activated responsive to data read from user cards which accepts checks and dispense cash to users. The automatic banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the automatic banking machine in exchange for a deposited check. The automatic banking machine dispenses cash responsive to communications with a transaction host.

摘要翻译： 一种自动银行机器，响应于从用户卡读取的数据被激活，该用户卡接受对用户的检查和分配现金。 操作自动银行机器从存入的支票中获得图像和磁数据，以确定支票的真实性和用户接收这种支票的现金的权限。 可以从自动银行机器向用户分配现金，以换取支票。 自动银行机器响应于与交易主机的通信而分配现金。

公开(公告)号：US07195152B2

公开(公告)日：2007-03-27

申请号：US11371124

申请日：2006-03-08

申请人： Thomas A. VanKirk ,  Jon E. Washington ,  Brian Jones ,  William D. Beskitt ,  Harry Thomas Graef ,  David A. Peters ,  Damon J. Blackford ,  Dale H. Blackson ,  Edward L. Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas T. Dominick ,  Jason J. Smolk ,  Brian E. Lucas ,  Bradley Lightner

发明人： Thomas A. VanKirk ,  Jon E. Washington ,  Brian Jones ,  William D. Beskitt ,  Harry Thomas Graef ,  David A. Peters ,  Damon J. Blackford ,  Dale H. Blackson ,  Edward L. Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas T. Dominick ,  Jason J. Smolk ,  Brian E. Lucas ,  Bradley Lightner

IPC分类号： G06F19/00

CPC分类号： G07F19/202 ,  G06Q20/042 ,  G07F19/20 ,  G07F19/203 ,  G07F19/205

摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.

公开(公告)号：US20060144923A1

公开(公告)日：2006-07-06

申请号：US11370430

申请日：2006-03-08

申请人： Thomas VanKirk ,  Jon Washington ,  Brian Jones ,  William Beskitt ,  Harry Graef ,  David Peters ,  Damon Blackford ,  Dale Blackson ,  Edward Laskowski ,  Songtao Ma ,  Tim Crews ,  Wayne Warren ,  Martin Brown ,  Todd Galloway ,  Kenneth Turocy ,  Douglas Dominick ,  Jasen Smolk ,  Brian Lucas ,  Bradley Lightner ,  James Meek ,  Robert Barnett ,  Mike Ryan ,  James Kay ,  Mark Ward ,  Victor Bell ,  William McCarthy ,  Matthew Pahl ,  Keith Carpenter ,  Laura Drozda

发明人： Thomas VanKirk ,  Jon Washington ,  Brian Jones ,  William Beskitt ,  Harry Graef ,  David Peters ,  Damon Blackford ,  Dale Blackson ,  Edward Laskowski ,  Songtao Ma ,  Tim Crews ,  Wayne Warren ,  Martin Brown ,  Todd Galloway ,  Kenneth Turocy ,  Douglas Dominick ,  Jasen Smolk ,  Brian Lucas ,  Bradley Lightner ,  James Meek ,  Robert Barnett ,  Mike Ryan ,  James Kay ,  Mark Ward ,  Victor Bell ,  William McCarthy ,  Matthew Pahl ,  Keith Carpenter ,  Laura Drozda

IPC分类号： G07F19/00 ,  G06F7/08

CPC分类号： G07D11/0084 ,  G06Q20/042 ,  G06Q20/1085 ,  G07F19/20

摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.

公开(公告)号：US20060202021A1

公开(公告)日：2006-09-14

申请号：US11371125

申请日：2006-03-08

申请人： Thomas VanKirk ,  Jon Washington ,  Brian Jones ,  William Beskitt ,  Harry Graef ,  David Peters ,  Damon Blackford ,  Dale Blackson ,  Edward Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas Dominick ,  Jasen Smolk ,  Brian Lucas ,  Bradley Lightner

发明人： Thomas VanKirk ,  Jon Washington ,  Brian Jones ,  William Beskitt ,  Harry Graef ,  David Peters ,  Damon Blackford ,  Dale Blackson ,  Edward Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas Dominick ,  Jasen Smolk ,  Brian Lucas ,  Bradley Lightner

IPC分类号： G07F19/00

CPC分类号： G07F19/205 ,  G07F19/20

摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.

