公开(公告)号：US08251281B1

公开(公告)日：2012-08-28

申请号：US12459185

申请日：2009-06-26

申请人： Jeffrey M. Eastman ,  Brian Jones ,  Michael S. Johnson ,  Shawn Griggy ,  Jeff A. Brannan ,  Michael J. Harty ,  Robert W. Barnett ,  Eric S. VanKeulen ,  Mike R. Ryan ,  William D. Beskitt ,  Kenneth Turocy

发明人： Jeffrey M. Eastman ,  Brian Jones ,  Michael S. Johnson ,  Shawn Griggy ,  Jeff A. Brannan ,  Michael J. Harty ,  Robert W. Barnett ,  Eric S. VanKeulen ,  Mike R. Ryan ,  William D. Beskitt ,  Kenneth Turocy

IPC分类号： G06K5/00 ,  G06F17/00 ,  G06F19/00 ,  G06Q40/00 ,  B65H43/00

CPC分类号： G07F19/201 ,  B65H7/02 ,  B65H7/20 ,  B65H29/20 ,  G06Q20/1085 ,  G06Q40/02 ,  G07F19/20 ,  G07F19/202 ,  G07F19/205 ,  G07G5/00

摘要： An automated banking machine operative to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative responsive to the card data to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine includes a cash dispenser operative to dispense cash to machine users and to cause the value of cash to be assessed to financial accounts corresponding to card data. The automated banking machine is further operative to receive currency bills or other sheets from a user and to process and store such sheets through operation of a currency accepting device. The account corresponding to card data may be credited for the value of bills or other sheets received.

摘要翻译： 一种自动银行业务，可以根据从数据记录中读取的数据进行财务转移。 自动银行机包括读卡器，用于从对应于财务账户的用户卡读取卡数据。 自动银行机器响应于卡数据来执行在账户之间转移和/或分配资金的交易。 自动银行机进一步操作以向用户提供进行的交易的收据。 自动银行机包括一个自动取款机，用于向机器用户分配现金，并将现金价值评估为对应于卡数据的金融账户。 自动银行机进一步操作以从用户接收货币票据或其他票据，并通过货币接收装置的操作来处理和存储这样的票据。 对应于卡数据的帐户可以记入所接收的账单或其他票据的价值。

公开(公告)号：US07318549B2

公开(公告)日：2008-01-15

申请号：US11504301

申请日：2006-08-14

申请人： Zachary Utz ,  Kenneth Turocy ,  Jim Booth ,  Natarajan Ramachandran

发明人： Zachary Utz ,  Kenneth Turocy ,  Jim Booth ,  Natarajan Ramachandran

IPC分类号： G06F17/60

CPC分类号： G07F19/20 ,  G07F19/201 ,  G07F19/205

摘要： An automated banking machine (10) includes a user interface (15). The user interface includes a card reader (16), receipt printer opening (30), cash dispensing opening (38), and deposit accepting opening (40). Multicolor light emitting devices (17, 31, 41, 43) are adjacent to and associated with a respective location where a user interacts with a particular transaction function device of the machine. One or more machine controllers (64) are selective to control the output color and duration of each light emitting device responsive to programming associated with the controller and an operative condition of the associated transaction function device.

摘要翻译： 自动银行机（10）包括用户界面（15）。 用户界面包括读卡器（16），收据打印机开口（30），现金分配开口（38）和存款接收开口（40）。 多色发光装置（17,31,41,43）与用户与机器的特定交易功能装置交互的相应位置相邻并相关联。 响应于与控制器相关联的编程和相关联的交易功能设备的操作状态，一个或多个机器控制器（64）是选择性地控制每个发光设备的输出颜色和持续时间。

公开(公告)号：US07213747B2

公开(公告)日：2007-05-08

申请号：US11370747

申请日：2006-03-08

申请人： Thomas A. VanKirk ,  Jon E. Washington ,  Brian Jones ,  William D. Beskitt ,  Harry Thomas Graef ,  David A. Peters ,  Damon J. Blackford ,  Dale H. Blackson ,  Edward L. Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas T. Dominick ,  Jason J. Smolk ,  Brian E. Lucas ,  Bradley Lightner

发明人： Thomas A. VanKirk ,  Jon E. Washington ,  Brian Jones ,  William D. Beskitt ,  Harry Thomas Graef ,  David A. Peters ,  Damon J. Blackford ,  Dale H. Blackson ,  Edward L. Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas T. Dominick ,  Jason J. Smolk ,  Brian E. Lucas ,  Bradley Lightner

IPC分类号： G07F19/00

CPC分类号： G07F19/202 ,  G06Q20/042 ,  G07F19/20 ,  G07F19/203 ,  G07F19/205

摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.

