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31.发明授权公开(公告)号：US12289315B2
公开(公告)日：2025-04-29
申请号：US18664144
申请日：2024-05-14
Applicant: Bank of America Corporation
Inventor： Jayachandra Varma , Manu Kurian , Lalit Dhawan
IPC: H04L29/06 , G06F21/31 , G06T11/00 , H04L9/40 , H04L67/131 , H04L67/306 , H04L67/52
Abstract: A processor is configured to access a virtual environment comprising a plurality of virtual locations. The processor is configured to generate a primary avatar in a first virtual location based on a superset of the user data associated with a first set of the interaction criteria objects. The processor is configured to receive an interaction request from a user device for an interaction with the entity in a second virtual location. The processor is configured to generate a secondary set of user data based on the superset of the user data and the second set of the interaction criteria objects. The processor is configured to generate a secondary avatar associated with the user device in the second virtual location. The processor is further configured to conduct the interaction between the secondary avatar and the entity in the second virtual location based on the second set of the interaction criteria objects.
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32.发明公开公开(公告)号：US20240305644A1
公开(公告)日：2024-09-12
申请号：US18664144
申请日：2024-05-14
Applicant: Bank of America Corporation
Inventor： Jayachandra Varma , Manu Kurian , Lalit Dhawan
IPC: H04L9/40 , G06F21/31 , G06T11/00 , H04L67/131 , H04L67/306 , H04L67/52
CPC classification number: H04L63/102 , G06F21/31 , G06T11/00 , H04L67/131 , H04L67/306 , H04L67/52
Abstract: A processor is configured to access a virtual environment comprising a plurality of virtual locations. The processor is configured to generate a primary avatar in a first virtual location based on a superset of the user data associated with a first set of the interaction criteria objects. The processor is configured to receive an interaction request from a user device for an interaction with the entity in a second virtual location. The processor is configured to generate a secondary set of user data based on the superset of the user data and the second set of the interaction criteria objects. The processor is configured to generate a secondary avatar associated with the user device in the second virtual location. The processor is further configured to conduct the interaction between the secondary avatar and the entity in the second virtual location based on the second set of the interaction criteria objects.
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33.发明公开公开(公告)号：US20240223536A1
公开(公告)日：2024-07-04
申请号：US18092609
申请日：2023-01-03
Applicant: BANK OF AMERICA CORPORATION
Inventor： Lalit Dhawan , Manu Jacob Kurian , Sanjeev Verma
CPC classification number: H04L63/0414 , H04L41/22 , H04L63/20
Abstract: Embodiments of the invention are directed to systems, computer program products, and methods for tracking data transferred in a distributed network via secured, layered data tagging. A checkpoint sensing engine collects data flow at a checkpoint device and verifies a match between a checkpoint tag of the transaction packet and a checkpoint identifier of the checkpoint device. If no match occurs, the transaction packet it transmitted to a quarantine unit. If a match occurs, a deconstruction engine then removes the checkpoint tag, exposing an underlying second checkpoint tag corresponding with a second checkpoint device. Thereafter, the transaction packet is transmitted to the second checkpoint device.
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公开(公告)号：US20230224279A1
公开(公告)日：2023-07-13
申请号：US18121749
申请日：2023-03-15
Applicant: Bank of America Corporation
Inventor： Manu Kurian , Lalit Dhawan
CPC classification number: G06F16/252 , G06F21/606 , G06F2221/2137
Abstract: Aspects of the disclosure relate to deploying and utilizing a dynamic data stenciling system with a smart linking engine. A computing platform may receive source data from one or more data source systems. Subsequently, the computing platform may identify a target application hosted by an enterprise application host platform as being an intended recipient of a portion of the source data. Then, the computing platform may select a dynamic data stencil from a plurality of available data stencils. Thereafter, the computing platform may overlay the portion of the source data onto the target application using the dynamic data stencil. In addition, by overlaying the portion of the source data onto the target application using the dynamic data stencil, the computing platform may cause the target application to execute one or more data processing functions using the portion of the source data received from the one or more data source systems.
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公开(公告)号：US11637814B2
公开(公告)日：2023-04-25
申请号：US17474348
申请日：2021-09-14
Applicant: Bank of America Corporation
Inventor： Manu Kurian , Lalit Dhawan
Abstract: Aspects of the disclosure relate to deploying and utilizing a dynamic data stenciling system with a smart linking engine. A computing platform may receive source data from one or more data source systems. Subsequently, the computing platform may identify a target application hosted by an enterprise application host platform as being an intended recipient of a portion of the source data. Then, the computing platform may select a dynamic data stencil from a plurality of available data stencils. Thereafter, the computing platform may overlay the portion of the source data onto the target application using the dynamic data stencil. In addition, by overlaying the portion of the source data onto the target application using the dynamic data stencil, the computing platform may cause the target application to execute one or more data processing functions using the portion of the source data received from the one or more data source systems.