公开(公告)号：US20060202019A1

公开(公告)日：2006-09-14

申请号：US11371045

申请日：2006-03-08

申请人： Thomas VanKirk ,  Jon Washington ,  Brian Jones ,  William Beskitt ,  Harry Graef ,  David Peters ,  Damon Blackford ,  Dale Blackson ,  Edward Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas Dominick ,  Jasen Smolk ,  Brian Lucas ,  Bradley Lightner

发明人： Thomas VanKirk ,  Jon Washington ,  Brian Jones ,  William Beskitt ,  Harry Graef ,  David Peters ,  Damon Blackford ,  Dale Blackson ,  Edward Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas Dominick ,  Jasen Smolk ,  Brian Lucas ,  Bradley Lightner

IPC分类号： G07F19/00

CPC分类号： G07F19/202 ,  G06Q20/042 ,  G07F19/20 ,  G07F19/203 ,  G07F19/205

摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.

公开(公告)号：US20060202016A1

公开(公告)日：2006-09-14

申请号：US11370746

申请日：2006-03-08

申请人： Thomas VanKirk ,  Jon Washington ,  Brian Jones ,  William Beskitt ,  Harry Graef ,  David Peters ,  Damon Blackford ,  Dale Blackson ,  Edward Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas Dominick ,  Jasen Smolk ,  Brian Lucas ,  Bradley Lightner

发明人： Thomas VanKirk ,  Jon Washington ,  Brian Jones ,  William Beskitt ,  Harry Graef ,  David Peters ,  Damon Blackford ,  Dale Blackson ,  Edward Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas Dominick ,  Jasen Smolk ,  Brian Lucas ,  Bradley Lightner

IPC分类号： G07F19/00

CPC分类号： G07F19/202 ,  G06Q20/042 ,  G07F19/20 ,  G07F19/203 ,  G07F19/205

摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.

公开(公告)号：US20060202014A1

公开(公告)日：2006-09-14

申请号：US11370536

申请日：2006-03-08

申请人： Thomas VanKirk ,  Jon Washington ,  Brian Jones ,  William Beskitt ,  Harry Graef ,  David Peters ,  Damon Blackford ,  Dale Blackson ,  Edward Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas Dominick ,  Jasen Smolk ,  Brian Lucas ,  Bradley Lightner

发明人： Thomas VanKirk ,  Jon Washington ,  Brian Jones ,  William Beskitt ,  Harry Graef ,  David Peters ,  Damon Blackford ,  Dale Blackson ,  Edward Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas Dominick ,  Jasen Smolk ,  Brian Lucas ,  Bradley Lightner

IPC分类号： G07F19/00

CPC分类号： G07F19/20 ,  G06Q20/042 ,  G07F7/04 ,  G07F19/202

摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.

公开(公告)号：US20060202022A1

公开(公告)日：2006-09-14

申请号：US11371287

申请日：2006-03-08

申请人： Thomas VanKirk ,  Jon Washington ,  Brian Jones ,  William Beskitt ,  Harry Graef ,  David Peters ,  Damon Blackford ,  Dale Blackson ,  Edward Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas Dominick ,  Jasen Smolk ,  Brian Lucas ,  Bradley Lightner

发明人： Thomas VanKirk ,  Jon Washington ,  Brian Jones ,  William Beskitt ,  Harry Graef ,  David Peters ,  Damon Blackford ,  Dale Blackson ,  Edward Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas Dominick ,  Jasen Smolk ,  Brian Lucas ,  Bradley Lightner

IPC分类号： G07F19/00

CPC分类号： G07F19/203 ,  G06Q20/042 ,  G07F19/20

摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.