公开(公告)号：US07150394B2

公开(公告)日：2006-12-19

申请号：US11370547

申请日：2006-03-08

申请人： Thomas A. VanKirk ,  Jon E. Washington ,  Brian Jones ,  William D. Beskitt ,  Harry Thomas Graef ,  David A. Peters ,  Damon J. Blackford ,  Dale H. Blackson ,  Edward L. Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas T. Dominick ,  Jason J. Smolk ,  Brian E. Lucas ,  Bradley Lightner

发明人： Thomas A. VanKirk ,  Jon E. Washington ,  Brian Jones ,  William D. Beskitt ,  Harry Thomas Graef ,  David A. Peters ,  Damon J. Blackford ,  Dale H. Blackson ,  Edward L. Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas T. Dominick ,  Jason J. Smolk ,  Brian E. Lucas ,  Bradley Lightner

IPC分类号： G06Q40/00 ,  G07D11/00 ,  G07F19/00

CPC分类号： G07F19/20 ,  G06Q20/042 ,  G07F7/04 ,  G07F19/202

摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host. In addition, the ATM includes an ink bearing roll to print indicia on checks moving in the ATM.

摘要翻译： 自动银行机系统和方法包括接收对用户的支票和现金的ATM。 操作ATM以从存放的检查中获得图像和磁性数据，以确定检查的真实性和用户接收用于这种检查的现金的权限。 现金可以从ATM分配给用户，以换取押金支票。 自动取款机响应于与交易主机的通信分配现金。 此外，ATM包括墨水支承辊，以在ATM中移动的支票上打印标记。

公开(公告)号：US20060273159A1

公开(公告)日：2006-12-07

申请号：US11504301

申请日：2006-08-14

申请人： Zachary Utz ,  Kenneth Turocy ,  Jim Booth ,  Natarajan Ramachandran

发明人： Zachary Utz ,  Kenneth Turocy ,  Jim Booth ,  Natarajan Ramachandran

IPC分类号： G06F7/08 ,  G07F19/00

CPC分类号： G07F19/20 ,  G07F19/201 ,  G07F19/205

摘要： An automated banking machine (10) includes a user interface (15). The user interface includes a card reader (16), receipt printer opening (30), cash dispensing opening (38), and deposit accepting opening (40). Multicolor light emitting devices (17, 31, 41, 43) are adjacent to and associated with a respective location where a user interacts with a particular transaction function device of the machine. One or more machine controllers (64) are selective to control the output color and duration of each light emitting device responsive to programming associated with the controller and an operative condition of the associated transaction function device.

摘要翻译： 自动银行机（10）包括用户界面（15）。 用户界面包括读卡器（16），收据打印机开口（30），现金分配开口（38）和存款接收开口（40）。 多色发光装置（17,31,41,43）与用户与机器的特定交易功能装置交互的相应位置相邻并相关联。 响应于与控制器相关联的编程和相关联的交易功能设备的操作状态，一个或多个机器控制器（64）是选择性地控制每个发光设备的输出颜色和持续时间。

公开(公告)号：US20060202021A1

公开(公告)日：2006-09-14

申请号：US11371125

申请日：2006-03-08

申请人： Thomas VanKirk ,  Jon Washington ,  Brian Jones ,  William Beskitt ,  Harry Graef ,  David Peters ,  Damon Blackford ,  Dale Blackson ,  Edward Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas Dominick ,  Jasen Smolk ,  Brian Lucas ,  Bradley Lightner

发明人： Thomas VanKirk ,  Jon Washington ,  Brian Jones ,  William Beskitt ,  Harry Graef ,  David Peters ,  Damon Blackford ,  Dale Blackson ,  Edward Laskowski ,  Songtao Ma ,  Tim Crews ,  Kenneth Turocy ,  Douglas Dominick ,  Jasen Smolk ,  Brian Lucas ,  Bradley Lightner

IPC分类号： G07F19/00

CPC分类号： G07F19/205 ,  G07F19/20

摘要： An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.