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Patent Agency Ranking
36.发明授权公开(公告)号：US11367045B2
公开(公告)日：2022-06-21
申请号：US16831335
申请日：2020-03-26
Applicant: BANK OF AMERICA CORPORATION
Inventor： Christine Meloro Hill , Manu Jacob Kurian , Lalit Dhawan , Robert N. Gridley , G. Alister Bazaz
Abstract: Validated tracking of events associated with equipment during the course of a resource arrangement. The events include location-changing events, which provide for a physical change in location of the equipment. The verified tracking of the events is provided by a distributed trust computing network, which through convergence by one or more decentralized nodes provides for authenticating/validating data stored within distributed registers/ledgers. Specific to the invention, once a location-changing event is determined/detected, the location-changing event is registered in the distributed trust computing network by creating and validating a data block within a distributed register/ledger that includes information pertaining to the location-changing event. In this regard, the existence of the data block within the distributed register/leger serves as a verified source of truth of the occurrence of the location-change event, which is capable of identifying the verified current location of the equipment at any point in time.
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公开(公告)号：US11354733B2
公开(公告)日：2022-06-07
申请号：US16195923
申请日：2018-11-20
Applicant: Bank of America Corporation
Inventor： Manu Kurian , Lalit Dhawan
Abstract: Systems for providing cross-relational matching functionality are provided. In some examples, a system may receive a request for a product which may be evaluated to determine whether a requesting user qualifies for the product. If so, the product may be approved and cross-relational matching functionality may be enabled. A plurality of eligible users may be identified. The plurality of eligible users may be identified as potentially interested in assisting in providing the product to the requesting user. Each eligible user of the plurality of eligible users may be evaluated (e.g., using machine learning) to determine whether the user matches one or more predetermined rules or qualifications as likely to be interested in providing the product. If so, the eligible user may be added to a subset of eligible users.
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公开(公告)号：US11165580B2
公开(公告)日：2021-11-02
申请号：US16695447
申请日：2019-11-26
Applicant: Bank of America Corporation
Inventor： Elena Kvochko , Lalit Dhawan
Abstract: A privacy-enabled system for securely transmitting encrypted data is provided. The system comprises: a memory device with computer-readable program code stored thereon; a communication device connected to a network; and a processing device configured to: receive a request for a resource transfer of a resource from a user resource location associated with a user to a destination device associated with a third party; determine a data requirement for completing the resource transfer, wherein the data requirement is a minimum amount of user resource location data required for directing the resource from the user resource location to the destination device and completing the resource transfer; based on determining the data requirement, generate a transmission package comprising the resource, wherein the transmission package has at least a portion of the user resource location data removed or modified; and deliver the transmission package to the destination device to complete the resource transfer.
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公开(公告)号：US11153281B2
公开(公告)日：2021-10-19
申请号：US16211295
申请日：2018-12-06
Applicant: Bank of America Corporation
Inventor： Manu Kurian , Lalit Dhawan
Abstract: Aspects of the disclosure relate to deploying and utilizing a dynamic data stenciling system with a smart linking engine. A computing platform may receive source data from one or more data source systems. Subsequently, the computing platform may identify a target application hosted by an enterprise application host platform as being an intended recipient of a portion of the source data. Then, the computing platform may select a dynamic data stencil from a plurality of available data stencils. Thereafter, the computing platform may overlay the portion of the source data onto the target application using the dynamic data stencil. In addition, by overlaying the portion of the source data onto the target application using the dynamic data stencil, the computing platform may cause the target application to execute one or more data processing functions using the portion of the source data received from the one or more data source systems.
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公开(公告)号：US20210304120A1
公开(公告)日：2021-09-30
申请号：US16831372
申请日：2020-03-26
Applicant: BANK OF AMERICA CORPORATION
Inventor： Christine Meloro Hill , Manu Jacob Kurian , Lalit Dhawan , Robert N. Gridley , G. Alister Bazaz
Abstract: The present disclosure is directed to a novel system for using a distributed register to conduct, manage, and store resource tracking data. In particular, computing systems may be used to perform assessments on and track various diagnostic parameters for a fleet of resources within an enterprise environment and store the data records within the distributed register. Data may be received in a periodic manner, event-based manner, or a continuous manner from on-board diagnostic components of the resources. The system may further comprise one or more distributed register interjectors which may trigger the addition of updated data records for one or more resources in the distributed register. In this way, the system provides for a highly efficient way to track and analyze resource data and forecast value and condition of resources belonging to the entity.
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