公开(公告)号：US06976634B2

公开(公告)日：2005-12-20

申请号：US10788611

申请日：2004-02-27

申请人： Jon Washington ,  Songtao Ma ,  Kenneth Turocy ,  Damon J. Blackford ,  H. Thomas Graef

发明人： Jon Washington ,  Songtao Ma ,  Kenneth Turocy ,  Damon J. Blackford ,  H. Thomas Graef

IPC分类号： G06F19/00 ,  G06Q40/02 ,  G07D11/00 ,  G07D13/00 ,  G07F19/00 ,  G06K7/00

CPC分类号： G07F19/20 ,  G06Q20/1085 ,  G06Q20/40 ,  G07D11/0006 ,  G07D11/0012 ,  G07F19/201 ,  G07F19/205

摘要： An ATM currency cassette includes an RFID tag. The tag includes information about the cassette, such as the cassette serial number and the currency denomination. An ATM includes a tag reader that can interrogate the tag to receive the information. The history of a particular cassette can be tracked via the cassette serial number. Problem cassettes can be identified.

摘要翻译： ATM货币盒包括RFID标签。 标签包括有关盒式磁带的信息，如磁带盒序列号和货币面值。 ATM包括可以询问标签以接收信息的标签读取器。 可以通过录像带序列号跟踪特定录像带的历史记录。 问题盒可以被识别。

公开(公告)号：US08281986B1

公开(公告)日：2012-10-09

申请号：US12459189

申请日：2009-06-26

申请人： Jeffrey M. Eastman ,  Brian Jones ,  Michael S. Johnson ,  Shawn Griggy ,  Jeff A. Brannan ,  Michael J. Harty ,  Robert W. Barnett ,  Eric S. VanKeulen ,  Mike R. Ryan ,  William D. Beskitt ,  Kenneth Turocy

发明人： Jeffrey M. Eastman ,  Brian Jones ,  Michael S. Johnson ,  Shawn Griggy ,  Jeff A. Brannan ,  Michael J. Harty ,  Robert W. Barnett ,  Eric S. VanKeulen ,  Mike R. Ryan ,  William D. Beskitt ,  Kenneth Turocy

IPC分类号： G06K5/00 ,  G06F17/00 ,  G06F19/00 ,  G06Q40/00 ,  B65H43/00

CPC分类号： G07F19/201 ,  B65H7/02 ,  B65H7/20 ,  B65H29/20 ,  G06Q20/1085 ,  G06Q40/02 ,  G07F19/20 ,  G07F19/202 ,  G07F19/205 ,  G07G5/00

摘要： An automated banking machine operative to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative responsive to the card data to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine includes a cash dispenser operative to dispense cash to machine users and to cause the value of cash to be assessed to financial accounts corresponding to card data. The automated banking machine is further operative to receive currency bills or other sheets from a user and to process and store such sheets through operation of a currency accepting device. The account corresponding to card data may be credited for the value of bills or other sheets received.

公开(公告)号：US08141774B2

公开(公告)日：2012-03-27

申请号：US13066074

申请日：2011-04-05

申请人： Thomas A. VanKirk ,  Jon E. Washington ,  Brian Jones ,  William D. Beskitt ,  Harry Thomas Graef ,  David A. Peters ,  Damon J. Blackford ,  Dale H. Blackson ,  Edward L. Laskowski ,  Songtao Ma ,  Tim Crews ,  Wayne Warren ,  Martin J. Brown ,  Todd Galloway ,  Kenneth Turocy ,  Douglas T. Dominick ,  Jason J. Smolk ,  Brian E. Lucas ,  Bradley Lightner ,  James Meek ,  Robert W. Barnett ,  Mike Ryan ,  James R. Kay ,  Mark A. Ward ,  Victor Bell ,  William McCarthy ,  Matthew Pahl ,  Keith Carpenter ,  Laura Drozda

发明人： Thomas A. VanKirk ,  Jon E. Washington ,  Brian Jones ,  William D. Beskitt ,  Harry Thomas Graef ,  David A. Peters ,  Damon J. Blackford ,  Dale H. Blackson ,  Edward L. Laskowski ,  Songtao Ma ,  Tim Crews ,  Wayne Warren ,  Martin J. Brown ,  Todd Galloway ,  Kenneth Turocy ,  Douglas T. Dominick ,  Jason J. Smolk ,  Brian E. Lucas ,  Bradley Lightner ,  James Meek ,  Robert W. Barnett ,  Mike Ryan ,  James R. Kay ,  Mark A. Ward ,  Victor Bell ,  William McCarthy ,  Matthew Pahl ,  Keith Carpenter ,  Laura Drozda

IPC分类号： G07F19/00

CPC分类号： G07D11/0084 ,  G06Q20/042 ,  G06Q20/1085 ,  G07F19/20

摘要： An automated banking machine operates responsive to data read from user cards to accept checks and dispense cash to authorized machine users. The machine can compare image data and magnetic data obtained from a check to determine the genuineness of the check. The machine can also determine whether a machine user is authorized to exchange a check for cash. A cash dispenser can be operated to dispense cash to a machine user in exchange for a deposited check. The machine dispenses the cash responsive to communications with a transaction host.

摘要翻译： 一种自动银行业务器响应于从用户卡读取的数据来接受对被授权的机器用户的支票和现金的操作。 该机器可以比较从支票获取的图像数据和磁数据，以确定支票的真实性。 机器还可以确定机器用户是否有权交换支票以支付现金。 可以使用自动取款机将现金分配给机器用户以换取存放支票。 该机器响应于与交易主机的通信而分配现金。

公开(公告)号：US07931193B2

公开(公告)日：2011-04-26

申请号：US12661276

申请日：2010-03-12

申请人： Thomas A. VanKirk ,  Jon E. Washington ,  Brian Jones ,  William D. Beskitt ,  Harry Thomas Graef ,  David A. Peters ,  Damon J. Blackford ,  Dale H. Blackson ,  Edward L. Laskowski ,  Songtao Ma ,  Tim Crews ,  Wayne Warren ,  Martin J. Brown ,  Todd Galloway ,  Kenneth Turocy ,  Douglas T. Dominick ,  Jason J. Smolk ,  Brian E. Lucas ,  Bradley Lightner ,  James Meek ,  Robert W. Barnett ,  Mike Ryan ,  James R. Kay ,  Mark A. Ward ,  Victor Bell ,  William McCarthy ,  Matthew Pahl ,  Keith Carpenter ,  Laura Drozda

发明人： Thomas A. VanKirk ,  Jon E. Washington ,  Brian Jones ,  William D. Beskitt ,  Harry Thomas Graef ,  David A. Peters ,  Damon J. Blackford ,  Dale H. Blackson ,  Edward L. Laskowski ,  Songtao Ma ,  Tim Crews ,  Wayne Warren ,  Martin J. Brown ,  Todd Galloway ,  Kenneth Turocy ,  Douglas T. Dominick ,  Jason J. Smolk ,  Brian E. Lucas ,  Bradley Lightner ,  James Meek ,  Robert W. Barnett ,  Mike Ryan ,  James R. Kay ,  Mark A. Ward ,  Victor Bell ,  William McCarthy ,  Matthew Pahl ,  Keith Carpenter ,  Laura Drozda

IPC分类号： G07F19/00

CPC分类号： G07D11/0084 ,  G06Q20/042 ,  G06Q20/1085 ,  G07F19/20

摘要： An automated banking machine that operates responsive to data read from user cards which accepts checks and dispenses cash to users. The machine operates to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user in exchange for the deposited check. The machine dispenses cash responsive to communications with a transaction host.

摘要翻译： 一种自动银行机器，其响应于从用户卡读取的数据进行操作，该数据接收检查并向用户分配现金。 该机器用于从存放的检查中获取图像和磁性数据，以确定检查的真实性以及用户接受这种检查的现金的权限。 可以将现金分配给用户以换取已存的支票。 该机器响应于与交易主机的通信而分配现金。